Union Planters Bank of Central Mississippi in Jackson, Mississippi (MS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1998

  • Union Planters Bank of Central Mississippi in Jackson, Mississippi (MS)
  • Show street view No street view available for this location

Union Planters Bank of Central Mississippi - Overview

  • General
  • FDIC Certificate #: 34050
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Union Planters Bank, National Association (#4979)
    Federal Reserve ID: 1429608
    Date Established: August 24, 1995
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 42 (Interstate: No)
    OTS Docket #: 13863
    FDIC's unique #: 56129
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: August 24, 1995
    Last Structure Change Effective Date: January 01, 1998
    Last Structure Change Process Date: January 22, 1998
    Last Data Update: January 22, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 329 East Capitol Street, Jackson, MS 39201
    County: Hinds
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Jackson Ms
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Jackson, MS (#3560)
    Combined Statistical Area (CSA): Jackson-Yazoo City, MS (#298)
    Core Based Statistical Area (CBSA): Jackson, MS (#27140)
    CBSA Metro Statistical Area: Jackson, MS (#27140)
  • Financial Summary
  • Total assets: $757.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 412Total employees (full-time equivalent)
  • $757,810Total assets
  • $51,381Cash and due from depository institutions
  • $59Interest-bearing balances
  • $171,105Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $502,529Net loans & leases
  • $7,727Loan loss allowance
  • $0Trading account assets
  • $20,813Bank premises and fixed assets
  • $1,832Other real estate owned
  • $1,407Goodwill and other intangibles
  • $0Life insurance assets
  • $8,743All other assets
  • $757,810Total liabilities and capital
  • $700,733Total liabilities
  • $664,072Total deposits
  • $540,788Interest-bearing deposits
  • $664,072Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $29,215Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $695Other borrowed funds
  • $0Subordinated debt
  • $6,751All other liabilities
  • $57,077Total equity capital
  • $57,077Total bank equity capital
  • $57,077Perpetual preferred stock
  • $0Common stock
  • $2,000Surplus
  • $47,400Undivided profits
  • Memoranda
  • $7,677Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $4,568Earning assets
  • $0Long-term assets (5+ years)
  • $5,899Average Assets, year-to-date
  • $673,693Average Assets, quarterly
  • $117,033Volatile liabilities
  • $631,227Insider loans
  • $684,647FHLB advances
  • $81,993Loans and leases held for sale
  • $6,780Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $98,894Total unused commitments
  • $0Restructured Loans and leases
  • $508,896Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $47,846Total interest income
  • $20,415Total interest expense
  • $27,431Net interest income
  • $1,279Provision for loan and lease losses
  • $6,646Total noninterest income
  • $0Fiduciary activities
  • $5,709Service charges on deposit accounts
  • $0Trading account gains & fees
  • $937Additional noninterest income
  • $21,646Total noninterest expense
  • $9,563Salaries and employee benefits
  • $3,021Premises and equipment expense
  • $9,062Additional noninterest expense
  • $11,152Pre-tax net operating income
  • -$137Securities gains (losses)
  • $3,546Applicable income taxes
  • $7,469Income before extraordinary items
  • $0Extraordinary gains - net
  • $7,469Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,550Sale, conversion, retirement of capital stock, net
  • $4,418Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.41%Yield on earning assets
  • 3.59%Cost of funding earning assets
  • 4.82%Net interest margin
  • 1.17%Noninterest income to earning assets
  • 3.81%Noninterest expense to earning assets
  • 1.20%Net operating income to assets
  • 1.18%Return on assets (ROA)
  • 1.75%Pretax return on assets
  • 16.57%Return on equity (ROE)
  • 6.77%Retained earnings to average equity (YTD only)
  • 0.35%Net charge-offs to loans
  • 82.52%Credit loss provision to net charge-offs
  • 8.02%Efficiency ratio
  • 60,806Assets per employee
  • 1.84%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 59.15%Loss allowance to loans
  • 1.51%Loss allowance to noncurrent loans
  • 169.15%Noncurrent assets plus other real estate owned to assets
  • 0.84%Noncurrent loans to loans
  • 0.90%Net loans and leases to deposits
  • 75.67%Net loans and leases to core deposits
  • 82.21%Equity capital to assets
  • 7.53%Core capital (leverage) ratio
  • 7.48%Tier 1 risk-based capital ratio
  • 10.17%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $631,227Average earning assets
  • $45,075Average equity
  • $568,677Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Union Planters Bank of Central Mississippi.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents