Union Planters Bank of Chattanooga, National Association
Union Planters Bank of Chattanooga, National Association in Chattanooga, Tennessee (TN) Overview, Financial Summary, Detailed Financial Reports, Branches
This bank is inactive as of January 01, 1998
Union Planters Bank of Chattanooga, National Association in Chattanooga, Tennessee (TN)
Union Planters Bank of Chattanooga, National Association - Overview
General
FDIC Certificate #: 33917 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Union Planters Bank, National Association (#4979) Federal Reserve ID: 1432578 Date Established: July 01, 1994 Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 9 (Interstate: No) OTS Docket #: 13197 FDIC's unique #: 54773 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes Oakar Institutions: Yes State Chartered: No Date of Deposit Insurance: July 01, 1994 Last Structure Change Effective Date: January 01, 1998 Last Structure Change Process Date: January 22, 1998 Last Data Update: January 22, 1998 Data Source Date: April 05, 2012
Location
Address: 835 Georgia Avenue, Chattanooga, TN 37402 County: Hamilton Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Knoxville Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: Southeast Metropolitan Statistical Area (MSA): Chattanooga, TN-GA (#1560) Combined Statistical Area (CSA): Chattanooga-Cleveland-Athens, TN-GA (#174) Core Based Statistical Area (CBSA): Chattanooga, TN-GA (#16860) CBSA Metro Statistical Area: Chattanooga, TN-GA (#16860)
Financial Summary
Total assets: $130.2 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Assets and Liabilities (December 31, 1997)
Dollar figures in thousands
63Total employees (full-time equivalent)
$130,179Total assets
$5,201Cash and due from depository institutions
$0Interest-bearing balances
$32,063Securities
$17,800Federal funds sold & reverse repurchase agreements
$69,994Net loans & leases
$1,207Loan loss allowance
$0Trading account assets
$518Bank premises and fixed assets
$0Other real estate owned
$3,415Goodwill and other intangibles
$0Life insurance assets
$1,188All other assets
$130,179Total liabilities and capital
$117,096Total liabilities
$114,498Total deposits
$96,142Interest-bearing deposits
$114,498Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$2,194Other borrowed funds
$0Subordinated debt
$404All other liabilities
$13,083Total equity capital
$13,083Total bank equity capital
$13,083Perpetual preferred stock
$0Common stock
$2,165Surplus
$9,915Undivided profits
Memoranda
$1,003Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$317Earning assets
$0Long-term assets (5+ years)
$704Average Assets, year-to-date
$119,857Average Assets, quarterly
$11,931Volatile liabilities
$131,567Insider loans
$130,816FHLB advances
$5,992Loans and leases held for sale
$363Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$12,959Total unused commitments
$0Restructured Loans and leases
$77,934Derivatives
Income and Expense (December 31, 1997)
Dollar figures in thousands
$9,723Total interest income
$3,883Total interest expense
$5,840Net interest income
$180Provision for loan and lease losses
$1,484Total noninterest income
$0Fiduciary activities
$1,005Service charges on deposit accounts
$0Trading account gains & fees
$479Additional noninterest income
$4,510Total noninterest expense
$2,011Salaries and employee benefits
$898Premises and equipment expense
$1,601Additional noninterest expense
$2,634Pre-tax net operating income
$0Securities gains (losses)
$981Applicable income taxes
$1,653Income before extraordinary items
$0Extraordinary gains - net
$1,653Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$140Sale, conversion, retirement of capital stock, net
$1,161Net operating income
Performance and Condition Ratios (December 31, 1997)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.20%Yield on earning assets
3.27%Cost of funding earning assets
4.92%Net interest margin
1.25%Noninterest income to earning assets
3.80%Noninterest expense to earning assets
1.26%Net operating income to assets
1.26%Return on assets (ROA)
2.00%Pretax return on assets
12.70%Return on equity (ROE)
3.78%Retained earnings to average equity (YTD only)
0.16%Net charge-offs to loans
128.57%Credit loss provision to net charge-offs
20.10%Efficiency ratio
60,281Assets per employee
2.07%Cash dividends to net income (YTD only)
Condition Ratios (%)
70.24%Loss allowance to loans
1.70%Loss allowance to noncurrent loans
380.76%Noncurrent assets plus other real estate owned to assets
0.24%Noncurrent loans to loans
0.45%Net loans and leases to deposits
61.13%Net loans and leases to core deposits
63.93%Equity capital to assets
10.05%Core capital (leverage) ratio
7.43%Tier 1 risk-based capital ratio
12.19%Total risk-based capital ratio
Memoranda
$13Average assets
$131,567Average earning assets
$13,014Average equity
$118,600Average loans
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Union Planters Bank of Chattanooga, National Association
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