Union Planters Bank of Kentucky, National Association in Paducah, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 13, 1999

  • Union Planters Bank of Kentucky, National Association in Paducah, Kentucky (KY)
  • Show street view No street view available for this location

Union Planters Bank of Kentucky, National Association - Overview

  • General
  • FDIC Certificate #: 2763
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Union Planters Bank, National Association (#4979)
    Federal Reserve ID: 286242
    Date Established: June 17, 1926
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 24 (Interstate: No)
    OTS Docket #: 10984
    FDIC's unique #: 1799
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 13, 1999
    Last Structure Change Process Date: August 20, 1999
    Last Data Update: August 20, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: Kentucky Avenue At Fourth Street, Paducah, KY 42001
    County: Mccracken
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Hopkinsville
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Southeast
    Combined Statistical Area (CSA): Paducah-Mayfield, KY-IL (#424)
    Core Based Statistical Area (CBSA): Paducah, KY-IL (#37140)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $1,192.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 467Total employees (full-time equivalent)
  • $1,305,796Total assets
  • $37,595Cash and due from depository institutions
  • $100Interest-bearing balances
  • $205,402Securities
  • $17,000Federal funds sold & reverse repurchase agreements
  • $1,004,203Net loans & leases
  • $16,108Loan loss allowance
  • $0Trading account assets
  • $13,639Bank premises and fixed assets
  • $29Other real estate owned
  • $8,437Goodwill and other intangibles
  • $0Life insurance assets
  • $19,491All other assets
  • $1,305,796Total liabilities and capital
  • $1,198,375Total liabilities
  • $1,149,728Total deposits
  • $1,058,495Interest-bearing deposits
  • $1,149,728Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $16,616Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $17,168Other borrowed funds
  • $0Subordinated debt
  • $14,863All other liabilities
  • $107,421Total equity capital
  • $107,421Total bank equity capital
  • $107,421Perpetual preferred stock
  • $0Common stock
  • $6,471Surplus
  • $56,028Undivided profits
  • Memoranda
  • $44,922Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $5,091Earning assets
  • $0Long-term assets (5+ years)
  • $6,454Average Assets, year-to-date
  • $1,226,705Average Assets, quarterly
  • $280,764Volatile liabilities
  • $1,412,379Insider loans
  • $1,316,972FHLB advances
  • $104,622Loans and leases held for sale
  • $6,063Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $6,417Total risk weighted assets
  • $99,164Total unused commitments
  • $0Restructured Loans and leases
  • $930,655Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $112,945Total interest income
  • $56,956Total interest expense
  • $55,989Net interest income
  • $13,165Provision for loan and lease losses
  • $10,771Total noninterest income
  • $1,640Fiduciary activities
  • $5,223Service charges on deposit accounts
  • $0Trading account gains & fees
  • $3,908Additional noninterest income
  • $51,902Total noninterest expense
  • $25,676Salaries and employee benefits
  • $8,874Premises and equipment expense
  • $17,352Additional noninterest expense
  • $1,693Pre-tax net operating income
  • -$63Securities gains (losses)
  • $2,289Applicable income taxes
  • -$659Income before extraordinary items
  • $0Extraordinary gains - net
  • -$659Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $12,540Sale, conversion, retirement of capital stock, net
  • $48,000Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.51%Yield on earning assets
  • 4.29%Cost of funding earning assets
  • 4.22%Net interest margin
  • 0.81%Noninterest income to earning assets
  • 3.91%Noninterest expense to earning assets
  • -0.04%Net operating income to assets
  • -0.05%Return on assets (ROA)
  • 0.12%Pretax return on assets
  • -0.51%Return on equity (ROE)
  • -37.57%Retained earnings to average equity (YTD only)
  • 1.17%Net charge-offs to loans
  • 104.98%Credit loss provision to net charge-offs
  • 1.18%Efficiency ratio
  • 75,440Assets per employee
  • 2.80%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -7283.76%Loss allowance to loans
  • 1.58%Loss allowance to noncurrent loans
  • 316.40%Noncurrent assets plus other real estate owned to assets
  • 0.39%Noncurrent loans to loans
  • 0.50%Net loans and leases to deposits
  • 87.34%Net loans and leases to core deposits
  • 93.69%Equity capital to assets
  • 8.23%Core capital (leverage) ratio
  • 7.36%Tier 1 risk-based capital ratio
  • 10.23%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $1,412,379Average earning assets
  • $129,505Average equity
  • $1,326,817Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Union Planters Bank of Kentucky, National Association.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents