Union Planters Bank of Mississippi in Grenada, Mississippi (MS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1998

  • Union Planters Bank of Mississippi in Grenada, Mississippi (MS)
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Union Planters Bank of Mississippi - Overview

  • General
  • FDIC Certificate #: 12442
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Union Planters Bank, National Association (#4979)
    Federal Reserve ID: 156943
    Date Established: May 24, 1890
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 21 (Interstate: No)
    OTS Docket #: 9681
    FDIC's unique #: 7922
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 01, 1998
    Last Structure Change Process Date: January 22, 1998
    Last Data Update: January 22, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 2000 Gateway, Grenada, MS 38901
    County: Grenada
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Jackson Ms
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Grenada, MS (#24980)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $510.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 237Total employees (full-time equivalent)
  • $510,148Total assets
  • $20,801Cash and due from depository institutions
  • $102Interest-bearing balances
  • $114,997Securities
  • $700Federal funds sold & reverse repurchase agreements
  • $358,251Net loans & leases
  • $5,100Loan loss allowance
  • $0Trading account assets
  • $4,493Bank premises and fixed assets
  • $239Other real estate owned
  • $60Goodwill and other intangibles
  • $0Life insurance assets
  • $10,607All other assets
  • $510,148Total liabilities and capital
  • $465,826Total liabilities
  • $460,804Total deposits
  • $383,787Interest-bearing deposits
  • $460,804Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $781Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $4,241All other liabilities
  • $44,322Total equity capital
  • $44,322Total bank equity capital
  • $44,322Perpetual preferred stock
  • $0Common stock
  • $8,664Surplus
  • $32,214Undivided profits
  • Memoranda
  • $3,444Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $3,323Earning assets
  • $0Long-term assets (5+ years)
  • $4,007Average Assets, year-to-date
  • $474,050Average Assets, quarterly
  • $45,362Volatile liabilities
  • $525,400Insider loans
  • $520,614FHLB advances
  • $51,018Loans and leases held for sale
  • $15,488Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $53,749Total unused commitments
  • $0Restructured Loans and leases
  • $331,846Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $41,491Total interest income
  • $17,864Total interest expense
  • $23,627Net interest income
  • $1,475Provision for loan and lease losses
  • $5,774Total noninterest income
  • $942Fiduciary activities
  • $3,533Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,299Additional noninterest income
  • $15,433Total noninterest expense
  • $7,869Salaries and employee benefits
  • $2,037Premises and equipment expense
  • $5,527Additional noninterest expense
  • $12,493Pre-tax net operating income
  • -$41Securities gains (losses)
  • $3,934Applicable income taxes
  • $8,518Income before extraordinary items
  • $0Extraordinary gains - net
  • $8,518Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,352Sale, conversion, retirement of capital stock, net
  • $8,849Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.49%Yield on earning assets
  • 3.65%Cost of funding earning assets
  • 4.83%Net interest margin
  • 1.18%Noninterest income to earning assets
  • 3.16%Noninterest expense to earning assets
  • 1.63%Net operating income to assets
  • 1.62%Return on assets (ROA)
  • 2.37%Pretax return on assets
  • 19.32%Return on equity (ROE)
  • -0.75%Retained earnings to average equity (YTD only)
  • 0.35%Net charge-offs to loans
  • 109.10%Credit loss provision to net charge-offs
  • 10.33%Efficiency ratio
  • 52,400Assets per employee
  • 2.15%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 103.89%Loss allowance to loans
  • 1.40%Loss allowance to noncurrent loans
  • 153.48%Noncurrent assets plus other real estate owned to assets
  • 0.70%Noncurrent loans to loans
  • 0.91%Net loans and leases to deposits
  • 77.74%Net loans and leases to core deposits
  • 87.26%Equity capital to assets
  • 8.69%Core capital (leverage) ratio
  • 8.22%Tier 1 risk-based capital ratio
  • 12.91%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $525,400Average earning assets
  • $44,083Average equity
  • $488,829Average loans

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