Union Planters Bank of North Central Tennessee in Erin, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1998

  • Union Planters Bank of North Central Tennessee in Erin, Tennessee (TN)
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Union Planters Bank of North Central Tennessee - Overview

  • General
  • FDIC Certificate #: 15413
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Union Planters Bank, National Association (#4979)
    Federal Reserve ID: 707934
    Date Established: March 15, 1904
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    OTS Docket #: 11026
    FDIC's unique #: 9729
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 06, 1936
    Last Structure Change Effective Date: January 01, 1998
    Last Structure Change Process Date: January 26, 1998
    Last Data Update: January 26, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: Main And Spring Streets, Erin, TN 37061
    County: Houston
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Nashville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
  • Financial Summary
  • Total assets: $51.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 18Total employees (full-time equivalent)
  • $51,665Total assets
  • $5,589Cash and due from depository institutions
  • $19Interest-bearing balances
  • $10,105Securities
  • $2,025Federal funds sold & reverse repurchase agreements
  • $30,593Net loans & leases
  • $530Loan loss allowance
  • $0Trading account assets
  • $622Bank premises and fixed assets
  • $2Other real estate owned
  • $1,799Goodwill and other intangibles
  • $0Life insurance assets
  • $930All other assets
  • $51,665Total liabilities and capital
  • $46,586Total liabilities
  • $46,078Total deposits
  • $37,462Interest-bearing deposits
  • $46,078Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $305Other borrowed funds
  • $0Subordinated debt
  • $203All other liabilities
  • $5,079Total equity capital
  • $5,079Total bank equity capital
  • $5,079Perpetual preferred stock
  • $0Common stock
  • $88Surplus
  • $4,281Undivided profits
  • Memoranda
  • $710Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $37Earning assets
  • $0Long-term assets (5+ years)
  • $438Average Assets, year-to-date
  • $42,742Average Assets, quarterly
  • $3,471Volatile liabilities
  • $52,169Insider loans
  • $51,641FHLB advances
  • $4,784Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $545Total unused commitments
  • $0Restructured Loans and leases
  • $29,544Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $4,044Total interest income
  • $1,628Total interest expense
  • $2,416Net interest income
  • $255Provision for loan and lease losses
  • $427Total noninterest income
  • $0Fiduciary activities
  • $364Service charges on deposit accounts
  • $0Trading account gains & fees
  • $63Additional noninterest income
  • $1,542Total noninterest expense
  • $679Salaries and employee benefits
  • $202Premises and equipment expense
  • $661Additional noninterest expense
  • $1,046Pre-tax net operating income
  • $0Securities gains (losses)
  • $416Applicable income taxes
  • $630Income before extraordinary items
  • $0Extraordinary gains - net
  • $630Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $109Sale, conversion, retirement of capital stock, net
  • $1,008Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.83%Yield on earning assets
  • 3.56%Cost of funding earning assets
  • 5.28%Net interest margin
  • 0.93%Noninterest income to earning assets
  • 3.37%Noninterest expense to earning assets
  • 1.21%Net operating income to assets
  • 1.21%Return on assets (ROA)
  • 2.01%Pretax return on assets
  • 11.82%Return on equity (ROE)
  • -7.09%Retained earnings to average equity (YTD only)
  • 0.32%Net charge-offs to loans
  • 233.94%Credit loss provision to net charge-offs
  • 11.94%Efficiency ratio
  • 47,555Assets per employee
  • 2.87%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 160.00%Loss allowance to loans
  • 1.70%Loss allowance to noncurrent loans
  • 1432.43%Noncurrent assets plus other real estate owned to assets
  • 0.08%Noncurrent loans to loans
  • 0.12%Net loans and leases to deposits
  • 66.39%Net loans and leases to core deposits
  • 74.09%Equity capital to assets
  • 9.83%Core capital (leverage) ratio
  • 6.08%Tier 1 risk-based capital ratio
  • 10.24%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $52,169Average earning assets
  • $5,329Average equity
  • $45,793Average loans

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