Union Planters Bank of Northeast Mississippi, National Association in New Albany, Mississippi (MS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1998

  • Union Planters Bank of Northeast Mississippi, National Association in New Albany, Mississippi (MS)
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Union Planters Bank of Northeast Mississippi, National Association - Overview

  • General
  • FDIC Certificate #: 19445
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Union Planters Bank, National Association (#4979)
    Federal Reserve ID: 582542
    Date Established: January 01, 1905
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 12 (Interstate: No)
    OTS Docket #: 13083
    FDIC's unique #: 13246
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: June 05, 1965
    Last Structure Change Effective Date: January 01, 1998
    Last Structure Change Process Date: January 26, 1998
    Last Data Update: January 26, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 112 East Bankhead Street, New Albany, MS 38652
    County: Union
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Memphis
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $296.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 127Total employees (full-time equivalent)
  • $296,837Total assets
  • $27,053Cash and due from depository institutions
  • $0Interest-bearing balances
  • $68,908Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $191,948Net loans & leases
  • $2,664Loan loss allowance
  • $0Trading account assets
  • $4,747Bank premises and fixed assets
  • $573Other real estate owned
  • $68Goodwill and other intangibles
  • $0Life insurance assets
  • $3,540All other assets
  • $296,837Total liabilities and capital
  • $278,005Total liabilities
  • $264,215Total deposits
  • $226,698Interest-bearing deposits
  • $264,215Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $9,200Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $4,590All other liabilities
  • $18,832Total equity capital
  • $18,832Total bank equity capital
  • $18,832Perpetual preferred stock
  • $0Common stock
  • $800Surplus
  • $13,085Undivided profits
  • Memoranda
  • $4,947Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,051Earning assets
  • $0Long-term assets (5+ years)
  • $1,792Average Assets, year-to-date
  • $260,856Average Assets, quarterly
  • $28,556Volatile liabilities
  • $277,436Insider loans
  • $287,833FHLB advances
  • $46,232Loans and leases held for sale
  • $1,897Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $16,889Total unused commitments
  • $0Restructured Loans and leases
  • $163,816Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $21,177Total interest income
  • $9,584Total interest expense
  • $11,593Net interest income
  • $385Provision for loan and lease losses
  • $2,833Total noninterest income
  • $41Fiduciary activities
  • $2,086Service charges on deposit accounts
  • $0Trading account gains & fees
  • $706Additional noninterest income
  • $7,606Total noninterest expense
  • $3,947Salaries and employee benefits
  • $1,201Premises and equipment expense
  • $2,458Additional noninterest expense
  • $6,435Pre-tax net operating income
  • $0Securities gains (losses)
  • $2,116Applicable income taxes
  • $4,319Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,319Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $281Sale, conversion, retirement of capital stock, net
  • $3,636Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.30%Yield on earning assets
  • 3.76%Cost of funding earning assets
  • 4.54%Net interest margin
  • 1.11%Noninterest income to earning assets
  • 2.98%Noninterest expense to earning assets
  • 1.56%Net operating income to assets
  • 1.56%Return on assets (ROA)
  • 2.32%Pretax return on assets
  • 23.64%Return on equity (ROE)
  • 3.74%Retained earnings to average equity (YTD only)
  • 0.15%Net charge-offs to loans
  • 137.01%Credit loss provision to net charge-offs
  • 24.27%Efficiency ratio
  • 52,412Assets per employee
  • 2.34%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 84.19%Loss allowance to loans
  • 1.37%Loss allowance to noncurrent loans
  • 253.47%Noncurrent assets plus other real estate owned to assets
  • 0.55%Noncurrent loans to loans
  • 0.54%Net loans and leases to deposits
  • 72.65%Net loans and leases to core deposits
  • 84.49%Equity capital to assets
  • 6.34%Core capital (leverage) ratio
  • 6.31%Tier 1 risk-based capital ratio
  • 11.07%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $277,436Average earning assets
  • $18,267Average equity
  • $255,210Average loans

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