Union Planters Bank of Northwest Tennessee FSB in Paris, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 09, 2003

  • Union Planters Bank of Northwest Tennessee FSB in Paris, Tennessee (TN)
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Union Planters Bank of Northwest Tennessee FSB - Overview

  • General
  • FDIC Certificate #: 29347
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Union Planters Bank, National Association (#4979)
    Federal Reserve ID: 78577
    Date Established: January 01, 1927
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 3315
    FDIC's unique #: 42181
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: July 17, 1935
    Last Structure Change Effective Date: June 09, 2003
    Last Structure Change Process Date: June 23, 2003
    Last Data Update: June 23, 2003
    Data Source Date: April 05, 2012
  • Location
  • Address: 914 East Wood Street, Paris, TN 38242
    County: Henry
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Nashville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Core Based Statistical Area (CBSA): Paris, TN (#37540)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $136.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)

  • Dollar figures in thousands
  • 32Total employees (full-time equivalent)
  • $137,423Total assets
  • $2,985Cash and due from depository institutions
  • $75Interest-bearing balances
  • $8,767Securities
  • $49,000Federal funds sold & reverse repurchase agreements
  • $71,983Net loans & leases
  • $1,097Loan loss allowance
  • $0Trading account assets
  • $1,634Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $3,054All other assets
  • $137,423Total liabilities and capital
  • $127,172Total liabilities
  • $124,359Total deposits
  • $124,359Interest-bearing deposits
  • $124,359Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $687Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $2,126All other liabilities
  • $10,251Total equity capital
  • $10,251Total bank equity capital
  • $10,251Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $5,550Undivided profits
  • Memoranda
  • $4,601Noncurrent loans and leases
  • $9,475Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,364Earning assets
  • $0Long-term assets (5+ years)
  • $625Average Assets, year-to-date
  • $129,825Average Assets, quarterly
  • $0Volatile liabilities
  • $139,524Insider loans
  • $137,925FHLB advances
  • $18,672Loans and leases held for sale
  • $1,537Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $9,475Total unused commitments
  • $861Restructured Loans and leases
  • $905Derivatives

Income and Expense (December 31, 2002)

  • Dollar figures in thousands
  • $6,979Total interest income
  • $3,220Total interest expense
  • $3,759Net interest income
  • $294Provision for loan and lease losses
  • $2,244Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,244Additional noninterest income
  • $2,669Total noninterest expense
  • $1,371Salaries and employee benefits
  • $502Premises and equipment expense
  • $796Additional noninterest expense
  • $3,040Pre-tax net operating income
  • $48Securities gains (losses)
  • $1,176Applicable income taxes
  • $1,912Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,912Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $199Sale, conversion, retirement of capital stock, net
  • $2,028Net operating income

Performance and Condition Ratios (December 31, 2002)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.35%Yield on earning assets
  • 2.47%Cost of funding earning assets
  • 2.88%Net interest margin
  • 1.72%Noninterest income to earning assets
  • 2.05%Noninterest expense to earning assets
  • 1.35%Net operating income to assets
  • 1.37%Return on assets (ROA)
  • 2.21%Pretax return on assets
  • 18.39%Return on equity (ROE)
  • -1.12%Retained earnings to average equity (YTD only)
  • 0.27%Net charge-offs to loans
  • 147.74%Credit loss provision to net charge-offs
  • 16.75%Efficiency ratio
  • 44,461Assets per employee
  • 4.29%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 106.07%Loss allowance to loans
  • 1.50%Loss allowance to noncurrent loans
  • 80.43%Noncurrent assets plus other real estate owned to assets
  • 0.99%Noncurrent loans to loans
  • 1.87%Net loans and leases to deposits
  • 57.88%Net loans and leases to core deposits
  • 67.67%Equity capital to assets
  • 7.46%Core capital (leverage) ratio
  • 7.33%Tier 1 risk-based capital ratio
  • 13.91%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $139,524Average earning assets
  • $10,395Average equity
  • $130,486Average loans

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