Union Planters Bank of Southeast Missouri in Cape Girardeau, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 02, 1996

  • Union Planters Bank of Southeast Missouri in Cape Girardeau, Missouri (MO)
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Union Planters Bank of Southeast Missouri - Overview

  • General
  • FDIC Certificate #: 24668
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Union Planters Bank of Southeast Missouri (#26859)
    Federal Reserve ID: 480648
    Date Established: September 01, 1983
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 11 (Interstate: No)
    OTS Docket #: 10465
    FDIC's unique #: 17127
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 01, 1983
    Last Structure Change Effective Date: December 02, 1996
    Last Structure Change Process Date: December 18, 1996
    Last Data Update: December 20, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 407 North Kingshighway, Cape Girardeau, MO 63701
    County: Cape Girardeau
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Combined Statistical Area (CSA): Cape Girardeau-Sikeston-Jackson, MO-IL (#164)
    Core Based Statistical Area (CBSA): Cape Girardeau-Jackson, MO-IL (#16020)
    CBSA Metro Statistical Area: Cape Girardeau-Jackson, MO-IL (#16020)
  • Financial Summary
  • Total assets: $478.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $128Total assets
  • $460,537Cash and due from depository institutions
  • $13,032Interest-bearing balances
  • $0Securities
  • $51,730Federal funds sold & reverse repurchase agreements
  • $39,175Net loans & leases
  • $343,383Loan loss allowance
  • $5,946Trading account assets
  • $0Bank premises and fixed assets
  • $7,556Other real estate owned
  • $96Goodwill and other intangibles
  • $4,965Life insurance assets
  • $600All other assets
  • $0Total liabilities and capital
  • $460,537Total liabilities
  • $427,664Total deposits
  • $399,098Interest-bearing deposits
  • $363,226Deposits held in domestic offices
  • 399098.00%% insured (estimated)
  • $93Federal funds purchased & repurchase agreements
  • $25,656Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $2,910Total equity capital
  • $2,910Total bank equity capital
  • $32,873Perpetual preferred stock
  • $0Common stock
  • $1,200Surplus
  • $18,569Undivided profits
  • Memoranda
  • $13,104Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $640Income earned, not collected on loans
  • $2,572Earning assets
  • $434,288Long-term assets (5+ years)
  • $15,532Average Assets, year-to-date
  • $439,794Average Assets, quarterly
  • $452,399Volatile liabilities
  • $52,554Insider loans
  • $24,092FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $40,924Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $32,083Total risk weighted assets
  • $326,268Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $34,230Total interest expense
  • $18,716Net interest income
  • $15,514Provision for loan and lease losses
  • $1,970Total noninterest income
  • $2,192Fiduciary activities
  • $106Service charges on deposit accounts
  • $1,149Trading account gains & fees
  • $0Additional noninterest income
  • $937Total noninterest expense
  • $10,611Salaries and employee benefits
  • $5,013Premises and equipment expense
  • $1,173Additional noninterest expense
  • $4,425Pre-tax net operating income
  • $5,125Securities gains (losses)
  • $0Applicable income taxes
  • $1,745Income before extraordinary items
  • $3,380Extraordinary gains - net
  • $0Net income attributable to bank
  • $3,380Net charge-offs
  • $474Cash dividends
  • $2,650Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.22%Cost of funding earning assets
  • 4.49%Net interest margin
  • 3.72%Noninterest income to earning assets
  • 0.53%Noninterest expense to earning assets
  • 2.55%Net operating income to assets
  • 0.77%Return on assets (ROA)
  • 0.77%Pretax return on assets
  • 1.17%Return on equity (ROE)
  • 10.30%Retained earnings to average equity (YTD only)
  • 2.22%Net charge-offs to loans
  • 0.14%Credit loss provision to net charge-offs
  • 415.61%Efficiency ratio
  • 58,935Assets per employee
  • 3.60%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 78.40%Loss allowance to loans
  • 1.70%Loss allowance to noncurrent loans
  • 929.06%Noncurrent assets plus other real estate owned to assets
  • 0.16%Noncurrent loans to loans
  • 0.18%Net loans and leases to deposits
  • 86.04%Net loans and leases to core deposits
  • 92.26%Equity capital to assets
  • 7.14%Core capital (leverage) ratio
  • 7.13%Tier 1 risk-based capital ratio
  • 9.83%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $439,794Average earning assets
  • $32,816Average equity
  • $416,587Average loans

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