Union Planters Bank of Southeast Missouri in Cape Girardeau, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 02, 1996

  • Union Planters Bank of Southeast Missouri in Cape Girardeau, Missouri (MO)
  • Show street view No street view available for this location

Union Planters Bank of Southeast Missouri - Overview

  • General
  • FDIC Certificate #: 24668
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Union Planters Bank of Southeast Missouri (#26859)
    Federal Reserve ID: 480648
    Date Established: September 01, 1983
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 11 (Interstate: No)
    OTS Docket #: 10465
    FDIC's unique #: 17127
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 01, 1983
    Last Structure Change Effective Date: December 02, 1996
    Last Structure Change Process Date: December 18, 1996
    Last Data Update: December 20, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 407 North Kingshighway, Cape Girardeau, MO 63701
    County: Cape Girardeau
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Combined Statistical Area (CSA): Cape Girardeau-Sikeston-Jackson, MO-IL (#164)
    Core Based Statistical Area (CBSA): Cape Girardeau-Jackson, MO-IL (#16020)
    CBSA Metro Statistical Area: Cape Girardeau-Jackson, MO-IL (#16020)
  • Financial Summary
  • Total assets: $478.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $128Total assets
  • $460,537Cash and due from depository institutions
  • $13,032Interest-bearing balances
  • $0Securities
  • $51,730Federal funds sold & reverse repurchase agreements
  • $39,175Net loans & leases
  • $343,383Loan loss allowance
  • $5,946Trading account assets
  • $0Bank premises and fixed assets
  • $7,556Other real estate owned
  • $96Goodwill and other intangibles
  • $4,965Life insurance assets
  • $600All other assets
  • $0Total liabilities and capital
  • $460,537Total liabilities
  • $427,664Total deposits
  • $399,098Interest-bearing deposits
  • $363,226Deposits held in domestic offices
  • 399098.00%% insured (estimated)
  • $93Federal funds purchased & repurchase agreements
  • $25,656Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $2,910Total equity capital
  • $2,910Total bank equity capital
  • $32,873Perpetual preferred stock
  • $0Common stock
  • $1,200Surplus
  • $18,569Undivided profits
  • Memoranda
  • $13,104Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $640Income earned, not collected on loans
  • $2,572Earning assets
  • $434,288Long-term assets (5+ years)
  • $15,532Average Assets, year-to-date
  • $439,794Average Assets, quarterly
  • $452,399Volatile liabilities
  • $52,554Insider loans
  • $24,092FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $40,924Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $32,083Total risk weighted assets
  • $326,268Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $34,230Total interest expense
  • $18,716Net interest income
  • $15,514Provision for loan and lease losses
  • $1,970Total noninterest income
  • $2,192Fiduciary activities
  • $106Service charges on deposit accounts
  • $1,149Trading account gains & fees
  • $0Additional noninterest income
  • $937Total noninterest expense
  • $10,611Salaries and employee benefits
  • $5,013Premises and equipment expense
  • $1,173Additional noninterest expense
  • $4,425Pre-tax net operating income
  • $5,125Securities gains (losses)
  • $0Applicable income taxes
  • $1,745Income before extraordinary items
  • $3,380Extraordinary gains - net
  • $0Net income attributable to bank
  • $3,380Net charge-offs
  • $474Cash dividends
  • $2,650Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.22%Cost of funding earning assets
  • 4.49%Net interest margin
  • 3.72%Noninterest income to earning assets
  • 0.53%Noninterest expense to earning assets
  • 2.55%Net operating income to assets
  • 0.77%Return on assets (ROA)
  • 0.77%Pretax return on assets
  • 1.17%Return on equity (ROE)
  • 10.30%Retained earnings to average equity (YTD only)
  • 2.22%Net charge-offs to loans
  • 0.14%Credit loss provision to net charge-offs
  • 415.61%Efficiency ratio
  • 58,935Assets per employee
  • 3.60%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 78.40%Loss allowance to loans
  • 1.70%Loss allowance to noncurrent loans
  • 929.06%Noncurrent assets plus other real estate owned to assets
  • 0.16%Noncurrent loans to loans
  • 0.18%Net loans and leases to deposits
  • 86.04%Net loans and leases to core deposits
  • 92.26%Equity capital to assets
  • 7.14%Core capital (leverage) ratio
  • 7.13%Tier 1 risk-based capital ratio
  • 9.83%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $439,794Average earning assets
  • $32,816Average equity
  • $416,587Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Union Planters Bank of Southeast Missouri.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents