Union Planters Bank of West Tennessee in Humboldt, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1998

  • Union Planters Bank of West Tennessee in Humboldt, Tennessee (TN)
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Union Planters Bank of West Tennessee - Overview

  • General
  • FDIC Certificate #: 10309
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Union Planters Bank, National Association (#4979)
    Federal Reserve ID: 93057
    Date Established: January 01, 1887
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 27 (Interstate: No)
    OTS Docket #: 10015
    FDIC's unique #: 6603
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 01, 1998
    Last Structure Change Process Date: January 26, 1998
    Last Data Update: January 26, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 1214 Main Street, Humboldt, TN 38343
    County: Gibson
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Memphis
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Combined Statistical Area (CSA): Jackson-Humboldt, TN (#297)
    Core Based Statistical Area (CBSA): Humboldt, TN (#26480)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $441.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 196Total employees (full-time equivalent)
  • $441,071Total assets
  • $13,083Cash and due from depository institutions
  • $84Interest-bearing balances
  • $104,666Securities
  • $13,565Federal funds sold & reverse repurchase agreements
  • $287,385Net loans & leases
  • $3,674Loan loss allowance
  • $0Trading account assets
  • $8,484Bank premises and fixed assets
  • $96Other real estate owned
  • $8,583Goodwill and other intangibles
  • $0Life insurance assets
  • $5,209All other assets
  • $441,071Total liabilities and capital
  • $403,515Total liabilities
  • $389,723Total deposits
  • $339,266Interest-bearing deposits
  • $389,723Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $2,015Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $6,098Other borrowed funds
  • $0Subordinated debt
  • $5,679All other liabilities
  • $37,556Total equity capital
  • $37,556Total bank equity capital
  • $37,556Perpetual preferred stock
  • $0Common stock
  • $400Surplus
  • $32,629Undivided profits
  • Memoranda
  • $4,527Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,895Earning assets
  • $9Long-term assets (5+ years)
  • $2,339Average Assets, year-to-date
  • $405,700Average Assets, quarterly
  • $140,855Volatile liabilities
  • $447,475Insider loans
  • $440,688FHLB advances
  • $44,447Loans and leases held for sale
  • $523Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $190Total risk weighted assets
  • $29,112Total unused commitments
  • $0Restructured Loans and leases
  • $276,415Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $34,880Total interest income
  • $16,399Total interest expense
  • $18,481Net interest income
  • $2,001Provision for loan and lease losses
  • $8,214Total noninterest income
  • $48Fiduciary activities
  • $3,600Service charges on deposit accounts
  • $0Trading account gains & fees
  • $4,566Additional noninterest income
  • $17,731Total noninterest expense
  • $7,026Salaries and employee benefits
  • $1,808Premises and equipment expense
  • $8,897Additional noninterest expense
  • $6,963Pre-tax net operating income
  • -$20Securities gains (losses)
  • $2,496Applicable income taxes
  • $4,447Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,447Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,836Sale, conversion, retirement of capital stock, net
  • $6,697Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.58%Yield on earning assets
  • 4.03%Cost of funding earning assets
  • 4.55%Net interest margin
  • 2.02%Noninterest income to earning assets
  • 4.36%Noninterest expense to earning assets
  • 1.00%Net operating income to assets
  • 0.99%Return on assets (ROA)
  • 1.55%Pretax return on assets
  • 11.45%Return on equity (ROE)
  • -5.79%Retained earnings to average equity (YTD only)
  • 0.64%Net charge-offs to loans
  • 108.99%Credit loss provision to net charge-offs
  • 4.88%Efficiency ratio
  • 62,611Assets per employee
  • 2.25%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 150.60%Loss allowance to loans
  • 1.26%Loss allowance to noncurrent loans
  • 193.88%Noncurrent assets plus other real estate owned to assets
  • 0.45%Noncurrent loans to loans
  • 0.65%Net loans and leases to deposits
  • 73.74%Net loans and leases to core deposits
  • 82.75%Equity capital to assets
  • 8.51%Core capital (leverage) ratio
  • 6.48%Tier 1 risk-based capital ratio
  • 10.09%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $447,475Average earning assets
  • $38,851Average equity
  • $406,544Average loans

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