UnionBank/Central in city_name, state_name - Detailed Financial Reports, Location

UnionBank/Central in Princeton, Illinois (IL)
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UnionBank/Central - Overview

General
FDIC Certificate #: 16195
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Centrue Bank (#3744)
Federal Reserve ID: 465645
Date Established: October 02, 1944
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 6 (Interstate: No)
OTS Docket #: 10167
FDIC's unique #: 10397
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: October 02, 1944
Last Structure Change Effective Date: March 28, 2003
Last Structure Change Process Date: April 25, 2003
Last Data Update: April 25, 2003
Data Source Date: April 05, 2012
Location
Address: 601 South Main Street, Princeton, IL 61356
County: Bureau
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Princeton
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Core Based Statistical Area (CBSA): Ottawa-Streator, IL (#36860)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $139.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)

Dollar figures in thousands
51Total employees (full-time equivalent)
$139,460Total assets
$3,018Cash and due from depository institutions
$30Interest-bearing balances
$48,329Securities
$1,000Federal funds sold & reverse repurchase agreements
$78,407Net loans & leases
$1,140Loan loss allowance
$0Trading account assets
$1,577Bank premises and fixed assets
$781Other real estate owned
$1,185Goodwill and other intangibles
$0Life insurance assets
$5,163All other assets
$139,460Total liabilities and capital
$126,314Total liabilities
$102,429Total deposits
$93,555Interest-bearing deposits
$102,429Deposits held in domestic offices
0.00%% insured (estimated)
$5,188Federal funds purchased & repurchase agreements
$0Trading liabilities
$18,000Other borrowed funds
$0Subordinated debt
$697All other liabilities
$13,146Total equity capital
$13,146Total bank equity capital
$13,146Perpetual preferred stock
$0Common stock
$300Surplus
$8,658Undivided profits
Memoranda
$4,188Noncurrent loans and leases
$10,269Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$545Earning assets
$0Long-term assets (5+ years)
$1,915Average Assets, year-to-date
$127,766Average Assets, quarterly
$28,835Volatile liabilities
$135,859Insider loans
$139,068FHLB advances
$36,895Loans and leases held for sale
$3,026Unused loan commitments
$18,000Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$10,269Total unused commitments
$0Restructured Loans and leases
$1,040Derivatives

Income and Expense (December 31, 2002)

Dollar figures in thousands
$8,333Total interest income
$3,641Total interest expense
$4,692Net interest income
$360Provision for loan and lease losses
$431Total noninterest income
$0Fiduciary activities
$520Service charges on deposit accounts
$0Trading account gains & fees
-$89Additional noninterest income
$3,008Total noninterest expense
$1,652Salaries and employee benefits
$318Premises and equipment expense
$1,038Additional noninterest expense
$1,755Pre-tax net operating income
$91Securities gains (losses)
$603Applicable income taxes
$1,243Income before extraordinary items
$0Extraordinary gains - net
$1,243Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$270Sale, conversion, retirement of capital stock, net
$737Net operating income

Performance and Condition Ratios (December 31, 2002)

Dollar figures in thousands
Performance Ratios (%, annualized)
6.63%Yield on earning assets
2.90%Cost of funding earning assets
3.73%Net interest margin
0.34%Noninterest income to earning assets
2.39%Noninterest expense to earning assets
0.87%Net operating income to assets
0.91%Return on assets (ROA)
1.36%Pretax return on assets
9.73%Return on equity (ROE)
3.96%Retained earnings to average equity (YTD only)
0.34%Net charge-offs to loans
133.33%Credit loss provision to net charge-offs
7.83%Efficiency ratio
56,959Assets per employee
2.73%Cash dividends to net income (YTD only)
Condition Ratios (%)
59.29%Loss allowance to loans
1.43%Loss allowance to noncurrent loans
209.17%Noncurrent assets plus other real estate owned to assets
0.95%Noncurrent loans to loans
0.69%Net loans and leases to deposits
76.55%Net loans and leases to core deposits
107.82%Equity capital to assets
9.43%Core capital (leverage) ratio
8.30%Tier 1 risk-based capital ratio
13.75%Total risk-based capital ratio
Memoranda
$15Average assets
$135,859Average earning assets
$12,769Average equity
$125,747Average loans

UnionBank/Central in Princeton, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

UnionBank/Central - Overview

Assets and Liabilities (December 31, 2002)

Income and Expense (December 31, 2002)

Performance and Condition Ratios (December 31, 2002)

Comment about this bank, ask questions, or add new information about it:

UnionBank/Central in Princeton, Illinois (IL)Overview, Financial Summary, Detailed Financial Reports, Branches

UnionBank/Central - Overview

Assets and Liabilities (December 31, 2002)

Income and Expense (December 31, 2002)

Performance and Condition Ratios (December 31, 2002)

Comment about this bank, ask questions, or add new information about it:

UnionBank/Central in Princeton, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches