UnionBank/Northwest in Hanover, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 20, 2004

  • UnionBank/Northwest in Hanover, Illinois (IL)
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UnionBank/Northwest - Overview

  • General
  • FDIC Certificate #: 17124
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Centrue Bank (#3744)
    Federal Reserve ID: 939436
    Date Established: July 15, 1952
    WWW: http://www.ubcd.com
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 2 (Interstate: No)
    OTS Docket #: 11339
    FDIC's unique #: 11167
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 15, 1952
    Last Structure Change Effective Date: March 20, 2004
    Last Structure Change Process Date: April 12, 2004
    Last Data Update: April 12, 2004
    Data Source Date: April 05, 2012
  • Location
  • Address: 215 Jefferson Street, Hanover, IL 61041
    County: Jo Daviess
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Princeton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • Financial Summary
  • Total assets: $30.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

  • Dollar figures in thousands
  • 13Total employees (full-time equivalent)
  • $30,923Total assets
  • $964Cash and due from depository institutions
  • $27Interest-bearing balances
  • $5,949Securities
  • $1,925Federal funds sold & reverse repurchase agreements
  • $20,154Net loans & leases
  • $328Loan loss allowance
  • $0Trading account assets
  • $485Bank premises and fixed assets
  • $0Other real estate owned
  • $263Goodwill and other intangibles
  • $0Life insurance assets
  • $1,183All other assets
  • $30,923Total liabilities and capital
  • $26,930Total liabilities
  • $22,028Total deposits
  • $19,605Interest-bearing deposits
  • $22,028Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $4,650Other borrowed funds
  • $0Subordinated debt
  • $252All other liabilities
  • $3,993Total equity capital
  • $3,993Total bank equity capital
  • $3,993Perpetual preferred stock
  • $0Common stock
  • $180Surplus
  • $2,482Undivided profits
  • Memoranda
  • $1,331Noncurrent loans and leases
  • $945Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $70Earning assets
  • $0Long-term assets (5+ years)
  • $314Average Assets, year-to-date
  • $28,055Average Assets, quarterly
  • $5,310Volatile liabilities
  • $30,871Insider loans
  • $31,165FHLB advances
  • $2,478Loans and leases held for sale
  • $840Unused loan commitments
  • $4,650Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $945Total unused commitments
  • $0Restructured Loans and leases
  • $258Derivatives

Income and Expense (December 31, 2003)

  • Dollar figures in thousands
  • $1,698Total interest income
  • $545Total interest expense
  • $1,153Net interest income
  • $6Provision for loan and lease losses
  • $226Total noninterest income
  • $0Fiduciary activities
  • $76Service charges on deposit accounts
  • $0Trading account gains & fees
  • $150Additional noninterest income
  • $1,062Total noninterest expense
  • $499Salaries and employee benefits
  • $97Premises and equipment expense
  • $466Additional noninterest expense
  • $311Pre-tax net operating income
  • $1Securities gains (losses)
  • $66Applicable income taxes
  • $246Income before extraordinary items
  • $0Extraordinary gains - net
  • $246Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $11Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2003)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.06%Yield on earning assets
  • 1.94%Cost of funding earning assets
  • 4.11%Net interest margin
  • 0.81%Noninterest income to earning assets
  • 3.79%Noninterest expense to earning assets
  • 0.79%Net operating income to assets
  • 0.80%Return on assets (ROA)
  • 1.01%Pretax return on assets
  • 6.38%Return on equity (ROE)
  • 6.38%Retained earnings to average equity (YTD only)
  • 0.05%Net charge-offs to loans
  • 54.55%Credit loss provision to net charge-offs
  • 28.82%Efficiency ratio
  • 75,272Assets per employee
  • 2.38%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.60%Loss allowance to noncurrent loans
  • 468.57%Noncurrent assets plus other real estate owned to assets
  • 0.23%Noncurrent loans to loans
  • 0.34%Net loans and leases to deposits
  • 91.49%Net loans and leases to core deposits
  • 93.31%Equity capital to assets
  • 12.91%Core capital (leverage) ratio
  • 11.61%Tier 1 risk-based capital ratio
  • 17.64%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $30,871Average earning assets
  • $3,858Average equity
  • $28,028Average loans

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