United Bank of Bismarck in Bismarck, North Dakota (ND)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 09, 1994

  • United Bank of Bismarck in Bismarck, North Dakota (ND)
  • Show street view No street view available for this location

United Bank of Bismarck - Overview

  • General
  • FDIC Certificate #: 8948
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Bank of North Dakota, National Association (#3925)
    Federal Reserve ID: 891459
    Date Established: January 02, 1908
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Interstate: No)
    FDIC's unique #: 5714
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 09, 1994
    Last Structure Change Process Date: September 16, 1994
    Last Data Update: September 16, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 225 North Seventh Street, Bismarck, ND 58501
    County: Burleigh
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Fargo
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Bismarck, ND (#1010)
    Core Based Statistical Area (CBSA): Bismarck, ND (#13900)
    CBSA Metro Statistical Area: Bismarck, ND (#13900)
  • Financial Summary
  • Total assets: $122.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $48Total assets
  • $127,374Cash and due from depository institutions
  • $3,763Interest-bearing balances
  • $0Securities
  • $30,849Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $88,796Loan loss allowance
  • $840Trading account assets
  • $0Bank premises and fixed assets
  • $2,722Other real estate owned
  • $126Goodwill and other intangibles
  • $1,118Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $127,374Total liabilities
  • $113,388Total deposits
  • $108,051Interest-bearing deposits
  • $89,019Deposits held in domestic offices
  • 108051.00%% insured (estimated)
  • $92Federal funds purchased & repurchase agreements
  • $2,295Trading liabilities
  • $0Other borrowed funds
  • $1,445Subordinated debt
  • $0All other liabilities
  • $1,597Total equity capital
  • $1,597Total bank equity capital
  • $13,986Perpetual preferred stock
  • $0Common stock
  • $3,840Surplus
  • $4,314Undivided profits
  • Memoranda
  • $5,832Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $124Income earned, not collected on loans
  • $614Earning assets
  • $119,645Long-term assets (5+ years)
  • $33,342Average Assets, year-to-date
  • $122,163Average Assets, quarterly
  • $124,933Volatile liabilities
  • $8,784Insider loans
  • $2,750FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $14,118Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $13,986Total risk weighted assets
  • $72,719Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $9,479Total interest expense
  • $3,176Net interest income
  • $6,303Provision for loan and lease losses
  • $55Total noninterest income
  • $1,337Fiduciary activities
  • $6Service charges on deposit accounts
  • $317Trading account gains & fees
  • $3Additional noninterest income
  • $1,011Total noninterest expense
  • $3,345Salaries and employee benefits
  • $1,990Premises and equipment expense
  • $239Additional noninterest expense
  • $1,116Pre-tax net operating income
  • $4,240Securities gains (losses)
  • $167Applicable income taxes
  • $1,557Income before extraordinary items
  • $2,850Extraordinary gains - net
  • $0Net income attributable to bank
  • $2,850Net charge-offs
  • -$26Cash dividends
  • $288Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.23%Cost of funding earning assets
  • 2.76%Net interest margin
  • 5.47%Noninterest income to earning assets
  • 1.16%Noninterest expense to earning assets
  • 2.90%Net operating income to assets
  • 2.24%Return on assets (ROA)
  • 2.33%Pretax return on assets
  • 3.61%Return on equity (ROE)
  • 22.06%Retained earnings to average equity (YTD only)
  • 19.83%Net charge-offs to loans
  • -0.03%Credit loss provision to net charge-offs
  • -211.54%Efficiency ratio
  • 43,783Assets per employee
  • 2.65%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 10.11%Loss allowance to loans
  • 0.94%Loss allowance to noncurrent loans
  • 677.42%Noncurrent assets plus other real estate owned to assets
  • 0.20%Noncurrent loans to loans
  • 0.14%Net loans and leases to deposits
  • 82.18%Net loans and leases to core deposits
  • 86.20%Equity capital to assets
  • 10.98%Core capital (leverage) ratio
  • 11.02%Tier 1 risk-based capital ratio
  • 19.23%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $122,163Average earning assets
  • $12,917Average equity
  • $115,197Average loans

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