United Bank of Iowa in Carroll, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 28, 2001

  • United Bank of Iowa in Carroll, Iowa (IA)
  • Show street view No street view available for this location

United Bank of Iowa - Overview

  • General
  • FDIC Certificate #: 15589
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: United Bank of Iowa (#958)
    Federal Reserve ID: 864640
    Date Established: January 01, 1889
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 9875
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: April 01, 1938
    Last Structure Change Effective Date: Febuary 28, 2001
    Last Structure Change Process Date: March 26, 2001
    Last Data Update: March 26, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 609 North Clark Street, Carroll, IA 51401
    County: Carroll
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Des Moines
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $28.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 12Total employees (full-time equivalent)
  • $28,550Total assets
  • $489Cash and due from depository institutions
  • $8Interest-bearing balances
  • $2,047Securities
  • $225Federal funds sold & reverse repurchase agreements
  • $22,868Net loans & leases
  • $525Loan loss allowance
  • $0Trading account assets
  • $2,200Bank premises and fixed assets
  • $0Other real estate owned
  • $155Goodwill and other intangibles
  • $0Life insurance assets
  • $566All other assets
  • $28,550Total liabilities and capital
  • $26,112Total liabilities
  • $25,720Total deposits
  • $23,766Interest-bearing deposits
  • $25,720Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $392All other liabilities
  • $2,438Total equity capital
  • $2,438Total bank equity capital
  • $2,438Perpetual preferred stock
  • $0Common stock
  • $50Surplus
  • $450Undivided profits
  • Memoranda
  • $1,938Noncurrent loans and leases
  • $1,654Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $104Earning assets
  • $0Long-term assets (5+ years)
  • $485Average Assets, year-to-date
  • $25,148Average Assets, quarterly
  • $6,989Volatile liabilities
  • $24,080Insider loans
  • $28,394FHLB advances
  • $3,497Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,654Total unused commitments
  • $486Restructured Loans and leases
  • $311Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $1,795Total interest income
  • $1,061Total interest expense
  • $734Net interest income
  • $0Provision for loan and lease losses
  • $83Total noninterest income
  • $0Fiduciary activities
  • $64Service charges on deposit accounts
  • $0Trading account gains & fees
  • $19Additional noninterest income
  • $868Total noninterest expense
  • $401Salaries and employee benefits
  • $132Premises and equipment expense
  • $335Additional noninterest expense
  • -$51Pre-tax net operating income
  • $0Securities gains (losses)
  • $2Applicable income taxes
  • -$53Income before extraordinary items
  • $0Extraordinary gains - net
  • -$53Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $81Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.46%Yield on earning assets
  • 5.00%Cost of funding earning assets
  • 3.46%Net interest margin
  • 0.39%Noninterest income to earning assets
  • 4.09%Noninterest expense to earning assets
  • -0.22%Net operating income to assets
  • -0.22%Return on assets (ROA)
  • -0.21%Pretax return on assets
  • -2.26%Return on equity (ROE)
  • -2.26%Retained earnings to average equity (YTD only)
  • 0.44%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • -0.63%Efficiency ratio
  • 104,774Assets per employee
  • 2.38%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.24%Loss allowance to noncurrent loans
  • 504.81%Noncurrent assets plus other real estate owned to assets
  • 0.36%Noncurrent loans to loans
  • 0.44%Net loans and leases to deposits
  • 88.91%Net loans and leases to core deposits
  • 102.90%Equity capital to assets
  • 8.54%Core capital (leverage) ratio
  • 7.96%Tier 1 risk-based capital ratio
  • 9.22%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $24,080Average earning assets
  • $2,348Average equity
  • $21,207Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with United Bank of Iowa.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents