United Bank of Iowa in Carroll, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 28, 2001

  • United Bank of Iowa in Carroll, Iowa (IA)
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United Bank of Iowa - Overview

  • General
  • FDIC Certificate #: 15589
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: United Bank of Iowa (#958)
    Federal Reserve ID: 864640
    Date Established: January 01, 1889
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 9875
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: April 01, 1938
    Last Structure Change Effective Date: Febuary 28, 2001
    Last Structure Change Process Date: March 26, 2001
    Last Data Update: March 26, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 609 North Clark Street, Carroll, IA 51401
    County: Carroll
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Des Moines
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $28.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 12Total employees (full-time equivalent)
  • $28,550Total assets
  • $489Cash and due from depository institutions
  • $8Interest-bearing balances
  • $2,047Securities
  • $225Federal funds sold & reverse repurchase agreements
  • $22,868Net loans & leases
  • $525Loan loss allowance
  • $0Trading account assets
  • $2,200Bank premises and fixed assets
  • $0Other real estate owned
  • $155Goodwill and other intangibles
  • $0Life insurance assets
  • $566All other assets
  • $28,550Total liabilities and capital
  • $26,112Total liabilities
  • $25,720Total deposits
  • $23,766Interest-bearing deposits
  • $25,720Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $392All other liabilities
  • $2,438Total equity capital
  • $2,438Total bank equity capital
  • $2,438Perpetual preferred stock
  • $0Common stock
  • $50Surplus
  • $450Undivided profits
  • Memoranda
  • $1,938Noncurrent loans and leases
  • $1,654Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $104Earning assets
  • $0Long-term assets (5+ years)
  • $485Average Assets, year-to-date
  • $25,148Average Assets, quarterly
  • $6,989Volatile liabilities
  • $24,080Insider loans
  • $28,394FHLB advances
  • $3,497Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,654Total unused commitments
  • $486Restructured Loans and leases
  • $311Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $1,795Total interest income
  • $1,061Total interest expense
  • $734Net interest income
  • $0Provision for loan and lease losses
  • $83Total noninterest income
  • $0Fiduciary activities
  • $64Service charges on deposit accounts
  • $0Trading account gains & fees
  • $19Additional noninterest income
  • $868Total noninterest expense
  • $401Salaries and employee benefits
  • $132Premises and equipment expense
  • $335Additional noninterest expense
  • -$51Pre-tax net operating income
  • $0Securities gains (losses)
  • $2Applicable income taxes
  • -$53Income before extraordinary items
  • $0Extraordinary gains - net
  • -$53Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $81Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.46%Yield on earning assets
  • 5.00%Cost of funding earning assets
  • 3.46%Net interest margin
  • 0.39%Noninterest income to earning assets
  • 4.09%Noninterest expense to earning assets
  • -0.22%Net operating income to assets
  • -0.22%Return on assets (ROA)
  • -0.21%Pretax return on assets
  • -2.26%Return on equity (ROE)
  • -2.26%Retained earnings to average equity (YTD only)
  • 0.44%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • -0.63%Efficiency ratio
  • 104,774Assets per employee
  • 2.38%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.24%Loss allowance to noncurrent loans
  • 504.81%Noncurrent assets plus other real estate owned to assets
  • 0.36%Noncurrent loans to loans
  • 0.44%Net loans and leases to deposits
  • 88.91%Net loans and leases to core deposits
  • 102.90%Equity capital to assets
  • 8.54%Core capital (leverage) ratio
  • 7.96%Tier 1 risk-based capital ratio
  • 9.22%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $24,080Average earning assets
  • $2,348Average equity
  • $21,207Average loans

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