United Community Bank in Weatherford, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1994

  • United Community Bank in Weatherford, Oklahoma (OK)
  • Show street view No street view available for this location

United Community Bank - Overview

  • General
  • FDIC Certificate #: 25607
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: BancFirst (#27476)
    Federal Reserve ID: 293857
    Date Established: September 21, 1984
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 17539
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 21, 1984
    Last Structure Change Effective Date: January 01, 1994
    Last Structure Change Process Date: January 26, 1994
    Last Data Update: January 26, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 122 North Broadway, Weatherford, OK 73096
    County: Custer
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Weatherford, OK (#48220)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $34.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $17Total assets
  • $34,488Cash and due from depository institutions
  • $2,485Interest-bearing balances
  • $0Securities
  • $16,751Federal funds sold & reverse repurchase agreements
  • $500Net loans & leases
  • $13,341Loan loss allowance
  • $237Trading account assets
  • $0Bank premises and fixed assets
  • $922Other real estate owned
  • $0Goodwill and other intangibles
  • $489Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $34,488Total liabilities
  • $30,983Total deposits
  • $30,858Interest-bearing deposits
  • $26,548Deposits held in domestic offices
  • 30858.00%% insured (estimated)
  • $95Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $125Total equity capital
  • $125Total bank equity capital
  • $3,505Perpetual preferred stock
  • $0Common stock
  • $1,500Surplus
  • $1,500Undivided profits
  • Memoranda
  • $505Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $44Income earned, not collected on loans
  • $260Earning assets
  • $30,592Long-term assets (5+ years)
  • $745Average Assets, year-to-date
  • $34,231Average Assets, quarterly
  • $34,196Volatile liabilities
  • $2,244Insider loans
  • $842FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $746Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,505Total risk weighted assets
  • $15,374Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,385Total interest expense
  • $862Net interest income
  • $1,523Provision for loan and lease losses
  • $41Total noninterest income
  • $336Fiduciary activities
  • $0Service charges on deposit accounts
  • $290Trading account gains & fees
  • $0Additional noninterest income
  • $46Total noninterest expense
  • $1,052Salaries and employee benefits
  • $489Premises and equipment expense
  • $129Additional noninterest expense
  • $434Pre-tax net operating income
  • $766Securities gains (losses)
  • $0Applicable income taxes
  • $270Income before extraordinary items
  • $496Extraordinary gains - net
  • $0Net income attributable to bank
  • $496Net charge-offs
  • $22Cash dividends
  • $210Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.68%Cost of funding earning assets
  • 2.78%Net interest margin
  • 4.91%Noninterest income to earning assets
  • 1.08%Noninterest expense to earning assets
  • 3.39%Net operating income to assets
  • 1.45%Return on assets (ROA)
  • 1.45%Pretax return on assets
  • 2.24%Return on equity (ROE)
  • 14.70%Retained earnings to average equity (YTD only)
  • 8.47%Net charge-offs to loans
  • 0.17%Credit loss provision to net charge-offs
  • 186.36%Efficiency ratio
  • 56,590Assets per employee
  • 2.03%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 42.34%Loss allowance to loans
  • 1.75%Loss allowance to noncurrent loans
  • 538.64%Noncurrent assets plus other real estate owned to assets
  • 0.13%Noncurrent loans to loans
  • 0.32%Net loans and leases to deposits
  • 43.23%Net loans and leases to core deposits
  • 46.62%Equity capital to assets
  • 10.16%Core capital (leverage) ratio
  • 10.22%Tier 1 risk-based capital ratio
  • 22.80%Total risk-based capital ratio
  • Memoranda
  • $24Average assets
  • $34,231Average earning assets
  • $3,375Average equity
  • $31,035Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with United Community Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents