United Community Bank Bunker Hill in Bunker Hill, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 11, 1994

  • United Community Bank Bunker Hill in Bunker Hill, Illinois (IL)
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United Community Bank Bunker Hill - Overview

  • General
  • FDIC Certificate #: 3771
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: United Community Bank (#19459)
    Federal Reserve ID: 996943
    Date Established: January 01, 1913
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    OTS Docket #: 11049
    FDIC's unique #: 2435
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: April 11, 1994
    Last Structure Change Process Date: May 18, 1994
    Last Data Update: May 18, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Bunker Hill, IL 62014
    County: Macoupin
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Springfield Il
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • Financial Summary
  • Total assets: $36.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $21Total assets
  • $36,178Cash and due from depository institutions
  • $814Interest-bearing balances
  • $100Securities
  • $13,740Federal funds sold & reverse repurchase agreements
  • $1,500Net loans & leases
  • $18,949Loan loss allowance
  • $197Trading account assets
  • $0Bank premises and fixed assets
  • $862Other real estate owned
  • $49Goodwill and other intangibles
  • $264Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $36,178Total liabilities
  • $33,434Total deposits
  • $30,812Interest-bearing deposits
  • $27,831Deposits held in domestic offices
  • 30812.00%% insured (estimated)
  • $100Federal funds purchased & repurchase agreements
  • $1,500Trading liabilities
  • $0Other borrowed funds
  • $935Subordinated debt
  • $0All other liabilities
  • $187Total equity capital
  • $187Total bank equity capital
  • $2,744Perpetual preferred stock
  • $0Common stock
  • $50Surplus
  • $2,100Undivided profits
  • Memoranda
  • $594Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $80Income earned, not collected on loans
  • $126Earning assets
  • $34,289Long-term assets (5+ years)
  • $1,384Average Assets, year-to-date
  • $35,715Average Assets, quarterly
  • $36,200Volatile liabilities
  • $3,768Insider loans
  • $33FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $624Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,744Total risk weighted assets
  • $19,605Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,607Total interest expense
  • $1,276Net interest income
  • $1,331Provision for loan and lease losses
  • $0Total noninterest income
  • $204Fiduciary activities
  • $0Service charges on deposit accounts
  • $104Trading account gains & fees
  • $0Additional noninterest income
  • $100Total noninterest expense
  • $914Salaries and employee benefits
  • $491Premises and equipment expense
  • $143Additional noninterest expense
  • $280Pre-tax net operating income
  • $621Securities gains (losses)
  • -$8Applicable income taxes
  • $172Income before extraordinary items
  • $441Extraordinary gains - net
  • $0Net income attributable to bank
  • $441Net charge-offs
  • -$3Cash dividends
  • $336Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.74%Cost of funding earning assets
  • 3.79%Net interest margin
  • 3.95%Noninterest income to earning assets
  • 0.61%Noninterest expense to earning assets
  • 2.71%Net operating income to assets
  • 1.25%Return on assets (ROA)
  • 1.23%Pretax return on assets
  • 1.72%Return on equity (ROE)
  • 16.31%Retained earnings to average equity (YTD only)
  • 3.88%Net charge-offs to loans
  • -0.02%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 59,544Assets per employee
  • 1.72%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 76.19%Loss allowance to loans
  • 1.03%Loss allowance to noncurrent loans
  • 246.25%Noncurrent assets plus other real estate owned to assets
  • 0.36%Noncurrent loans to loans
  • 0.42%Net loans and leases to deposits
  • 61.50%Net loans and leases to core deposits
  • 64.28%Equity capital to assets
  • 7.58%Core capital (leverage) ratio
  • 7.55%Tier 1 risk-based capital ratio
  • 14.00%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $35,715Average earning assets
  • $2,703Average equity
  • $33,687Average loans

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