United Community Bank - Greenfield in Greenfield, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 11, 1994

United Community Bank - Greenfield in Greenfield, Illinois (IL)
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United Community Bank - Greenfield - Overview

General
FDIC Certificate #: 12404
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: United Community Bank (#19459)
Federal Reserve ID: 167341
Date Established: June 01, 1907
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
OTS Docket #: 11020
FDIC's unique #: 7891
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: April 11, 1994
Last Structure Change Process Date: May 18, 1994
Last Data Update: May 18, 1994
Data Source Date: April 05, 2012
Location
Address: Walnut And Main Streets, Greenfield, IL 62044
County: Greene
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Springfield Il
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Financial Summary
Total assets: $26.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$9Total assets
$26,379Cash and due from depository institutions
$788Interest-bearing balances
$100Securities
$9,107Federal funds sold & reverse repurchase agreements
$550Net loans & leases
$15,048Loan loss allowance
$143Trading account assets
$0Bank premises and fixed assets
$437Other real estate owned
$98Goodwill and other intangibles
$351Life insurance assets
$0All other assets
$0Total liabilities and capital
$26,379Total liabilities
$24,108Total deposits
$21,691Interest-bearing deposits
$19,548Deposits held in domestic offices
21691.00%% insured (estimated)
$91Federal funds purchased & repurchase agreements
$1,365Trading liabilities
$0Other borrowed funds
$870Subordinated debt
$0All other liabilities
$182Total equity capital
$182Total bank equity capital
$2,271Perpetual preferred stock
$0Common stock
$355Surplus
$895Undivided profits
Memoranda
$1,021Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$110Income earned, not collected on loans
$297Earning assets
$24,805Long-term assets (5+ years)
$1,351Average Assets, year-to-date
$24,997Average Assets, quarterly
$25,866Volatile liabilities
$5,169Insider loans
$360FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$978Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$2,271Total risk weighted assets
$17,469Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$1,738Total interest expense
$736Net interest income
$1,002Provision for loan and lease losses
$11Total noninterest income
$107Fiduciary activities
$0Service charges on deposit accounts
$59Trading account gains & fees
$0Additional noninterest income
$48Total noninterest expense
$599Salaries and employee benefits
$237Premises and equipment expense
$75Additional noninterest expense
$287Pre-tax net operating income
$499Securities gains (losses)
-$3Applicable income taxes
$140Income before extraordinary items
$356Extraordinary gains - net
$0Net income attributable to bank
$356Net charge-offs
$2Cash dividends
$287Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.47%Cost of funding earning assets
3.16%Net interest margin
4.31%Noninterest income to earning assets
0.46%Noninterest expense to earning assets
2.58%Net operating income to assets
1.43%Return on assets (ROA)
1.42%Pretax return on assets
1.98%Return on equity (ROE)
15.74%Retained earnings to average equity (YTD only)
3.05%Net charge-offs to loans
0.01%Credit loss provision to net charge-offs
550.00%Efficiency ratio
54,013Assets per employee
2.93%Cash dividends to net income (YTD only)
Condition Ratios (%)
80.62%Loss allowance to loans
0.94%Loss allowance to noncurrent loans
130.00%Noncurrent assets plus other real estate owned to assets
0.79%Noncurrent loans to loans
0.72%Net loans and leases to deposits
69.37%Net loans and leases to core deposits
80.23%Equity capital to assets
8.61%Core capital (leverage) ratio
8.60%Tier 1 risk-based capital ratio
13.00%Total risk-based capital ratio
Memoranda
$14Average assets
$24,997Average earning assets
$2,262Average equity
$23,257Average loans

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