United Missouri Bank of St. Louis, National Association in St. Louis, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 12, 1994

  • United Missouri Bank of St. Louis, National Association in St. Louis, Missouri (MO)
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United Missouri Bank of St. Louis, National Association - Overview

  • General
  • FDIC Certificate #: 13805
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: UMB Bank of St. Louis, National Association (#20757)
    Federal Reserve ID: 823357
    Date Established: January 01, 1906
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 11 (Interstate: No)
    FDIC's unique #: 8630
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 31, 1934
    Last Structure Change Effective Date: December 12, 1994
    Last Structure Change Process Date: January 11, 1995
    Last Data Update: April 11, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 6 South Broadway, St. Louis, MO 63102
    County: Saint Louis (City)
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • Financial Summary
  • Total assets: $549.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $324Total assets
  • $587,624Cash and due from depository institutions
  • $72,768Interest-bearing balances
  • $0Securities
  • $270,694Federal funds sold & reverse repurchase agreements
  • $6,182Net loans & leases
  • $221,854Loan loss allowance
  • $2,639Trading account assets
  • $0Bank premises and fixed assets
  • $8,376Other real estate owned
  • $0Goodwill and other intangibles
  • $7,684Life insurance assets
  • $66All other assets
  • $0Total liabilities and capital
  • $587,624Total liabilities
  • $544,256Total deposits
  • $410,121Interest-bearing deposits
  • $304,394Deposits held in domestic offices
  • 410121.00%% insured (estimated)
  • $78Federal funds purchased & repurchase agreements
  • $128,663Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $5,472Total equity capital
  • $5,472Total bank equity capital
  • $43,368Perpetual preferred stock
  • $0Common stock
  • $2,500Surplus
  • $7,600Undivided profits
  • Memoranda
  • $33,268Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $200Income earned, not collected on loans
  • $1,077Earning assets
  • $498,730Long-term assets (5+ years)
  • $14,972Average Assets, year-to-date
  • $560,848Average Assets, quarterly
  • $570,909Volatile liabilities
  • $143,597Insider loans
  • $44,126FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $6,610Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $42,219Total risk weighted assets
  • $250,670Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $27,826Total interest expense
  • $12,583Net interest income
  • $15,243Provision for loan and lease losses
  • $0Total noninterest income
  • $10,551Fiduciary activities
  • $0Service charges on deposit accounts
  • $4,772Trading account gains & fees
  • $0Additional noninterest income
  • $5,779Total noninterest expense
  • $21,900Salaries and employee benefits
  • $9,205Premises and equipment expense
  • $2,720Additional noninterest expense
  • $9,975Pre-tax net operating income
  • $3,894Securities gains (losses)
  • $123Applicable income taxes
  • $1,072Income before extraordinary items
  • $2,945Extraordinary gains - net
  • $0Net income attributable to bank
  • $2,945Net charge-offs
  • $115Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 5.85%Cost of funding earning assets
  • 2.64%Net interest margin
  • 3.20%Noninterest income to earning assets
  • 2.22%Noninterest expense to earning assets
  • 4.60%Net operating income to assets
  • 0.51%Return on assets (ROA)
  • 0.53%Pretax return on assets
  • 0.72%Return on equity (ROE)
  • 7.19%Retained earnings to average equity (YTD only)
  • 7.19%Net charge-offs to loans
  • 0.06%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 84,799Assets per employee
  • 1.81%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.18%Loss allowance to noncurrent loans
  • 1319.50%Noncurrent assets plus other real estate owned to assets
  • 0.03%Noncurrent loans to loans
  • 0.09%Net loans and leases to deposits
  • 54.09%Net loans and leases to core deposits
  • 56.14%Equity capital to assets
  • 7.38%Core capital (leverage) ratio
  • 7.24%Tier 1 risk-based capital ratio
  • 16.84%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $560,848Average earning assets
  • $40,970Average equity
  • $475,868Average loans

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