United Nebraska Bank in Grand Island, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 27, 2004

  • United Nebraska Bank in Grand Island, Nebraska (NE)
  • Show street view No street view available for this location

United Nebraska Bank - Overview

  • General
  • FDIC Certificate #: 33900
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: TierOne Bank (#29341)
    Federal Reserve ID: 2203337
    Date Established: June 01, 1994
    WWW: http://www.unitednebank.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 16 (Interstate: No)
    OTS Docket #: 12886
    FDIC's unique #: 54756
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 01, 1994
    Last Structure Change Effective Date: August 27, 2004
    Last Structure Change Process Date: September 16, 2004
    Last Data Update: September 16, 2004
    Data Source Date: April 05, 2012
  • Location
  • Address: 700 North Webb Road, Grand Island, NE 68803
    County: Hall
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Grand Island
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Grand Island, NE (#24260)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $503.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

  • Dollar figures in thousands
  • 202Total employees (full-time equivalent)
  • $513,667Total assets
  • $33,917Cash and due from depository institutions
  • $1,585Interest-bearing balances
  • $161,497Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $292,229Net loans & leases
  • $4,529Loan loss allowance
  • $0Trading account assets
  • $8,100Bank premises and fixed assets
  • $59Other real estate owned
  • $5,268Goodwill and other intangibles
  • $0Life insurance assets
  • $12,597All other assets
  • $513,667Total liabilities and capital
  • $467,708Total liabilities
  • $422,975Total deposits
  • $356,659Interest-bearing deposits
  • $422,975Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $18,633Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $25,513Other borrowed funds
  • $0Subordinated debt
  • $587All other liabilities
  • $45,959Total equity capital
  • $45,959Total bank equity capital
  • $45,959Perpetual preferred stock
  • $0Common stock
  • $10,000Surplus
  • $10,000Undivided profits
  • Memoranda
  • $25,959Noncurrent loans and leases
  • $83,037Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $4,643Earning assets
  • $0Long-term assets (5+ years)
  • $4,857Average Assets, year-to-date
  • $455,311Average Assets, quarterly
  • $73,171Volatile liabilities
  • $514,039Insider loans
  • $517,656FHLB advances
  • $46,311Loans and leases held for sale
  • $196Unused loan commitments
  • $25,513Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $371Total risk weighted assets
  • $83,037Total unused commitments
  • $194Restructured Loans and leases
  • $4,529Derivatives

Income and Expense (December 31, 2003)

  • Dollar figures in thousands
  • $25,790Total interest income
  • $7,816Total interest expense
  • $17,974Net interest income
  • $1,172Provision for loan and lease losses
  • $7,841Total noninterest income
  • $0Fiduciary activities
  • $2,779Service charges on deposit accounts
  • $0Trading account gains & fees
  • $5,062Additional noninterest income
  • $15,704Total noninterest expense
  • $9,336Salaries and employee benefits
  • $2,022Premises and equipment expense
  • $4,346Additional noninterest expense
  • $8,939Pre-tax net operating income
  • $147Securities gains (losses)
  • $2,536Applicable income taxes
  • $6,550Income before extraordinary items
  • $0Extraordinary gains - net
  • $6,550Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,066Sale, conversion, retirement of capital stock, net
  • $5,000Net operating income

Performance and Condition Ratios (December 31, 2003)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.60%Yield on earning assets
  • 1.70%Cost of funding earning assets
  • 3.90%Net interest margin
  • 1.70%Noninterest income to earning assets
  • 3.41%Noninterest expense to earning assets
  • 1.25%Net operating income to assets
  • 1.27%Return on assets (ROA)
  • 1.77%Pretax return on assets
  • 13.94%Return on equity (ROE)
  • 3.30%Retained earnings to average equity (YTD only)
  • 0.36%Net charge-offs to loans
  • 109.94%Credit loss provision to net charge-offs
  • 9.48%Efficiency ratio
  • 60,833Assets per employee
  • 2.54%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 76.34%Loss allowance to loans
  • 1.53%Loss allowance to noncurrent loans
  • 97.54%Noncurrent assets plus other real estate owned to assets
  • 0.92%Noncurrent loans to loans
  • 1.56%Net loans and leases to deposits
  • 69.09%Net loans and leases to core deposits
  • 73.55%Equity capital to assets
  • 8.95%Core capital (leverage) ratio
  • 7.81%Tier 1 risk-based capital ratio
  • 10.57%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $514,039Average earning assets
  • $46,997Average equity
  • $460,769Average loans

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