UnitedKingfield Bank in Bangor, Maine (ME)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 30, 2006

  • UnitedKingfield Bank in Bangor, Maine (ME)
  • Show street view No street view available for this location

UnitedKingfield Bank - Overview

  • General
  • FDIC Certificate #: 22226
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Camden National Bank (#4255)
    Federal Reserve ID: 257000
    Date Established: May 01, 1895
    WWW: http://www.unitedkingfield.com
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 16 (Interstate: No)
    OTS Docket #: 8005
    FDIC's unique #: 15444
    Numeric code: 41
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: Febuary 18, 1976
    Last Structure Change Effective Date: September 30, 2006
    Last Structure Change Process Date: October 05, 2006
    Last Data Update: October 05, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 145 Exchange Street, Bangor, ME 4401
    County: Penobscot
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Concord
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Bangor, ME (#730)
    Core Based Statistical Area (CBSA): Bangor, ME (#12620)
    CBSA Metro Statistical Area: Bangor, ME (#12620)
  • Financial Summary
  • Total assets: $527.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

  • Dollar figures in thousands
  • 72Total employees (full-time equivalent)
  • $510,684Total assets
  • $12,052Cash and due from depository institutions
  • $4Interest-bearing balances
  • $116,016Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $360,708Net loans & leases
  • $4,537Loan loss allowance
  • $0Trading account assets
  • $5,227Bank premises and fixed assets
  • $0Other real estate owned
  • $1,610Goodwill and other intangibles
  • $0Life insurance assets
  • $15,071All other assets
  • $510,684Total liabilities and capital
  • $473,377Total liabilities
  • $347,876Total deposits
  • $304,267Interest-bearing deposits
  • $347,876Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $22,575Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $100,555Other borrowed funds
  • $0Subordinated debt
  • $2,371All other liabilities
  • $37,307Total equity capital
  • $37,307Total bank equity capital
  • $37,307Perpetual preferred stock
  • $0Common stock
  • $1,195Surplus
  • $9,023Undivided profits
  • Memoranda
  • $27,089Noncurrent loans and leases
  • $112,632Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $571Earning assets
  • $0Long-term assets (5+ years)
  • $2,045Average Assets, year-to-date
  • $476,728Average Assets, quarterly
  • $201,913Volatile liabilities
  • $483,667Insider loans
  • $505,535FHLB advances
  • $148,334Loans and leases held for sale
  • $1,313Unused loan commitments
  • $100,539Tier 1 (core) risk-based capital
  • $20,000Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $112,632Total unused commitments
  • $0Restructured Loans and leases
  • $4,297Derivatives

Income and Expense (December 31, 2005)

  • Dollar figures in thousands
  • $27,899Total interest income
  • $9,968Total interest expense
  • $17,931Net interest income
  • $0Provision for loan and lease losses
  • $2,381Total noninterest income
  • $0Fiduciary activities
  • $1,387Service charges on deposit accounts
  • $0Trading account gains & fees
  • $994Additional noninterest income
  • $10,982Total noninterest expense
  • $3,279Salaries and employee benefits
  • $1,080Premises and equipment expense
  • $6,623Additional noninterest expense
  • $9,330Pre-tax net operating income
  • -$41Securities gains (losses)
  • $3,027Applicable income taxes
  • $6,262Income before extraordinary items
  • $0Extraordinary gains - net
  • $6,262Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $105Sale, conversion, retirement of capital stock, net
  • $3,895Net operating income

Performance and Condition Ratios (December 31, 2005)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.20%Yield on earning assets
  • 2.21%Cost of funding earning assets
  • 3.98%Net interest margin
  • 0.53%Noninterest income to earning assets
  • 2.44%Noninterest expense to earning assets
  • 1.30%Net operating income to assets
  • 1.29%Return on assets (ROA)
  • 1.92%Pretax return on assets
  • 17.10%Return on equity (ROE)
  • 6.46%Retained earnings to average equity (YTD only)
  • 0.03%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 88.86%Efficiency ratio
  • 52,058Assets per employee
  • 7.09%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 62.20%Loss allowance to loans
  • 1.24%Loss allowance to noncurrent loans
  • 794.57%Noncurrent assets plus other real estate owned to assets
  • 0.11%Noncurrent loans to loans
  • 0.16%Net loans and leases to deposits
  • 103.69%Net loans and leases to core deposits
  • 134.85%Equity capital to assets
  • 7.31%Core capital (leverage) ratio
  • 6.87%Tier 1 risk-based capital ratio
  • 10.05%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $483,667Average earning assets
  • $36,619Average equity
  • $450,237Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with UnitedKingfield Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents