FDIC Certificate #: 32897 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Citibank (South Dakota), N.A. (#23360) Federal Reserve ID: 1442380 Date Established: March 26, 1990 Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Interstate: No) FDIC's unique #: 45809 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: No Date of Deposit Insurance: March 26, 1990 Last Structure Change Effective Date: January 07, 2002 Last Structure Change Process Date: January 29, 2002 Last Data Update: January 29, 2002 Data Source Date: April 05, 2012
Location
Address: 200 Bookstone Centre, Suite 100, Columbus, GA 31904 County: Muscogee Quarterly Banking Profile Region: Atlanta FDIC Geographic Region: Atlanta FDIC Supervisory Region: New York FDIC Field Office: Atlanta Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: Southeast Metropolitan Statistical Area (MSA): Columbus, GA-AL (#1800) Combined Statistical Area (CSA): Columbus-Auburn-Opelika, GA-AL (#194) Core Based Statistical Area (CBSA): Columbus, GA-AL (#17980) CBSA Metro Statistical Area: Columbus, GA-AL (#17980)
Financial Summary
Total assets: $11,094.2 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2001)
Dollar figures in thousands
3,402Total employees (full-time equivalent)
$11,094,204Total assets
$9,949Cash and due from depository institutions
$900Interest-bearing balances
$0Securities
$0Federal funds sold & reverse repurchase agreements
$8,619,337Net loans & leases
$229,280Loan loss allowance
$0Trading account assets
$0Bank premises and fixed assets
$0Other real estate owned
$1,862,064Goodwill and other intangibles
$0Life insurance assets
$602,854All other assets
$11,094,204Total liabilities and capital
$7,655,346Total liabilities
$52,771Total deposits
$10,000Interest-bearing deposits
$52,771Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$7,143,270Other borrowed funds
$0Subordinated debt
$459,305All other liabilities
$3,438,858Total equity capital
$3,438,858Total bank equity capital
$3,438,858Perpetual preferred stock
$0Common stock
$2,000Surplus
$2,832,070Undivided profits
Memoranda
$604,788Noncurrent loans and leases
$79,815,516Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$119,238Earning assets
$0Long-term assets (5+ years)
$279,551Average Assets, year-to-date
$8,620,237Average Assets, quarterly
$0Volatile liabilities
$13,972,692Insider loans
$13,978,109FHLB advances
$7,153,270Loans and leases held for sale
$450Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$79,815,516Total unused commitments
$0Restructured Loans and leases
$129,390Derivatives
Income and Expense (December 31, 2001)
Dollar figures in thousands
$1,357,789Total interest income
$469,011Total interest expense
$888,778Net interest income
$352,994Provision for loan and lease losses
$545,620Total noninterest income
$0Fiduciary activities
$4,121Service charges on deposit accounts
$0Trading account gains & fees
$541,499Additional noninterest income
$585,969Total noninterest expense
$399Salaries and employee benefits
$83Premises and equipment expense
$585,487Additional noninterest expense
$495,435Pre-tax net operating income
$0Securities gains (losses)
$183,527Applicable income taxes
$311,908Income before extraordinary items
$0Extraordinary gains - net
$311,908Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$415,816Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2001)
Dollar figures in thousands
Performance Ratios (%, annualized)
11.87%Yield on earning assets
4.10%Cost of funding earning assets
7.77%Net interest margin
4.77%Noninterest income to earning assets
5.12%Noninterest expense to earning assets
2.23%Net operating income to assets
2.23%Return on assets (ROA)
3.55%Pretax return on assets
9.59%Return on equity (ROE)
9.59%Retained earnings to average equity (YTD only)
3.56%Net charge-offs to loans
84.89%Credit loss provision to net charge-offs
2.04%Efficiency ratio
26,015Assets per employee
3.26%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.59%Loss allowance to noncurrent loans
192.29%Noncurrent assets plus other real estate owned to assets
1.07%Noncurrent loans to loans
1.35%Net loans and leases to deposits
16333.47%Net loans and leases to core deposits
20152.29%Equity capital to assets
31.00%Core capital (leverage) ratio
25.67%Tier 1 risk-based capital ratio
23.77%Total risk-based capital ratio
Memoranda
$25Average assets
$13,972,692Average earning assets
$3,253,111Average equity
$11,437,160Average loans
Bank Assets Sold and Securitized (December 31, 2001)
Dollar figures in thousands
Principal balance with servicing or other recourse retained
$01-4 family residential loans
$0Home equity lines
$6,603,000Credit cards receivables
$0Auto loans
$0Other consumer loans
$0Commercial and industrial loans
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