Utah Federal Savings Bank in Ogden, Utah (UT)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 30, 1996

  • Utah Federal Savings Bank in Ogden, Utah (UT)
  • Show street view No street view available for this location

Utah Federal Savings Bank - Overview

  • General
  • FDIC Certificate #: 28291
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Washington Mutual Bank FSB (#33891)
    Federal Reserve ID: 864079
    Date Established: January 01, 1920
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 1313
    FDIC's unique #: 41125
    Numeric code: 37
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: Febuary 17, 1937
    Last Structure Change Effective Date: November 30, 1996
    Last Structure Change Process Date: January 10, 1997
    Last Data Update: January 10, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 2279 Washington Boulevard, Ogden, UT 84401
    County: Weber
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Salt Lake City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Salt Lake City-Ogden, UT (#7160)
    Combined Statistical Area (CSA): Salt Lake City-Ogden-Clearfield, UT (#482)
    Core Based Statistical Area (CBSA): Ogden-Clearfield, UT (#36260)
    CBSA Metro Statistical Area: Ogden-Clearfield, UT (#36260)
  • Financial Summary
  • Total assets: $122.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $69Total assets
  • $122,556Cash and due from depository institutions
  • $9,850Interest-bearing balances
  • $6,321Securities
  • $21,570Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $83,103Loan loss allowance
  • $1,654Trading account assets
  • $0Bank premises and fixed assets
  • $2,688Other real estate owned
  • $0Goodwill and other intangibles
  • $5,332Life insurance assets
  • $13All other assets
  • $0Total liabilities and capital
  • $122,556Total liabilities
  • $112,046Total deposits
  • $110,459Interest-bearing deposits
  • $107,150Deposits held in domestic offices
  • 110459.00%% insured (estimated)
  • $96Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $28Subordinated debt
  • $0All other liabilities
  • $1,559Total equity capital
  • $1,559Total bank equity capital
  • $10,510Perpetual preferred stock
  • $731Common stock
  • $1,010Surplus
  • $935Undivided profits
  • Memoranda
  • $7,834Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $877Income earned, not collected on loans
  • $634Earning assets
  • $110,994Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $120,834Average Assets, quarterly
  • $123,335Volatile liabilities
  • $12,044Insider loans
  • $517FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $6,270Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $10,507Total risk weighted assets
  • $72,466Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $10,162Total interest expense
  • $5,350Net interest income
  • $4,812Provision for loan and lease losses
  • $0Total noninterest income
  • $1,019Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $1,019Total noninterest expense
  • $4,104Salaries and employee benefits
  • $2,396Premises and equipment expense
  • $686Additional noninterest expense
  • $1,022Pre-tax net operating income
  • $1,727Securities gains (losses)
  • $273Applicable income taxes
  • $477Income before extraordinary items
  • $1,523Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,523Net charge-offs
  • $5Cash dividends
  • $137Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.21%Cost of funding earning assets
  • 4.85%Net interest margin
  • 4.36%Noninterest income to earning assets
  • 0.92%Noninterest expense to earning assets
  • 3.72%Net operating income to assets
  • 1.09%Return on assets (ROA)
  • 1.26%Pretax return on assets
  • 1.66%Return on equity (ROE)
  • 15.69%Retained earnings to average equity (YTD only)
  • 14.28%Net charge-offs to loans
  • 0.01%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 70,382Assets per employee
  • 1.78%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 9.00%Loss allowance to loans
  • 1.95%Loss allowance to noncurrent loans
  • 188.60%Noncurrent assets plus other real estate owned to assets
  • 0.72%Noncurrent loans to loans
  • 1.03%Net loans and leases to deposits
  • 75.23%Net loans and leases to core deposits
  • 84.42%Equity capital to assets
  • 8.58%Core capital (leverage) ratio
  • 8.59%Tier 1 risk-based capital ratio
  • 14.50%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $120,834Average earning assets
  • $9,708Average equity
  • $110,319Average loans

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