Valley View State Bank in Overland Park, Kansas (KS), MO
Overview, Financial Summary, Detailed Financial Reports, Branches


Valley View State Bank - Overview

  • General
  • FDIC Certificate #: 19631
    Status: Active
    Federal Reserve ID: 339951
    Bank Holding Company (Regulatory Top Holder): Valley View Bancshares, Inc. (RSSDID: 1050712, Location: Overland Park, KS)
    Date Established: September 10, 1966
    WWW: http://www.valleyviewbank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 10 (Domestic: 10, Interstate: Yes)
    FDIC's unique #: 13430
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: September 10, 1966
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: September 29, 2010
    Last Data Update: September 29, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 7500 West Ninety-Fifth Street, Overland Park, KS 66212
    County: Johnson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
    Corrections
  • Financial Summary
  • Total assets: $868.9 mil
    Equity capital: $110.1 mil
    Deposits held in domestic offices: $718.2 mil
    Return on assets (ROA): 0.02% ($0.2 mil)
    Quarterly return on assets: 0.21% ($1.8 mil)
    Return on Equity (ROE): 0.19% ($0.2 mil)
    Quarterly return on equity: 1.62% ($1.8 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.4 mil
    Pretax return on assets: -0.10% (-$868.9 mil)
    Quarterly Pretax return on assets: 0.19% ($1,650.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 141Total employees (full-time equivalent)
  • $868,906Total assets
  • $90,253Cash and due from depository institutions
  • $81,324Interest-bearing balances
  • $327,081Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $389,274Net loans & leases
  • $13,682Loan loss allowance
  • $0Trading account assets
  • $12,110Bank premises and fixed assets
  • $38,781Other real estate owned
  • $253Goodwill and other intangibles
  • $868,907Life insurance assets
  • $11,154All other assets
  • $758,795Total liabilities and capital
  • $718,187Total liabilities
  • $609,867Total deposits
  • $718,187Interest-bearing deposits
  • $90Deposits held in domestic offices
  • 27855.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $10,000Trading liabilities
  • $0Other borrowed funds
  • $2,753Subordinated debt
  • $110,112All other liabilities
  • $110,112Total equity capital
  • $110,112Total bank equity capital
  • $0Perpetual preferred stock
  • $5,000Common stock
  • $12,000Surplus
  • $93,112Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $676Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $24,216Income earned, not collected on loans
  • $53Earning assets
  • $3,032Long-term assets (5+ years)
  • $797,679Average Assets, year-to-date
  • $244,420Average Assets, quarterly
  • $848,342Volatile liabilities
  • $863,803Insider loans
  • $501,861FHLB advances
  • $865,247Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $105,571Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $57,587Restructured Loans and leases
  • $255Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $31,788Total interest income
  • $9,993Total interest expense
  • $21,795Net interest income
  • $7,579Provision for loan and lease losses
  • $1,524Total noninterest income
  • $0Fiduciary activities
  • $998Service charges on deposit accounts
  • $0Trading account gains & fees
  • $526Additional noninterest income
  • $16,658Total noninterest expense
  • $6,815Salaries and employee benefits
  • $1,405Premises and equipment expense
  • $8,438Additional noninterest expense
  • -$918Pre-tax net operating income
  • $55Securities gains (losses)
  • -$1,064Applicable income taxes
  • $201Income before extraordinary items
  • $0Extraordinary gains - net
  • $201Net income attributable to bank
  • $0Net charge-offs
  • $201Cash dividends
  • $5,693Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.11%Yield on earning assets
  • 1.29%Cost of funding earning assets
  • 2.82%Net interest margin
  • 0.20%Noninterest income to earning assets
  • 2.15%Noninterest expense to earning assets
  • 0.02%Net operating income to assets
  • 0.02%Return on assets (ROA)
  • -0.10%Pretax return on assets
  • 0.19%Return on equity (ROE)
  • 0.19%Retained earnings to average equity (YTD only)
  • 1.33%Net charge-offs to loans
  • 133.13%Credit loss provision to net charge-offs
  • 1.17%Efficiency ratio
  • 71,435Assets per employee
  • 6.16%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.40%Loss allowance to noncurrent loans
  • 56.50%Noncurrent assets plus other real estate owned to assets
  • 7.25%Noncurrent loans to loans
  • 6.01%Net loans and leases to deposits
  • 54.20%Net loans and leases to core deposits
  • 56.74%Equity capital to assets
  • 12.67%Core capital (leverage) ratio
  • 12.20%Tier 1 risk-based capital ratio
  • 21.04%Total risk-based capital ratio
  • Memoranda
  • $22Average assets
  • $848,342Average earning assets
  • $108,482Average equity
  • $773,003Average loans

List of branches

  • 7 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    013430Valley View State Bank7500 West Ninety-Fifth Street, Overland Park, KS 66212September 10, 1966Full Service Brick and Mortar
    2249068Detached Teller's Facility10300 Mastin, Overland Park, KS 66212November 12, 1976Full Service Brick and Mortar
    3249069College Boulevard Facility8550 College Boulevard, Overland Park, KS 66210June 06, 1980Full Service Brick and Mortar
    4249070Leawood Branch11813 Roe Boulevard, Leawood, KS 66211June 13, 1990Full Service Brick and Mortar
    5249071151st Street Branch8100 West 151st Street, Overland Park, KS 66223August 31, 1998Full Service Brick and Mortar
    11425160Olathe Branch13379 South Blackbob Road, Olathe, KS 66062January 20, 2004Limited Service Mobile
    12493400137th Branch13701 Metcalf, Overland Park, KS 66212October 01, 2008Full Service Brick and Mortar
  • 3 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    7218253East Red Bridge Road Branch3400 East Red Bridge Road, Kansas City, MO 64137November 01, 1999Full Service Brick and Mortar
    8218254Ward Parkway Branch8520_ward Parkway, Kansas City, MO 64114November 01, 1999Full Service Brick and Mortar
    9360240Belleview Branch4550 Belleview, Kansas City, MO 64111May 14, 2001Full Service Brick and Mortar

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