Valley View State Bank in Overland Park, Kansas (KS), MO

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Valley View State Bank routing number info

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Valley View State Bank
GeneralFDIC Certificate #: 19631
Status: Active
Federal Reserve ID: 339951
Bank Holding Company (Regulatory Top Holder): Valley View Bancshares, Inc. (RSSDID: 1050712, Location: Overland Park, KS)
Date Established: September 10, 1966
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 10 (Domestic: 10, Interstate: Yes)
FDIC's unique #: 13430
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: September 10, 1966
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: September 29, 2010
Last Data Update: September 29, 2010
Data Source Date: April 05, 2012
LocationAddress: 7500 West Ninety-Fifth Street, Overland Park, KS 66212
County: Johnson
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Kansas City
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $868.9 mil
Equity capital: $110.1 mil
Deposits held in domestic offices: $718.2 mil
Return on assets (ROA): 0.02% ($0.2 mil)
Quarterly return on assets: 0.21% ($1.8 mil)
Return on Equity (ROE): 0.19% ($0.2 mil)
Quarterly return on equity: 1.62% ($1.8 mil)
Net income: $0.2 mil
Quarterly Net income: $0.4 mil
Pretax return on assets: -0.10% (-$868.9 mil)
Quarterly Pretax return on assets: 0.19% ($1,650.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)141
Total assets$868,906
Cash and due from depository institutions$90,253
Interest-bearing balances$81,324
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$389,274
Loan loss allowance $13,682
Trading account assets$0
Bank premises and fixed assets$12,110
Other real estate owned$38,781
Goodwill and other intangibles$253
All other assets$11,154
Life insurance assets$868,907
Total liabilities and capital$758,795
Total liabilities$718,187
Total deposits$609,867
Interest-bearing deposits$718,187
Deposits held in domestic offices$90
% insured (estimated)27855.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$10,000
Other borrowed funds $0
Subordinated debt $2,753
All other liabilities $110,112
Total equity capital$110,112
Total bank equity capital$110,112
Perpetual preferred stock$0
Common stock$5,000
Undivided profits $93,112
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $676
Income earned, not collected on loans $24,216
Earning assets $53
Long-term assets (5+ years) $3,032
Average Assets, year-to-date $797,679
Average Assets, quarterly $244,420
Volatile liabilities $848,342
Insider loans $863,803
FHLB advances $501,861
Loans and leases held for sale $865,247
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $105,571
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $57,587
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $31,788
Total interest expense $9,993
Net interest income $21,795
Provision for loan and lease losses $7,579
Total noninterest income $1,524
Fiduciary activities $0
Service charges on deposit accounts $998
Trading account gains & fees $0
Additional noninterest income $526
Total noninterest expense $16,658
Salaries and employee benefits $6,815
Premises and equipment expense $1,405
Additional noninterest expense $8,438
Pre-tax net operating income -$918
Securities gains (losses) $55
Applicable income taxes -$1,064
Income before extraordinary items $201
Extraordinary gains - net $0
Net income attributable to bank $201
Net charge-offs $0
Cash dividends $201
Sale, conversion, retirement of capital stock, net $5,693
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.11%
Cost of funding earning assets 1.29%
Net interest margin 2.82%
Noninterest income to earning assets 0.20%
Noninterest expense to earning assets 2.15%
Net operating income to assets 0.02%
Return on assets (ROA) 0.02%
Pretax return on assets -0.10%
Return on equity (ROE) 0.19%
Retained earnings to average equity (YTD only) 0.19%
Net charge-offs to loans 1.33%
Credit loss provision to net charge-offs 133.13%
Efficiency ratio1.17%
Assets per employee$71,435
Cash dividends to net income (YTD only)6.16%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 3.40%
Noncurrent assets plus other real estate owned to assets 56.50%
Noncurrent loans to loans 7.25%
Net loans and leases to deposits6.01%
Net loans and leases to core deposits 54.20%
Equity capital to assets 56.74%
Core capital (leverage) ratio 12.67%
Tier 1 risk-based capital ratio 12.20%
Total risk-based capital ratio 21.04%
Average assets$22
Average earning assets$848,342
Average equity $108,482
Average loans $773,003
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7 Kansas Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
013430Valley View State Bank7500 West Ninety-Fifth Street, Overland Park, KS 66212September 10, 1966Full Service Brick and Mortar
2249068Detached Teller's Facility10300 Mastin, Overland Park, KS 66212November 12, 1976Full Service Brick and Mortar
3249069College Boulevard Facility8550 College Boulevard, Overland Park, KS 66210June 06, 1980Full Service Brick and Mortar
4249070Leawood Branch11813 Roe Boulevard, Leawood, KS 66211June 13, 1990Full Service Brick and Mortar
5249071151st Street Branch8100 West 151st Street, Overland Park, KS 66223August 31, 1998Full Service Brick and Mortar
11425160Olathe Branch13379 South Blackbob Road, Olathe, KS 66062January 20, 2004Limited Service Mobile
12493400137th Branch13701 Metcalf, Overland Park, KS 66212October 01, 2008Full Service Brick and Mortar
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3 Missouri Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
7218253East Red Bridge Road Branch3400 East Red Bridge Road, Kansas City, MO 64137November 01, 1999Full Service Brick and Mortar
8218254Ward Parkway Branch8520_ward Parkway, Kansas City, MO 64114November 01, 1999Full Service Brick and Mortar
9360240Belleview Branch4550 Belleview, Kansas City, MO 64111May 14, 2001Full Service Brick and Mortar
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