Valley View State Bank in Overland Park, Kansas (KS), MO
| Valley View State Bank | |
|---|---|
| General | FDIC Certificate #: 19631 Status: Active Federal Reserve ID: 339951 Bank Holding Company (Regulatory Top Holder): Valley View Bancshares, Inc. (RSSDID: 1050712, Location: Overland Park, KS) Date Established: September 10, 1966 WWW: http://www.valleyviewbank.com Trust Powers Granted: Yes Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 10 (Domestic: 10, Interstate: Yes) FDIC's unique #: 13430 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Commercial Lending Specialization Date of Deposit Insurance: September 10, 1966 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: September 29, 2010 Last Data Update: September 29, 2010 Data Source Date: April 05, 2012 |
| Location | Address: 7500 West Ninety-Fifth Street, Overland Park, KS 66212 County: Johnson Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Kansas City Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760) Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312) Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140) CBSA Metro Statistical Area: Kansas City, MO-KS (#28140) |
| History of Changes | Merge BIF and SAIF Funds into DIF Corrections |
| Financial Summary | Total assets: $868.9 mil Equity capital: $110.1 mil Deposits held in domestic offices: $718.2 mil Return on assets (ROA): 0.02% ($0.2 mil) Quarterly return on assets: 0.21% ($1.8 mil) Return on Equity (ROE): 0.19% ($0.2 mil) Quarterly return on equity: 1.62% ($1.8 mil) Net income: $0.2 mil Quarterly Net income: $0.4 mil Pretax return on assets: -0.10% (-$868.9 mil) Quarterly Pretax return on assets: 0.19% ($1,650.9 mil) |
| Assets and Liabilities (December 31, 2011) (Dollar figures in thousands) | |
| Total employees (full-time equivalent) | 141 |
| Total assets | $868,906 |
| Cash and due from depository institutions | $90,253 |
| Interest-bearing balances | $81,324 |
| Securities | $327,081 |
| Federal funds sold & reverse repurchase agreements | $0 |
| Net loans & leases | $389,274 |
| Loan loss allowance | $13,682 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $12,110 |
| Other real estate owned | $38,781 |
| Goodwill and other intangibles | $253 |
| All other assets | $11,154 |
| Life insurance assets | $868,907 |
| Total liabilities and capital | $758,795 |
| Total liabilities | $718,187 |
| Total deposits | $609,867 |
| Interest-bearing deposits | $718,187 |
| Deposits held in domestic offices | $90 |
| % insured (estimated) | 27855.00% |
| Federal funds purchased & repurchase agreements | $0 |
| Trading liabilities | $10,000 |
| Other borrowed funds | $0 |
| Subordinated debt | $2,753 |
| All other liabilities | $110,112 |
| Total equity capital | $110,112 |
| Total bank equity capital | $110,112 |
| Perpetual preferred stock | $0 |
| Common stock | $5,000 |
| Surplus | $12,000 |
| Undivided profits | $93,112 |
| Memoranda | |
| Noncurrent loans and leases | $0 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $676 |
| Income earned, not collected on loans | $24,216 |
| Earning assets | $53 |
| Long-term assets (5+ years) | $3,032 |
| Average Assets, year-to-date | $797,679 |
| Average Assets, quarterly | $244,420 |
| Volatile liabilities | $848,342 |
| Insider loans | $863,803 |
| FHLB advances | $501,861 |
| Loans and leases held for sale | $865,247 |
| Unused loan commitments | $0 |
| Tier 1 (core) risk-based capital | $0 |
| Tier 2 risk-based capital | $105,571 |
| Total risk weighted assets | $0 |
| Total unused commitments | $0 |
| Restructured Loans and leases | $57,587 |
| Derivatives | $255 |
| Income and Expense (December 31, 2011) (Dollar figures in thousands) | |
| Total interest income | $31,788 |
| Total interest expense | $9,993 |
| Net interest income | $21,795 |
| Provision for loan and lease losses | $7,579 |
| Total noninterest income | $1,524 |
| Fiduciary activities | $0 |
| Service charges on deposit accounts | $998 |
| Trading account gains & fees | $0 |
| Additional noninterest income | $526 |
| Total noninterest expense | $16,658 |
| Salaries and employee benefits | $6,815 |
| Premises and equipment expense | $1,405 |
| Additional noninterest expense | $8,438 |
| Pre-tax net operating income | -$918 |
| Securities gains (losses) | $55 |
| Applicable income taxes | -$1,064 |
| Income before extraordinary items | $201 |
| Extraordinary gains - net | $0 |
| Net income attributable to bank | $201 |
| Net charge-offs | $0 |
| Cash dividends | $201 |
| Sale, conversion, retirement of capital stock, net | $5,693 |
| Net operating income | $0 |
| Performance and Condition Ratios (December 31, 2011) (Dollar figures in thousands) | |
| Performance Ratios (%, annualized) | |
| Yield on earning assets | 4.11% |
| Cost of funding earning assets | 1.29% |
| Net interest margin | 2.82% |
| Noninterest income to earning assets | 0.20% |
| Noninterest expense to earning assets | 2.15% |
| Net operating income to assets | 0.02% |
| Return on assets (ROA) | 0.02% |
| Pretax return on assets | -0.10% |
| Return on equity (ROE) | 0.19% |
| Retained earnings to average equity (YTD only) | 0.19% |
| Net charge-offs to loans | 1.33% |
| Credit loss provision to net charge-offs | 133.13% |
| Efficiency ratio | 1.17% |
| Assets per employee | $71,435 |
| Cash dividends to net income (YTD only) | 6.16% |
| Condition Ratios (%) | |
| Loss allowance to loans | 0.00% |
| Loss allowance to noncurrent loans | 3.40% |
| Noncurrent assets plus other real estate owned to assets | 56.50% |
| Noncurrent loans to loans | 7.25% |
| Net loans and leases to deposits | 6.01% |
| Net loans and leases to core deposits | 54.20% |
| Equity capital to assets | 56.74% |
| Core capital (leverage) ratio | 12.67% |
| Tier 1 risk-based capital ratio | 12.20% |
| Total risk-based capital ratio | 21.04% |
| Memoranda | |
| Average assets | $22 |
| Average earning assets | $848,342 |
| Average equity | $108,482 |
| Average loans | $773,003 |
| 7 Kansas Branches as of April 05, 2012 | ||||||
| No | ID | Name | Address | Established | Service Type | Map |
|---|---|---|---|---|---|---|
| 0 | 13430 | Valley View State Bank | 7500 West Ninety-Fifth Street, Overland Park, KS 66212 | September 10, 1966 | Full Service Brick and Mortar |  |
| 2 | 249068 | Detached Teller's Facility | 10300 Mastin, Overland Park, KS 66212 | November 12, 1976 | Full Service Brick and Mortar |  |
| 3 | 249069 | College Boulevard Facility | 8550 College Boulevard, Overland Park, KS 66210 | June 06, 1980 | Full Service Brick and Mortar | |
| 4 | 249070 | Leawood Branch | 11813 Roe Boulevard, Leawood, KS 66211 | June 13, 1990 | Full Service Brick and Mortar | |
| 5 | 249071 | 151st Street Branch | 8100 West 151st Street, Overland Park, KS 66223 | August 31, 1998 | Full Service Brick and Mortar | |
| 11 | 425160 | Olathe Branch | 13379 South Blackbob Road, Olathe, KS 66062 | January 20, 2004 | Limited Service Mobile | |
| 12 | 493400 | 137th Branch | 13701 Metcalf, Overland Park, KS 66212 | October 01, 2008 | Full Service Brick and Mortar | |
| 3 Missouri Branches as of April 05, 2012 | ||||||
| No | ID | Name | Address | Established | Service Type | Map |
|---|---|---|---|---|---|---|
| 7 | 218253 | East Red Bridge Road Branch | 3400 East Red Bridge Road, Kansas City, MO 64137 | November 01, 1999 | Full Service Brick and Mortar | |
| 8 | 218254 | Ward Parkway Branch | 8520_ward Parkway, Kansas City, MO 64114 | November 01, 1999 | Full Service Brick and Mortar | |
| 9 | 360240 | Belleview Branch | 4550 Belleview, Kansas City, MO 64111 | May 14, 2001 | Full Service Brick and Mortar | |
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