Waverly Bank in Waverly, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 12, 1999

  • Waverly Bank in Waverly, Missouri (MO)
  • Show street view No street view available for this location

Waverly Bank - Overview

  • General
  • FDIC Certificate #: 17173
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Pinnacle Bank (#10634)
    Federal Reserve ID: 312552
    Date Established: September 15, 1951
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 11208
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 23, 1953
    Last Structure Change Effective Date: October 12, 1999
    Last Structure Change Process Date: November 12, 1999
    Last Data Update: November 12, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Waverly, MO 64096
    County: Lafayette
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • Financial Summary
  • Total assets: $22.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 14Total employees (full-time equivalent)
  • $20,835Total assets
  • $1,296Cash and due from depository institutions
  • $8Interest-bearing balances
  • $947Securities
  • $2,493Federal funds sold & reverse repurchase agreements
  • $14,566Net loans & leases
  • $133Loan loss allowance
  • $0Trading account assets
  • $654Bank premises and fixed assets
  • $55Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $824All other assets
  • $20,835Total liabilities and capital
  • $19,281Total liabilities
  • $19,089Total deposits
  • $14,873Interest-bearing deposits
  • $19,089Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $192All other liabilities
  • $1,554Total equity capital
  • $1,554Total bank equity capital
  • $1,554Perpetual preferred stock
  • $1Common stock
  • $100Surplus
  • $601Undivided profits
  • Memoranda
  • $852Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $287Average Assets, year-to-date
  • $18,014Average Assets, quarterly
  • $440Volatile liabilities
  • $20,346Insider loans
  • $20,047FHLB advances
  • $1,741Loans and leases held for sale
  • $222Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,744Total unused commitments
  • $0Restructured Loans and leases
  • $17,058Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $1,504Total interest income
  • $610Total interest expense
  • $894Net interest income
  • $6Provision for loan and lease losses
  • $353Total noninterest income
  • $0Fiduciary activities
  • $117Service charges on deposit accounts
  • $0Trading account gains & fees
  • $236Additional noninterest income
  • $1,011Total noninterest expense
  • $542Salaries and employee benefits
  • $180Premises and equipment expense
  • $289Additional noninterest expense
  • $230Pre-tax net operating income
  • $0Securities gains (losses)
  • $86Applicable income taxes
  • $144Income before extraordinary items
  • $0Extraordinary gains - net
  • $144Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $7Sale, conversion, retirement of capital stock, net
  • $24Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.62%Yield on earning assets
  • 3.49%Cost of funding earning assets
  • 5.12%Net interest margin
  • 2.02%Noninterest income to earning assets
  • 5.79%Noninterest expense to earning assets
  • 0.71%Net operating income to assets
  • 0.71%Return on assets (ROA)
  • 1.13%Pretax return on assets
  • 9.59%Return on equity (ROE)
  • 7.99%Retained earnings to average equity (YTD only)
  • 0.05%Net charge-offs to loans
  • 85.71%Credit loss provision to net charge-offs
  • 33.71%Efficiency ratio
  • 81,075Assets per employee
  • 1.49%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 16.67%Loss allowance to loans
  • 0.90%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.26%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 76.31%Net loans and leases to core deposits
  • 83.96%Equity capital to assets
  • 7.46%Core capital (leverage) ratio
  • 7.86%Tier 1 risk-based capital ratio
  • 9.11%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $20,346Average earning assets
  • $1,501Average equity
  • $17,456Average loans

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