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- Banks in Georgia (GA)
- Wayne National Bank
Wayne National Bank in Jesup, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches
This bank is inactive as of May 12, 2001
- Wayne National Bank in Jesup, Georgia (GA)
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Wayne National Bank - Overview
- General
- FDIC Certificate #: 33147
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Branch Banking and Trust Company (#9846)
Federal Reserve ID: 1474279
Date Established: September 26, 1990
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Interstate: No)
OTS Docket #: 15736
FDIC's unique #: 46383
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: September 26, 1990
Last Structure Change Effective Date: May 12, 2001
Last Structure Change Process Date: June 26, 2001
Last Data Update: June 26, 2001
Data Source Date: April 05, 2012 - Location
- Address: 818 South First Street, Jesup, GA 31545
County: Wayne
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Albany Ga
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Core Based Statistical Area (CBSA): Jesup, GA (#27700)
CBSA Micro Statistical Area: Yes - Financial Summary
- Total assets: $57.6 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2000)
- Dollar figures in thousands
- 21Total employees (full-time equivalent)
- $58,038Total assets
- $1,621Cash and due from depository institutions
- $18Interest-bearing balances
- $7,744Securities
- $2,210Federal funds sold & reverse repurchase agreements
- $45,031Net loans & leases
- $957Loan loss allowance
- $0Trading account assets
- $717Bank premises and fixed assets
- $0Other real estate owned
- $0Goodwill and other intangibles
- $0Life insurance assets
- $715All other assets
- $58,038Total liabilities and capital
- $50,272Total liabilities
- $44,428Total deposits
- $36,109Interest-bearing deposits
- $44,428Deposits held in domestic offices
- 0.00%% insured (estimated)
- $5,000Federal funds purchased & repurchase agreements
- $0Trading liabilities
- $0Other borrowed funds
- $0Subordinated debt
- $844All other liabilities
- $7,766Total equity capital
- $7,766Total bank equity capital
- $7,766Perpetual preferred stock
- $0Common stock
- $1,650Surplus
- $1,650Undivided profits
- Memoranda
- $4,466Noncurrent loans and leases
- $4,236Noncurrent loans that are wholly or partially guaranteed by the U.S. government
- $0Income earned, not collected on loans
- $197Earning assets
- $0Long-term assets (5+ years)
- $474Average Assets, year-to-date
- $55,003Average Assets, quarterly
- $16,403Volatile liabilities
- $55,642Insider loans
- $57,956FHLB advances
- $11,597Loans and leases held for sale
- $1,016Unused loan commitments
- $0Tier 1 (core) risk-based capital
- $0Tier 2 risk-based capital
- $0Total risk weighted assets
- $4,236Total unused commitments
- $0Restructured Loans and leases
- $589Derivatives
Income and Expense (December 31, 2000)
- Dollar figures in thousands
- $5,291Total interest income
- $2,016Total interest expense
- $3,275Net interest income
- $513Provision for loan and lease losses
- $648Total noninterest income
- $0Fiduciary activities
- $474Service charges on deposit accounts
- $0Trading account gains & fees
- $174Additional noninterest income
- $2,204Total noninterest expense
- $1,220Salaries and employee benefits
- $209Premises and equipment expense
- $775Additional noninterest expense
- $1,206Pre-tax net operating income
- $0Securities gains (losses)
- $320Applicable income taxes
- $886Income before extraordinary items
- $0Extraordinary gains - net
- $886Net income attributable to bank
- $0Net charge-offs
- $0Cash dividends
- $68Sale, conversion, retirement of capital stock, net
- $248Net operating income
Performance and Condition Ratios (December 31, 2000)
- Dollar figures in thousands
- Performance Ratios (%, annualized)
- 10.18%Yield on earning assets
- 3.88%Cost of funding earning assets
- 6.30%Net interest margin
- 1.25%Noninterest income to earning assets
- 4.24%Noninterest expense to earning assets
- 1.59%Net operating income to assets
- 1.59%Return on assets (ROA)
- 2.17%Pretax return on assets
- 12.26%Return on equity (ROE)
- 8.83%Retained earnings to average equity (YTD only)
- 0.16%Net charge-offs to loans
- 754.41%Credit loss provision to net charge-offs
- 25.28%Efficiency ratio
- 56,181Assets per employee
- 2.76%Cash dividends to net income (YTD only)
- Condition Ratios (%)
- 27.99%Loss allowance to loans
- 2.08%Loss allowance to noncurrent loans
- 485.79%Noncurrent assets plus other real estate owned to assets
- 0.34%Noncurrent loans to loans
- 0.43%Net loans and leases to deposits
- 101.36%Net loans and leases to core deposits
- 119.03%Equity capital to assets
- 13.38%Core capital (leverage) ratio
- 12.85%Tier 1 risk-based capital ratio
- 16.32%Total risk-based capital ratio
- Memoranda
- $18Average assets
- $55,642Average earning assets
- $7,227Average equity
- $51,995Average loans
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- Banks in Georgia (GA)
- Wayne National Bank
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