Webster County Bank in Marshfield, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 20, 1995

  • Webster County Bank in Marshfield, Missouri (MO)
  • Show street view No street view available for this location

Webster County Bank - Overview

  • General
  • FDIC Certificate #: 23423
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Empire Bank (#17633)
    Federal Reserve ID: 749158
    Date Established: June 01, 1981
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    OTS Docket #: 11188
    FDIC's unique #: 16419
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 01, 1981
    Last Structure Change Effective Date: November 20, 1995
    Last Structure Change Process Date: December 07, 1995
    Last Data Update: December 07, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 1019 Spur Drive, Marshfield, MO 65706
    County: Webster
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Springfield, MO (#7920)
    Core Based Statistical Area (CBSA): Springfield, MO (#44180)
    CBSA Metro Statistical Area: Springfield, MO (#44180)
  • Financial Summary
  • Total assets: $46.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $18Total assets
  • $41,190Cash and due from depository institutions
  • $1,377Interest-bearing balances
  • $10Securities
  • $7,052Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $31,583Loan loss allowance
  • $353Trading account assets
  • $0Bank premises and fixed assets
  • $706Other real estate owned
  • $0Goodwill and other intangibles
  • $472Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $41,190Total liabilities
  • $38,000Total deposits
  • $35,480Interest-bearing deposits
  • $31,733Deposits held in domestic offices
  • 35480.00%% insured (estimated)
  • $92Federal funds purchased & repurchase agreements
  • $365Trading liabilities
  • $0Other borrowed funds
  • $2,000Subordinated debt
  • $0All other liabilities
  • $155Total equity capital
  • $155Total bank equity capital
  • $3,190Perpetual preferred stock
  • $0Common stock
  • $750Surplus
  • $1,900Undivided profits
  • Memoranda
  • $540Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $39Income earned, not collected on loans
  • $252Earning assets
  • $38,645Long-term assets (5+ years)
  • $4,380Average Assets, year-to-date
  • $38,904Average Assets, quarterly
  • $41,136Volatile liabilities
  • $8,353Insider loans
  • $552FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,782Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,209Total risk weighted assets
  • $29,195Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $3,062Total interest expense
  • $1,356Net interest income
  • $1,706Provision for loan and lease losses
  • $65Total noninterest income
  • $201Fiduciary activities
  • $0Service charges on deposit accounts
  • $149Trading account gains & fees
  • $0Additional noninterest income
  • $52Total noninterest expense
  • $1,071Salaries and employee benefits
  • $535Premises and equipment expense
  • $101Additional noninterest expense
  • $435Pre-tax net operating income
  • $771Securities gains (losses)
  • $21Applicable income taxes
  • $258Income before extraordinary items
  • $534Extraordinary gains - net
  • $0Net income attributable to bank
  • $534Net charge-offs
  • -$4Cash dividends
  • $150Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.42%Cost of funding earning assets
  • 3.73%Net interest margin
  • 4.69%Noninterest income to earning assets
  • 0.55%Noninterest expense to earning assets
  • 2.95%Net operating income to assets
  • 1.34%Return on assets (ROA)
  • 1.37%Pretax return on assets
  • 2.04%Return on equity (ROE)
  • 17.77%Retained earnings to average equity (YTD only)
  • 12.78%Net charge-offs to loans
  • -0.01%Credit loss provision to net charge-offs
  • -1625.00%Efficiency ratio
  • 56,162Assets per employee
  • 2.29%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 28.09%Loss allowance to loans
  • 1.11%Loss allowance to noncurrent loans
  • 905.13%Noncurrent assets plus other real estate owned to assets
  • 0.09%Noncurrent loans to loans
  • 0.12%Net loans and leases to deposits
  • 89.02%Net loans and leases to core deposits
  • 107.09%Equity capital to assets
  • 7.74%Core capital (leverage) ratio
  • 7.74%Tier 1 risk-based capital ratio
  • 10.99%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $38,904Average earning assets
  • $3,004Average equity
  • $36,363Average loans

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