Western Bank in Alliance, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 31, 1994

  • Western Bank in Alliance, Nebraska (NE)
  • Show street view No street view available for this location

Western Bank - Overview

  • General
  • FDIC Certificate #: 24812
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Western Bank (#33488)
    Federal Reserve ID: 971856
    Date Established: January 25, 1979
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 17210
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: November 21, 1983
    Last Structure Change Effective Date: January 31, 1994
    Last Structure Change Process Date: Febuary 10, 1994
    Last Data Update: Febuary 10, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 1204 West Third Street, Alliance, NE 69301
    County: Box Butte
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Grand Island
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $25.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $10Total assets
  • $25,620Cash and due from depository institutions
  • $1,761Interest-bearing balances
  • $398Securities
  • $7,122Federal funds sold & reverse repurchase agreements
  • $450Net loans & leases
  • $15,743Loan loss allowance
  • $187Trading account assets
  • $0Bank premises and fixed assets
  • $202Other real estate owned
  • $0Goodwill and other intangibles
  • $342Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $25,620Total liabilities
  • $23,718Total deposits
  • $23,581Interest-bearing deposits
  • $22,353Deposits held in domestic offices
  • 23581.00%% insured (estimated)
  • $98Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $137Total equity capital
  • $137Total bank equity capital
  • $1,902Perpetual preferred stock
  • $0Common stock
  • $477Surplus
  • $523Undivided profits
  • Memoranda
  • $902Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $71Income earned, not collected on loans
  • $254Earning assets
  • $23,713Long-term assets (5+ years)
  • $3,014Average Assets, year-to-date
  • $25,431Average Assets, quarterly
  • $26,203Volatile liabilities
  • $2,977Insider loans
  • $438FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $5,303Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,902Total risk weighted assets
  • $16,011Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,786Total interest expense
  • $1,101Net interest income
  • $685Provision for loan and lease losses
  • $30Total noninterest income
  • $131Fiduciary activities
  • $0Service charges on deposit accounts
  • $43Trading account gains & fees
  • $0Additional noninterest income
  • $88Total noninterest expense
  • $571Salaries and employee benefits
  • $287Premises and equipment expense
  • $109Additional noninterest expense
  • $175Pre-tax net operating income
  • $215Securities gains (losses)
  • $0Applicable income taxes
  • $66Income before extraordinary items
  • $149Extraordinary gains - net
  • $0Net income attributable to bank
  • $149Net charge-offs
  • $30Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.60%Cost of funding earning assets
  • 4.69%Net interest margin
  • 2.92%Noninterest income to earning assets
  • 0.56%Noninterest expense to earning assets
  • 2.43%Net operating income to assets
  • 0.59%Return on assets (ROA)
  • 0.59%Pretax return on assets
  • 0.85%Return on equity (ROE)
  • 8.11%Retained earnings to average equity (YTD only)
  • 8.11%Net charge-offs to loans
  • 0.19%Credit loss provision to net charge-offs
  • 100.00%Efficiency ratio
  • 69,975Assets per employee
  • 2.56%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.17%Loss allowance to noncurrent loans
  • 263.38%Noncurrent assets plus other real estate owned to assets
  • 0.28%Noncurrent loans to loans
  • 0.45%Net loans and leases to deposits
  • 66.76%Net loans and leases to core deposits
  • 76.41%Equity capital to assets
  • 7.42%Core capital (leverage) ratio
  • 7.16%Tier 1 risk-based capital ratio
  • 11.88%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $25,431Average earning assets
  • $1,838Average equity
  • $23,492Average loans

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