Western National Bank in Amarillo, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 06, 2006

  • Western National Bank in Amarillo, Texas (TX)
  • Show street view No street view available for this location

Western National Bank - Overview

  • General
  • FDIC Certificate #: 19203
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: FirstBank Southwest (#3387)
    Federal Reserve ID: 484459
    Date Established: August 14, 1964
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 13022
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: August 14, 1964
    Last Structure Change Effective Date: January 06, 2006
    Last Structure Change Process Date: Febuary 22, 2006
    Last Data Update: Febuary 22, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 4241 West 45th Street, Amarillo, TX 79109
    County: Potter
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Lubbock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Amarillo, TX (#320)
    Core Based Statistical Area (CBSA): Amarillo, TX (#11100)
    CBSA Metro Statistical Area: Amarillo, TX (#11100)
  • Financial Summary
  • Total assets: $34.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

  • Dollar figures in thousands
  • 15Total employees (full-time equivalent)
  • $34,349Total assets
  • $808Cash and due from depository institutions
  • $0Interest-bearing balances
  • $15,342Securities
  • $7,777Federal funds sold & reverse repurchase agreements
  • $9,433Net loans & leases
  • $186Loan loss allowance
  • $0Trading account assets
  • $214Bank premises and fixed assets
  • $22Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $753All other assets
  • $34,349Total liabilities and capital
  • $30,591Total liabilities
  • $30,203Total deposits
  • $23,685Interest-bearing deposits
  • $30,203Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $388All other liabilities
  • $3,758Total equity capital
  • $3,758Total bank equity capital
  • $3,758Perpetual preferred stock
  • $0Common stock
  • $960Surplus
  • $960Undivided profits
  • Memoranda
  • $1,838Noncurrent loans and leases
  • $1,046Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $60Earning assets
  • $0Long-term assets (5+ years)
  • $261Average Assets, year-to-date
  • $32,552Average Assets, quarterly
  • $1,207Volatile liabilities
  • $34,203Insider loans
  • $34,256FHLB advances
  • $1,402Loans and leases held for sale
  • $261Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $57Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,046Total unused commitments
  • $0Restructured Loans and leases
  • $186Derivatives

Income and Expense (December 31, 2005)

  • Dollar figures in thousands
  • $1,832Total interest income
  • $363Total interest expense
  • $1,469Net interest income
  • $0Provision for loan and lease losses
  • $189Total noninterest income
  • $0Fiduciary activities
  • $151Service charges on deposit accounts
  • $0Trading account gains & fees
  • $38Additional noninterest income
  • $1,532Total noninterest expense
  • $794Salaries and employee benefits
  • $107Premises and equipment expense
  • $631Additional noninterest expense
  • $126Pre-tax net operating income
  • $0Securities gains (losses)
  • -$45Applicable income taxes
  • $171Income before extraordinary items
  • $0Extraordinary gains - net
  • $171Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $35Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2005)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.66%Yield on earning assets
  • 1.12%Cost of funding earning assets
  • 4.54%Net interest margin
  • 0.58%Noninterest income to earning assets
  • 4.74%Noninterest expense to earning assets
  • 0.50%Net operating income to assets
  • 0.50%Return on assets (ROA)
  • 0.37%Pretax return on assets
  • 4.59%Return on equity (ROE)
  • 4.59%Retained earnings to average equity (YTD only)
  • 0.33%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 3.60%Efficiency ratio
  • 92,400Assets per employee
  • 2.29%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.93%Loss allowance to noncurrent loans
  • 310.00%Noncurrent assets plus other real estate owned to assets
  • 0.24%Noncurrent loans to loans
  • 0.62%Net loans and leases to deposits
  • 31.23%Net loans and leases to core deposits
  • 32.75%Equity capital to assets
  • 10.94%Core capital (leverage) ratio
  • 11.04%Tier 1 risk-based capital ratio
  • 25.93%Total risk-based capital ratio
  • Memoranda
  • $27Average assets
  • $34,203Average earning assets
  • $3,723Average equity
  • $32,350Average loans

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