Wilson Bank and Trust in Lebanon, Tennessee (TN)
Other nearby banks:
Show street view
No street view available for this location
Wilson Bank and Trust routing number info
Table of contents:
| Wilson Bank and Trust | |
|---|---|
| General | FDIC Certificate #: 26962 Status: Active Federal Reserve ID: 159636 Bank Holding Company (Regulatory Top Holder): Wilson Bank Holding Company (RSSDID: 2004141, Location: Lebanon, TN) Date Established: May 11, 1987 WWW: http://www.wilsonbank.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 25 (Domestic: 25, Interstate: No) OTS Docket #: 10534 FDIC's unique #: 36373 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Commercial Lending Specialization Date of Deposit Insurance: May 11, 1987 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012 |
| Location | Address: 623 West Main Street, Lebanon, TN 37087 County: Wilson Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Nashville Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: Southeast Metropolitan Statistical Area (MSA): Nashville, TN (#5360) Combined Statistical Area (CSA): Nashville-Davidson-Murfreesboro-Columbia, TN (#400) Core Based Statistical Area (CBSA): Nashville-Davidson-Murfreesboro-Franklin, TN (#34980) CBSA Metro Statistical Area: Nashville-Davidson-Murfreesboro-Franklin, TN (#34980) |
| History of Changes | Name Change Merge BIF and SAIF Funds into DIF |
| Financial Summary | Total assets: $1,567.4 mil Equity capital: $155.6 mil Deposits held in domestic offices: $1,398.3 mil Return on assets (ROA): 0.68% ($10.7 mil) Quarterly return on assets: 0.60% ($9.4 mil) Return on Equity (ROE): 6.91% ($10.8 mil) Quarterly return on equity: 6.07% ($9.5 mil) Net income: $10.3 mil Quarterly Net income: $2.3 mil Pretax return on assets: 1.12% ($17,554.8 mil) Quarterly Pretax return on assets: 1.03% ($16,144.1 mil) |
| Assets and Liabilities (December 31, 2011) (Dollar figures in thousands) | |
| Total employees (full-time equivalent) | 364 |
| Total assets | $1,567,391 |
| Cash and due from depository institutions | $30,477 |
| Interest-bearing balances | $19,174 |
| Securities | $325,194 |
| Federal funds sold & reverse repurchase agreements | $13,215 |
| Net loans & leases | $1,113,508 |
| Loan loss allowance | $24,525 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $35,385 |
| Other real estate owned | $19,117 |
| Goodwill and other intangibles | $4,917 |
| All other assets | $25,578 |
| Life insurance assets | $1,567,391 |
| Total liabilities and capital | $1,411,792 |
| Total liabilities | $1,398,287 |
| Total deposits | $1,365,558 |
| Interest-bearing deposits | $1,398,287 |
| Deposits held in domestic offices | $89 |
| % insured (estimated) | 7419.00% |
| Federal funds purchased & repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $0 |
| Subordinated debt | $6,086 |
| All other liabilities | $155,599 |
| Total equity capital | $155,599 |
| Total bank equity capital | $155,599 |
| Perpetual preferred stock | $0 |
| Common stock | $6,995 |
| Surplus | $15,398 |
| Undivided profits | $133,206 |
| Memoranda | |
| Noncurrent loans and leases | $0 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $14,775 |
| Income earned, not collected on loans | $30,635 |
| Earning assets | $0 |
| Long-term assets (5+ years) | $5,930 |
| Average Assets, year-to-date | $1,471,091 |
| Average Assets, quarterly | $629,350 |
| Volatile liabilities | $1,516,186 |
| Insider loans | $1,554,059 |
| FHLB advances | $1,186,982 |
| Loans and leases held for sale | $1,557,651 |
| Unused loan commitments | $2,001 |
| Tier 1 (core) risk-based capital | $2,001 |
| Tier 2 risk-based capital | $149,817 |
| Total risk weighted assets | $0 |
| Total unused commitments | $0 |
| Restructured Loans and leases | $158,633 |
| Derivatives | $8,019 |
| Income and Expense (December 31, 2011) (Dollar figures in thousands) | |
| Total interest income | $72,430 |
| Total interest expense | $17,888 |
| Net interest income | $54,542 |
| Provision for loan and lease losses | $8,678 |
| Total noninterest income | $10,628 |
| Fiduciary activities | $0 |
| Service charges on deposit accounts | $5,380 |
| Trading account gains & fees | $0 |
| Additional noninterest income | $5,248 |
| Total noninterest expense | $39,679 |
| Salaries and employee benefits | $22,846 |
| Premises and equipment expense | $4,697 |
| Additional noninterest expense | $12,136 |
| Pre-tax net operating income | $16,813 |
| Securities gains (losses) | $192 |
| Applicable income taxes | $6,715 |
| Income before extraordinary items | $10,290 |
| Extraordinary gains - net | $0 |
| Net income attributable to bank | $10,290 |
| Net charge-offs | $0 |
| Cash dividends | $10,290 |
| Sale, conversion, retirement of capital stock, net | $6,330 |
| Net operating income | $0 |
| Performance and Condition Ratios (December 31, 2011) (Dollar figures in thousands) | |
| Performance Ratios (%, annualized) | |
| Yield on earning assets | 5.08% |
| Cost of funding earning assets | 1.26% |
| Net interest margin | 3.83% |
| Noninterest income to earning assets | 0.75% |
| Noninterest expense to earning assets | 2.79% |
| Net operating income to assets | 0.67% |
| Return on assets (ROA) | 0.68% |
| Pretax return on assets | 1.12% |
| Return on equity (ROE) | 6.91% |
| Retained earnings to average equity (YTD only) | 6.91% |
| Net charge-offs to loans | 0.57% |
| Credit loss provision to net charge-offs | 137.09% |
| Efficiency ratio | 4.03% |
| Assets per employee | $60,278 |
| Cash dividends to net income (YTD only) | 4.31% |
| Condition Ratios (%) | |
| Loss allowance to loans | 0.00% |
| Loss allowance to noncurrent loans | 2.16% |
| Noncurrent assets plus other real estate owned to assets | 80.06% |
| Noncurrent loans to loans | 3.17% |
| Net loans and leases to deposits | 2.69% |
| Net loans and leases to core deposits | 79.63% |
| Equity capital to assets | 83.99% |
| Core capital (leverage) ratio | 9.93% |
| Tier 1 risk-based capital ratio | 9.62% |
| Total risk-based capital ratio | 12.62% |
| Memoranda | |
| Average assets | $14 |
| Average earning assets | $1,516,186 |
| Average equity | $148,897 |
| Average loans | $1,424,536 |
| Total Fiduciary and Related Assets (December 31, 2003) (Dollar figures in thousands) | |
| Total fiduciary and related assets | $1 |
| Number of Fiduciary Accounts and Related Asset Accounts | 1 |
| Fiduciary powers granted | Yes |
| Fiduciary or related activity | Yes |
| Managed Assets | $3,340 |
| Number of Accounts | 1 |
| Personal trust and agency accounts | $3,340 |
| Employee benefit-defined contribution accounts | $3,303 |
| Employee benefit-defined benefit accounts | $0 |
| Other retirement accounts | $0 |
| Corporate trust and agency accounts | $2 |
| Investment management agency accounts | $0 |
| Other fiduciary accounts | $35 |
| Fiduciary accounts held in foreign offices | $0 |
| Non-managed Assets | $0 |
| Number of Accounts | 19 |
| Personal trust and agency accounts | $0 |
| Employee benefit-defined contribution accounts | $0 |
| Employee benefit-defined benefit accounts | $0 |
| Other retirement accounts | $0 |
| Corporate trust and agency accounts | $0 |
| Other fiduciary accounts | $0 |
| Fiduciary accounts held in foreign offices | $0 |
| 25 Tennessee Branches as of April 05, 2012 | ||||||
| No | ID | Name | Address | Established | Service Type | Map |
|---|---|---|---|---|---|---|
| 0 | 36373 | Wilson Bank And Trust | 623 West Main Street, Lebanon, TN 37087 | May 11, 1987 | Full Service Brick and Mortar |  |
| 2 | 260544 | Lebanon Branch | 1444 Baddour Parkway, Lebanon, TN 37087 | March 17, 1990 | Full Service Brick and Mortar |  |
| 3 | 253026 | Watertown Branch | 101 Public Square, Watertown, TN 37184 | August 22, 1977 | Full Service Brick and Mortar | |
| 4 | 260545 | Mt. Juliet Branch | 1476 North Mt. Juliet Road, Mount Juliet, TN 37122 | March 28, 1994 | Full Service Brick and Mortar | |
| 5 | 260546 | Gladeville Tennessee Branch | 8875 Stewarts Ferry Pike, Mount Juliet, TN 37122 | December 09, 1992 | Full Service Brick and Mortar | |
| 6 | 260547 | Tennessee Boulevard Branch | 200 Tennessee Boulevard, Lebanon, TN 37087 | October 25, 1993 | Full Service Brick and Mortar | |
| 7 | 260548 | Wal-Mart Supercenter Branch | 615 South Cumberland, Lebanon, TN 37087 | May 24, 1995 | Full Service Brick and Mortar | |
| 8 | 260549 | Mcmurry Branch | 127 Mcmurry Boulevard, Hartsville, TN 37074 | Febuary 21, 1997 | Full Service Brick and Mortar | |
| 9 | 260550 | Castle Heights Ave North Branch | 1130 Castle Heights Ave. N., Lebanon, TN 37087 | December 08, 1998 | Full Service Brick and Mortar | |
| 10 | 260551 | Hermitage Office Branch | 204 Jackson Meadow Drive, Hermitage, TN 37076 | November 27, 1999 | Full Service Brick and Mortar | |
| 11 | 424606 | Leeville 109 Branch | Highway 109 And East Division Street, Lebanon, TN 37087 | January 05, 2004 | Full Service Brick and Mortar | |
| 13 | 430462 | Highway 70 Branch | 11835 Lebanon Road, Mount Juliet, TN 37122 | July 13, 2004 | Full Service Brick and Mortar | |
| 14 | 437940 | Donelson Branch | 217 Donelson Pike, Nashville, TN 37214 | January 18, 2005 | Full Service Brick and Mortar | |
| 15 | 57127 | Community Bank Of Smith County Branc | 1300 Main Street North, Carthage, TN 37030 | December 16, 1996 | Full Service Brick and Mortar | |
| 16 | 423239 | Gordonsville Branch | 7 New Middleton Highway, Gordonsville, TN 38563 | November 17, 2003 | Full Service Brick and Mortar | |
| 17 | 56311 | Dekalb Community Bank Branch | 568 West Broad Street, Smithville, TN 37166 | April 18, 1996 | Full Service Brick and Mortar | |
| 18 | 290423 | Alexandria Branch | 306 Brush Creek Road, Alexandria, TN 37012 | December 08, 1997 | Full Service Brick and Mortar | |
| 19 | 445980 | Broad Street Office | 710 North West Broad Street, Murfreesboro, TN 37129 | November 14, 2005 | Full Service Brick and Mortar | |
| 20 | 465504 | Smyrna Office Branch | 210 South Commerce Drive, Smyrna, TN 37167 | October 01, 2006 | Full Service Brick and Mortar | |
| 21 | 465737 | Memorial Branch | 3110 Memorial Boulevard, Murfreesboro, TN 37130 | October 30, 2006 | Full Service Brick and Mortar | |
| 22 | 474315 | Church Street Branch | 2640 South Church Street, Murfreesboro, TN 37128 | January 02, 2008 | Full Service Brick and Mortar | |
| 23 | 495061 | Mckendree Village Office Of Wilson B | 4347 Lebanon Road, Hermitage, TN 37076 | September 29, 2009 | Full Service Brick and Mortar | |
| 24 | 516199 | Wilson Bank And Trust Loan Productio | 393 Maple Street, Suite 100-A, Gallatin, TN 37066 | Febuary 01, 2011 | Limited Service Loan Production | |
| 25 | 517923 | Gallatin Office | 455 West Main Street, Gallatin, TN 37066 | Febuary 01, 2011 | Full Service Brick and Mortar | |
| 26 | 521474 | Providence Office Branch | 709 S Mt Juliet Rd, Mount Juliet, TN 37122 | May 02, 2011 | Full Service Retail | |
User Contributions:
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Wilson Bank and Trust.
Based on public records. Inadvertent errors are possible.
BankEncyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Based on public records. Inadvertent errors are possible.
BankEncyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.