Winterset State Bank in Harrisonville, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 26, 2002

  • Winterset State Bank in Harrisonville, Missouri (MO)
  • Show street view No street view available for this location

Winterset State Bank - Overview

  • General
  • FDIC Certificate #: 12211
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: National Bank of Kansas City (#35014)
    Federal Reserve ID: 223658
    Date Established: January 01, 1902
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 7758
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 26, 2002
    Last Structure Change Process Date: July 18, 2002
    Last Data Update: July 18, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 1503 North 291 Highway, Harrisonville, MO 64701
    County: Cass
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • Financial Summary
  • Total assets: $32.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 18Total employees (full-time equivalent)
  • $34,689Total assets
  • $2,270Cash and due from depository institutions
  • $625Interest-bearing balances
  • $8,851Securities
  • $4,770Federal funds sold & reverse repurchase agreements
  • $14,184Net loans & leases
  • $232Loan loss allowance
  • $0Trading account assets
  • $1,043Bank premises and fixed assets
  • $699Other real estate owned
  • $2,442Goodwill and other intangibles
  • $0Life insurance assets
  • $430All other assets
  • $34,689Total liabilities and capital
  • $28,456Total liabilities
  • $26,175Total deposits
  • $21,330Interest-bearing deposits
  • $26,175Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $400Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $1,700Other borrowed funds
  • $0Subordinated debt
  • $181All other liabilities
  • $6,233Total equity capital
  • $6,233Total bank equity capital
  • $6,233Perpetual preferred stock
  • $0Common stock
  • $1,080Surplus
  • $4,516Undivided profits
  • Memoranda
  • $637Noncurrent loans and leases
  • $3,035Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $3Earning assets
  • $0Long-term assets (5+ years)
  • $238Average Assets, year-to-date
  • $28,430Average Assets, quarterly
  • $424Volatile liabilities
  • $35,910Insider loans
  • $34,398FHLB advances
  • $6,723Loans and leases held for sale
  • $40Unused loan commitments
  • $1,700Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $3,035Total unused commitments
  • $0Restructured Loans and leases
  • $212Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $2,273Total interest income
  • $963Total interest expense
  • $1,310Net interest income
  • -$71Provision for loan and lease losses
  • $301Total noninterest income
  • $0Fiduciary activities
  • $136Service charges on deposit accounts
  • $0Trading account gains & fees
  • $165Additional noninterest income
  • $1,296Total noninterest expense
  • $493Salaries and employee benefits
  • $155Premises and equipment expense
  • $648Additional noninterest expense
  • $386Pre-tax net operating income
  • $0Securities gains (losses)
  • $18Applicable income taxes
  • $368Income before extraordinary items
  • $0Extraordinary gains - net
  • $368Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $21Sale, conversion, retirement of capital stock, net
  • $225Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.58%Yield on earning assets
  • 3.21%Cost of funding earning assets
  • 4.37%Net interest margin
  • 1.00%Noninterest income to earning assets
  • 4.32%Noninterest expense to earning assets
  • 1.02%Net operating income to assets
  • 1.02%Return on assets (ROA)
  • 1.07%Pretax return on assets
  • 6.04%Return on equity (ROE)
  • 2.35%Retained earnings to average equity (YTD only)
  • 0.12%Net charge-offs to loans
  • -338.10%Credit loss provision to net charge-offs
  • 15.00%Efficiency ratio
  • 65,177Assets per employee
  • 1.93%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 61.14%Loss allowance to loans
  • 1.61%Loss allowance to noncurrent loans
  • 7733.33%Noncurrent assets plus other real estate owned to assets
  • 2.02%Noncurrent loans to loans
  • 0.02%Net loans and leases to deposits
  • 54.19%Net loans and leases to core deposits
  • 65.81%Equity capital to assets
  • 17.97%Core capital (leverage) ratio
  • 10.90%Tier 1 risk-based capital ratio
  • 20.83%Total risk-based capital ratio
  • Memoranda
  • $22Average assets
  • $35,910Average earning assets
  • $6,090Average equity
  • $29,978Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Winterset State Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents