Wyoming Bank & Trust Co. in Wyoming, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 13, 2006

Wyoming Bank & Trust Co. in Wyoming, Illinois (IL)
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Wyoming Bank & Trust Co. - Overview

General
FDIC Certificate #: 15096
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Better Banks (#1808)
Federal Reserve ID: 290847
Date Established: April 20, 1935
WWW: http://www.wyomingbnk.com
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
FDIC's unique #: 9473
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
State Chartered: Yes
Date of Deposit Insurance: April 20, 1935
Last Structure Change Effective Date: October 13, 2006
Last Structure Change Process Date: November 02, 2006
Last Data Update: November 02, 2006
Data Source Date: April 05, 2012
Location
Address: 200 West Williams Street, Wyoming, IL 61491
County: Stark
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Princeton
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Combined Statistical Area (CSA): Peoria-Canton, IL (#426)
Core Based Statistical Area (CBSA): Peoria, IL (#37900)
CBSA Metro Statistical Area: Peoria, IL (#37900)
Financial Summary
Total assets: $14.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

Dollar figures in thousands
7Total employees (full-time equivalent)
$17,639Total assets
$729Cash and due from depository institutions
$2Interest-bearing balances
$8,727Securities
$1,169Federal funds sold & reverse repurchase agreements
$6,746Net loans & leases
$96Loan loss allowance
$0Trading account assets
$17Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$251All other assets
$17,639Total liabilities and capital
$16,331Total liabilities
$14,279Total deposits
$11,103Interest-bearing deposits
$14,279Deposits held in domestic offices
0.00%% insured (estimated)
$2,000Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$52All other liabilities
$1,308Total equity capital
$1,308Total bank equity capital
$1,308Perpetual preferred stock
$0Common stock
$150Surplus
$1,000Undivided profits
Memoranda
$158Noncurrent loans and leases
$1,112Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$167Average Assets, year-to-date
$16,644Average Assets, quarterly
$88Volatile liabilities
$16,687Insider loans
$16,933FHLB advances
$2,805Loans and leases held for sale
$603Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$1,112Total unused commitments
$0Restructured Loans and leases
$81Derivatives

Income and Expense (December 31, 2005)

Dollar figures in thousands
$624Total interest income
$166Total interest expense
$458Net interest income
$0Provision for loan and lease losses
$73Total noninterest income
$0Fiduciary activities
$53Service charges on deposit accounts
$0Trading account gains & fees
$20Additional noninterest income
$508Total noninterest expense
$280Salaries and employee benefits
$37Premises and equipment expense
$191Additional noninterest expense
$23Pre-tax net operating income
$0Securities gains (losses)
-$18Applicable income taxes
$41Income before extraordinary items
$0Extraordinary gains - net
$41Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$2Sale, conversion, retirement of capital stock, net
$100Net operating income

Performance and Condition Ratios (December 31, 2005)

Dollar figures in thousands
Performance Ratios (%, annualized)
3.91%Yield on earning assets
1.04%Cost of funding earning assets
2.87%Net interest margin
0.46%Noninterest income to earning assets
3.18%Noninterest expense to earning assets
0.25%Net operating income to assets
0.25%Return on assets (ROA)
0.14%Pretax return on assets
2.99%Return on equity (ROE)
-4.30%Retained earnings to average equity (YTD only)
-0.03%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
95,669Assets per employee
2.52%Cash dividends to net income (YTD only)
Condition Ratios (%)
243.90%Loss allowance to loans
1.40%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
47.24%Net loans and leases to core deposits
50.07%Equity capital to assets
7.42%Core capital (leverage) ratio
8.28%Tier 1 risk-based capital ratio
21.39%Total risk-based capital ratio
Memoranda
$23Average assets
$16,687Average earning assets
$1,372Average equity
$15,966Average loans

Total Fiduciary and Related Assets (December 31, 2003)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$54Managed Assets
1Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
1Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$54Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$54Fiduciary accounts held in foreign offices

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