Wyoming Bank and Trust Company, National Association in Buffalo, Wyoming (WY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 22, 2003

  • Wyoming Bank and Trust Company, National Association in Buffalo, Wyoming (WY)
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Wyoming Bank and Trust Company, National Association - Overview

  • General
  • FDIC Certificate #: 8717
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The American National Bank (#2211)
    Federal Reserve ID: 870753
    Date Established: March 31, 1906
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 5549
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: May 22, 2003
    Last Structure Change Process Date: June 25, 2003
    Last Data Update: June 25, 2003
    Data Source Date: April 05, 2012
  • Location
  • Address: 99 South Main Street, Buffalo, WY 82834
    County: Johnson
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Billings
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $32.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)

  • Dollar figures in thousands
  • 13Total employees (full-time equivalent)
  • $33,776Total assets
  • $764Cash and due from depository institutions
  • $0Interest-bearing balances
  • $4,158Securities
  • $250Federal funds sold & reverse repurchase agreements
  • $27,737Net loans & leases
  • $552Loan loss allowance
  • $0Trading account assets
  • $302Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $565All other assets
  • $33,776Total liabilities and capital
  • $30,195Total liabilities
  • $29,875Total deposits
  • $27,147Interest-bearing deposits
  • $29,875Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $320All other liabilities
  • $3,581Total equity capital
  • $3,581Total bank equity capital
  • $3,581Perpetual preferred stock
  • $0Common stock
  • $50Surplus
  • $2,248Undivided profits
  • Memoranda
  • $1,283Noncurrent loans and leases
  • $3,133Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $223Earning assets
  • $100Long-term assets (5+ years)
  • $378Average Assets, year-to-date
  • $32,145Average Assets, quarterly
  • $1,728Volatile liabilities
  • $35,173Insider loans
  • $33,529FHLB advances
  • $5,283Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $3,133Total unused commitments
  • $0Restructured Loans and leases
  • $365Derivatives

Income and Expense (December 31, 2002)

  • Dollar figures in thousands
  • $2,642Total interest income
  • $882Total interest expense
  • $1,760Net interest income
  • $78Provision for loan and lease losses
  • $240Total noninterest income
  • $0Fiduciary activities
  • $159Service charges on deposit accounts
  • $0Trading account gains & fees
  • $81Additional noninterest income
  • $1,131Total noninterest expense
  • $549Salaries and employee benefits
  • $78Premises and equipment expense
  • $504Additional noninterest expense
  • $791Pre-tax net operating income
  • $0Securities gains (losses)
  • $314Applicable income taxes
  • $477Income before extraordinary items
  • $0Extraordinary gains - net
  • $477Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $86Sale, conversion, retirement of capital stock, net
  • $75Net operating income

Performance and Condition Ratios (December 31, 2002)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.92%Yield on earning assets
  • 2.64%Cost of funding earning assets
  • 5.28%Net interest margin
  • 0.72%Noninterest income to earning assets
  • 3.39%Noninterest expense to earning assets
  • 1.36%Net operating income to assets
  • 1.36%Return on assets (ROA)
  • 2.25%Pretax return on assets
  • 14.78%Return on equity (ROE)
  • 12.46%Retained earnings to average equity (YTD only)
  • 0.28%Net charge-offs to loans
  • 90.70%Credit loss provision to net charge-offs
  • 10.10%Efficiency ratio
  • 56,550Assets per employee
  • 2.60%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 15.72%Loss allowance to loans
  • 1.95%Loss allowance to noncurrent loans
  • 247.53%Noncurrent assets plus other real estate owned to assets
  • 0.66%Noncurrent loans to loans
  • 0.79%Net loans and leases to deposits
  • 92.84%Net loans and leases to core deposits
  • 112.79%Equity capital to assets
  • 10.60%Core capital (leverage) ratio
  • 10.54%Tier 1 risk-based capital ratio
  • 12.31%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $35,173Average earning assets
  • $3,226Average equity
  • $33,356Average loans

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