FDIC Certificate #: 14309 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Carrollton Bank (#12383) Federal Reserve ID: 898159 Date Established: January 01, 1872 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) FDIC's unique #: 8936 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: April 30, 1934 Last Structure Change Effective Date: November 10, 1998 Last Structure Change Process Date: December 03, 1998 Last Data Update: December 03, 1998 Data Source Date: April 05, 2012
Location
Address: Main Street, Oregon, MO 64473 County: Holt Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Chicago FDIC Field Office: Kansas City Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West
Financial Summary
Total assets: $15.4 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Assets and Liabilities (December 31, 1997)
Dollar figures in thousands
6Total employees (full-time equivalent)
$17,950Total assets
$1,113Cash and due from depository institutions
$0Interest-bearing balances
$7,524Securities
$2,300Federal funds sold & reverse repurchase agreements
$6,747Net loans & leases
$87Loan loss allowance
$0Trading account assets
$111Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$155All other assets
$17,950Total liabilities and capital
$16,405Total liabilities
$16,298Total deposits
$13,530Interest-bearing deposits
$16,298Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$107All other liabilities
$1,545Total equity capital
$1,545Total bank equity capital
$1,545Perpetual preferred stock
$0Common stock
$50Surplus
$150Undivided profits
Memoranda
$1,345Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$81Earning assets
$0Long-term assets (5+ years)
$106Average Assets, year-to-date
$16,571Average Assets, quarterly
$602Volatile liabilities
$16,596Insider loans
$17,033FHLB advances
$600Loans and leases held for sale
$441Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$905Total unused commitments
$0Restructured Loans and leases
$9,025Derivatives
Income and Expense (December 31, 1997)
Dollar figures in thousands
$1,192Total interest income
$555Total interest expense
$637Net interest income
$7Provision for loan and lease losses
$54Total noninterest income
$0Fiduciary activities
$46Service charges on deposit accounts
$0Trading account gains & fees
$8Additional noninterest income
$341Total noninterest expense
$217Salaries and employee benefits
$41Premises and equipment expense
$83Additional noninterest expense
$343Pre-tax net operating income
$2Securities gains (losses)
$1Applicable income taxes
$344Income before extraordinary items
$0Extraordinary gains - net
$344Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$32Sale, conversion, retirement of capital stock, net
$210Net operating income
Performance and Condition Ratios (December 31, 1997)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.69%Yield on earning assets
3.58%Cost of funding earning assets
4.11%Net interest margin
0.35%Noninterest income to earning assets
2.20%Noninterest expense to earning assets
2.06%Net operating income to assets
2.07%Return on assets (ROA)
2.08%Pretax return on assets
23.68%Return on equity (ROE)
9.22%Retained earnings to average equity (YTD only)
0.49%Net charge-offs to loans
21.88%Credit loss provision to net charge-offs
10.94%Efficiency ratio
49,349Assets per employee
2.99%Cash dividends to net income (YTD only)
Condition Ratios (%)
61.05%Loss allowance to loans
1.27%Loss allowance to noncurrent loans
107.41%Noncurrent assets plus other real estate owned to assets
0.45%Noncurrent loans to loans
1.19%Net loans and leases to deposits
41.40%Net loans and leases to core deposits
42.98%Equity capital to assets
8.61%Core capital (leverage) ratio
9.33%Tier 1 risk-based capital ratio
17.15%Total risk-based capital ratio
Memoranda
$18Average assets
$16,596Average earning assets
$1,453Average equity
$15,499Average loans
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