Acadian Bank in Thibodaux, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 01, 1997

  • Acadian Bank in Thibodaux, Louisiana (LA)
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Acadian Bank - Overview

  • General
  • FDIC Certificate #: 21109
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Union Planters Bank of Louisiana (#27253)
    Federal Reserve ID: 848332
    Date Established: June 12, 1973
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 6 (Interstate: No)
    FDIC's unique #: 14590
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 12, 1973
    Last Structure Change Effective Date: December 01, 1997
    Last Structure Change Process Date: December 31, 1997
    Last Data Update: December 31, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 1001 Canal Boulevard, Thibodaux, LA 70301
    County: Lafourche
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Baton Rouge
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Houma, LA (#3350)
    Core Based Statistical Area (CBSA): Houma-Bayou Cane-Thibodaux, LA (#26380)
    CBSA Metro Statistical Area: Houma-Bayou Cane-Thibodaux, LA (#26380)
  • Financial Summary
  • Total assets: $81.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $52Total assets
  • $80,449Cash and due from depository institutions
  • $4,362Interest-bearing balances
  • $0Securities
  • $16,840Federal funds sold & reverse repurchase agreements
  • $1,425Net loans & leases
  • $54,307Loan loss allowance
  • $654Trading account assets
  • $0Bank premises and fixed assets
  • $2,278Other real estate owned
  • $33Goodwill and other intangibles
  • $1,204Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $80,449Total liabilities
  • $74,710Total deposits
  • $73,568Interest-bearing deposits
  • $58,796Deposits held in domestic offices
  • 73568.00%% insured (estimated)
  • $82Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $1,142Total equity capital
  • $1,142Total bank equity capital
  • $5,739Perpetual preferred stock
  • $0Common stock
  • $581Surplus
  • $2,005Undivided profits
  • Memoranda
  • $3,153Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $232Income earned, not collected on loans
  • $354Earning assets
  • $72,572Long-term assets (5+ years)
  • $2,800Average Assets, year-to-date
  • $75,898Average Assets, quarterly
  • $78,708Volatile liabilities
  • $11,107Insider loans
  • $1,352FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $13,216Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $5,710Total risk weighted assets
  • $59,703Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $5,860Total interest expense
  • $2,144Net interest income
  • $3,716Provision for loan and lease losses
  • $100Total noninterest income
  • $688Fiduciary activities
  • $0Service charges on deposit accounts
  • $529Trading account gains & fees
  • $0Additional noninterest income
  • $159Total noninterest expense
  • $2,943Salaries and employee benefits
  • $1,430Premises and equipment expense
  • $540Additional noninterest expense
  • $973Pre-tax net operating income
  • $1,361Securities gains (losses)
  • $0Applicable income taxes
  • $373Income before extraordinary items
  • $988Extraordinary gains - net
  • $0Net income attributable to bank
  • $988Net charge-offs
  • $53Cash dividends
  • $257Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.53%Cost of funding earning assets
  • 3.12%Net interest margin
  • 5.41%Noninterest income to earning assets
  • 1.00%Noninterest expense to earning assets
  • 4.28%Net operating income to assets
  • 1.30%Return on assets (ROA)
  • 1.30%Pretax return on assets
  • 1.79%Return on equity (ROE)
  • 18.40%Retained earnings to average equity (YTD only)
  • 13.62%Net charge-offs to loans
  • 0.11%Credit loss provision to net charge-offs
  • 188.68%Efficiency ratio
  • 66,826Assets per employee
  • 1.55%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 26.01%Loss allowance to loans
  • 1.19%Loss allowance to noncurrent loans
  • 281.90%Noncurrent assets plus other real estate owned to assets
  • 0.33%Noncurrent loans to loans
  • 0.42%Net loans and leases to deposits
  • 73.82%Net loans and leases to core deposits
  • 86.95%Equity capital to assets
  • 7.13%Core capital (leverage) ratio
  • 7.19%Tier 1 risk-based capital ratio
  • 9.56%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $75,898Average earning assets
  • $5,368Average equity
  • $68,705Average loans

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