Alameda First National Bank in Alameda, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 13, 1997

  • Alameda First National Bank in Alameda, California (CA)
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Alameda First National Bank - Overview

  • General
  • FDIC Certificate #: 19158
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: U.S. Bank of California (#1304)
    Federal Reserve ID: 80169
    Date Established: July 02, 1964
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 12 (Interstate: No)
    FDIC's unique #: 12983
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: July 02, 1964
    Last Structure Change Effective Date: March 13, 1997
    Last Structure Change Process Date: March 27, 1997
    Last Data Update: March 27, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 2424 Santa Clara Avenue, Alameda, CA 94501
    County: Alameda
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: San Francisco
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Oakland, CA (#5775)
    Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84)
    Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488)
    Core Based Statistical Area (CBSA): San Francisco-Oakland-Fremont, CA (#41860)
    CBSA Metro Statistical Area: San Francisco-Oakland-Fremont, CA (#41860)
    Core Based Statistical Division: Oakland-Fremont-Hayward, CA (#36084)
  • Financial Summary
  • Total assets: $441.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $120Total assets
  • $441,054Cash and due from depository institutions
  • $35,136Interest-bearing balances
  • $0Securities
  • $57,172Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $328,968Loan loss allowance
  • $6,856Trading account assets
  • $0Bank premises and fixed assets
  • $5,977Other real estate owned
  • $1,232Goodwill and other intangibles
  • $12,569Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $441,054Total liabilities
  • $401,550Total deposits
  • $381,081Interest-bearing deposits
  • $316,863Deposits held in domestic offices
  • 381081.00%% insured (estimated)
  • $90Federal funds purchased & repurchase agreements
  • $16,530Trading liabilities
  • $0Other borrowed funds
  • $36Subordinated debt
  • $0All other liabilities
  • $3,903Total equity capital
  • $3,903Total bank equity capital
  • $39,504Perpetual preferred stock
  • $0Common stock
  • $1,950Surplus
  • $36,234Undivided profits
  • Memoranda
  • $1,320Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,503Income earned, not collected on loans
  • $1,974Earning assets
  • $386,140Long-term assets (5+ years)
  • $57,874Average Assets, year-to-date
  • $447,822Average Assets, quarterly
  • $438,658Volatile liabilities
  • $47,843Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $733Unused loan commitments
  • $36,808Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $39,096Total risk weighted assets
  • $322,000Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $19,802Total interest expense
  • $7,242Net interest income
  • $12,560Provision for loan and lease losses
  • $3,440Total noninterest income
  • $7,054Fiduciary activities
  • $0Service charges on deposit accounts
  • $982Trading account gains & fees
  • $0Additional noninterest income
  • $6,072Total noninterest expense
  • $14,730Salaries and employee benefits
  • $7,695Premises and equipment expense
  • $1,797Additional noninterest expense
  • $5,238Pre-tax net operating income
  • $1,444Securities gains (losses)
  • $0Applicable income taxes
  • $532Income before extraordinary items
  • $912Extraordinary gains - net
  • $0Net income attributable to bank
  • $912Net charge-offs
  • $624Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 4.92%Cost of funding earning assets
  • 1.80%Net interest margin
  • 3.12%Noninterest income to earning assets
  • 1.75%Noninterest expense to earning assets
  • 3.66%Net operating income to assets
  • 0.20%Return on assets (ROA)
  • 0.20%Pretax return on assets
  • 0.32%Return on equity (ROE)
  • 2.45%Retained earnings to average equity (YTD only)
  • 2.45%Net charge-offs to loans
  • 0.18%Credit loss provision to net charge-offs
  • 551.28%Efficiency ratio
  • 75,099Assets per employee
  • 3.68%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.04%Loss allowance to noncurrent loans
  • 195.72%Noncurrent assets plus other real estate owned to assets
  • 1.02%Noncurrent loans to loans
  • 1.04%Net loans and leases to deposits
  • 86.32%Net loans and leases to core deposits
  • 94.05%Equity capital to assets
  • 8.96%Core capital (leverage) ratio
  • 9.05%Tier 1 risk-based capital ratio
  • 12.14%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $447,822Average earning assets
  • $37,259Average equity
  • $402,668Average loans

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