Allegiance Bank Texas in Houston, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches


Allegiance Bank Texas - Overview

  • General
  • FDIC Certificate #: 58629
    Status: Active
    Federal Reserve ID: 3579589
    Bank Holding Company (Regulatory Top Holder): Allegiance Bancshares, Inc. (RSSDID: 3744239, Location: Houston, TX)
    Date Established: October 15, 2007
    WWW: http://www.allegiancebanktexas.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 8 (Domestic: 7, Interstate: No)
    FDIC's unique #: 460060
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: October 15, 2007
    Last Structure Change Effective Date: May 08, 2009
    Last Structure Change Process Date: May 18, 2009
    Last Data Update: May 18, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 8727 W. Sam Houston Parkway North, Houston, TX 77040
    County: Harris
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Houston, TX (#3360)
    Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
    Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
    Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
    CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $617.2 mil
    Equity capital: $52.3 mil
    Deposits held in domestic offices: $563.7 mil
    Return on assets (ROA): 0.59% ($3.6 mil)
    Quarterly return on assets: 0.53% ($3.3 mil)
    Return on Equity (ROE): 6.36% ($3.3 mil)
    Quarterly return on equity: 6.09% ($3.2 mil)
    Net income: $3.0 mil
    Quarterly Net income: $0.8 mil
    Pretax return on assets: 0.63% ($3,888.3 mil)
    Quarterly Pretax return on assets: 0.71% ($4,382.1 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 104Total employees (full-time equivalent)
  • $617,193Total assets
  • $119,910Cash and due from depository institutions
  • $107,975Interest-bearing balances
  • $23,436Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $457,781Net loans & leases
  • $5,543Loan loss allowance
  • $0Trading account assets
  • $9,873Bank premises and fixed assets
  • $1,798Other real estate owned
  • $0Goodwill and other intangibles
  • $617,193Life insurance assets
  • $4,395All other assets
  • $564,893Total liabilities and capital
  • $563,654Total liabilities
  • $416,377Total deposits
  • $563,654Interest-bearing deposits
  • $80Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,239Subordinated debt
  • $52,300All other liabilities
  • $52,300Total equity capital
  • $52,300Total bank equity capital
  • $0Perpetual preferred stock
  • $3,219Common stock
  • $49,716Surplus
  • $-635Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $70Income earned, not collected on loans
  • $0Earning assets
  • $1,561Long-term assets (5+ years)
  • $589,192Average Assets, year-to-date
  • $67,337Average Assets, quarterly
  • $506,777Volatile liabilities
  • $579,528Insider loans
  • $454,490FHLB advances
  • $593,841Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $51,752Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $157,244Restructured Loans and leases
  • $433Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $24,513Total interest income
  • $3,323Total interest expense
  • $21,190Net interest income
  • $2,454Provision for loan and lease losses
  • $847Total noninterest income
  • $0Fiduciary activities
  • $582Service charges on deposit accounts
  • $0Trading account gains & fees
  • $265Additional noninterest income
  • $16,371Total noninterest expense
  • $9,552Salaries and employee benefits
  • $2,634Premises and equipment expense
  • $4,185Additional noninterest expense
  • $3,212Pre-tax net operating income
  • $0Securities gains (losses)
  • $206Applicable income taxes
  • $3,006Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,006Net income attributable to bank
  • $0Net charge-offs
  • $3,006Cash dividends
  • $937Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.06%Yield on earning assets
  • 0.69%Cost of funding earning assets
  • 4.37%Net interest margin
  • 0.17%Noninterest income to earning assets
  • 3.38%Noninterest expense to earning assets
  • 0.59%Net operating income to assets
  • 0.59%Return on assets (ROA)
  • 0.63%Pretax return on assets
  • 6.36%Return on equity (ROE)
  • 6.36%Retained earnings to average equity (YTD only)
  • 0.24%Net charge-offs to loans
  • 261.90%Credit loss provision to net charge-offs
  • 6.05%Efficiency ratio
  • 74,289Assets per employee
  • 5.93%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.20%Loss allowance to noncurrent loans
  • 7918.57%Noncurrent assets plus other real estate owned to assets
  • 0.30%Noncurrent loans to loans
  • 0.02%Net loans and leases to deposits
  • 81.22%Net loans and leases to core deposits
  • 91.26%Equity capital to assets
  • 8.47%Core capital (leverage) ratio
  • 8.71%Tier 1 risk-based capital ratio
  • 11.39%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $506,777Average earning assets
  • $47,278Average equity
  • $484,414Average loans

List of branches

  • 8 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0460060Allegiance Bank Texas8727 W. Sam Houston Parkway North, Houston, TX 77040October 15, 2007Full Service Brick and Mortar
    1470825Heights2222 North Durham Drive, Houston, TX 77008Febuary 07, 2008Full Service Brick and Mortar
    4480310Katy Branch520 Westgreen Blvd, Katy, TX 77450May 05, 2008Full Service Brick and Mortar
    5480311West Branch8727 W Sam Houston Pkwy N, Houston, TX 77040June 25, 2008Limited Service Administrative
    6491615Bellaire Branch5410 Bellaire Blvd., Bellaire, TX 77401November 17, 2008Full Service Brick and Mortar
    7510626Kirby Office Branch3963 Kirby Drive, Houston, TX 77098October 09, 2009Full Service Brick and Mortar
    8514898Memorial Village Branch8800 Katy Freeway, Suite 110, Houston, TX 77024December 13, 2010Full Service Brick and Mortar
    9529750Woodway West Branch633 Woodway, Suite 100, Houston, TX 77057March 12, 2012Full Service Brick and Mortar

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