Icon Bank of Texas, National Association in Houston, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

Icon Bank of Texas, National Association - Overview

  • General
  • FDIC Certificate #: 58378
    Status: Active
    Federal Reserve ID: 3559938
    Bank Holding Company (Regulatory Top Holder): Icon Capital Corporation (RSSDID: 4114071, Location: Houston, TX)
    Date Established: Febuary 15, 2007
    WWW: http://www.iconbanktx.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 6 (Domestic: 5, Interstate: No)
    FDIC's unique #: 448957
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: Febuary 15, 2007
    Last Structure Change Effective Date: Febuary 15, 2007
    Last Structure Change Process Date: Febuary 20, 2007
    Last Data Update: Febuary 20, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 7908 North Sam Houston Parkway West, Houston, TX 77064
    County: Harris
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Houston, TX (#3360)
    Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
    Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
    Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
    CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
  • History of Changes
  • Change in Geographic Region/Area/Territory/Field Office
    New Institution
  • Financial Summary
  • Total assets: $372.3 mil
    Equity capital: $32.9 mil
    Deposits held in domestic offices: $330.8 mil
    Return on assets (ROA): 0.73% ($2.7 mil)
    Quarterly return on assets: 0.71% ($2.6 mil)
    Return on Equity (ROE): 7.73% ($2.6 mil)
    Quarterly return on equity: 7.74% ($2.6 mil)
    Net income: $2.4 mil
    Quarterly Net income: $0.6 mil
    Pretax return on assets: 1.12% ($4,169.8 mil)
    Quarterly Pretax return on assets: 1.09% ($4,058.1 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 68Total employees (full-time equivalent)
  • $372,304Total assets
  • $72,373Cash and due from depository institutions
  • $60,430Interest-bearing balances
  • $0Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $281,956Net loans & leases
  • $3,129Loan loss allowance
  • $0Trading account assets
  • $9,010Bank premises and fixed assets
  • $612Other real estate owned
  • $0Goodwill and other intangibles
  • $372,304Life insurance assets
  • $8,353All other assets
  • $339,418Total liabilities and capital
  • $330,819Total liabilities
  • $247,684Total deposits
  • $330,819Interest-bearing deposits
  • $83Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $7,859Trading liabilities
  • $0Other borrowed funds
  • $740Subordinated debt
  • $32,886All other liabilities
  • $32,886Total equity capital
  • $32,886Total bank equity capital
  • $0Perpetual preferred stock
  • $11,618Common stock
  • $19,187Surplus
  • $2,081Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $504Income earned, not collected on loans
  • $0Earning assets
  • $1,128Long-term assets (5+ years)
  • $342,386Average Assets, year-to-date
  • $4,716Average Assets, quarterly
  • $328,344Volatile liabilities
  • $357,279Insider loans
  • $269,842FHLB advances
  • $358,658Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $32,886Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $27,656Restructured Loans and leases
  • $6,679Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $19,739Total interest income
  • $2,991Total interest expense
  • $16,748Net interest income
  • $975Provision for loan and lease losses
  • $1,106Total noninterest income
  • $0Fiduciary activities
  • $708Service charges on deposit accounts
  • $0Trading account gains & fees
  • $398Additional noninterest income
  • $13,269Total noninterest expense
  • $7,846Salaries and employee benefits
  • $1,647Premises and equipment expense
  • $3,776Additional noninterest expense
  • $3,610Pre-tax net operating income
  • $74Securities gains (losses)
  • $1,271Applicable income taxes
  • $2,413Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,413Net income attributable to bank
  • $0Net charge-offs
  • $2,413Cash dividends
  • $576Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.67%Yield on earning assets
  • 1.01%Cost of funding earning assets
  • 5.66%Net interest margin
  • 0.37%Noninterest income to earning assets
  • 4.49%Noninterest expense to earning assets
  • 0.72%Net operating income to assets
  • 0.73%Return on assets (ROA)
  • 1.12%Pretax return on assets
  • 7.73%Return on equity (ROE)
  • 7.73%Retained earnings to average equity (YTD only)
  • 0.23%Net charge-offs to loans
  • 169.27%Credit loss provision to net charge-offs
  • 7.96%Efficiency ratio
  • 74,319Assets per employee
  • 5.48%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.10%Loss allowance to noncurrent loans
  • 620.83%Noncurrent assets plus other real estate owned to assets
  • 0.30%Noncurrent loans to loans
  • 0.18%Net loans and leases to deposits
  • 85.23%Net loans and leases to core deposits
  • 89.87%Equity capital to assets
  • 8.83%Core capital (leverage) ratio
  • 9.17%Tier 1 risk-based capital ratio
  • 12.19%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $328,344Average earning assets
  • $31,216Average equity
  • $295,829Average loans

List of branches

  • 6 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0448957Icon Bank Of Texas, National Association7908 North Sam Houston Parkway West, Houston, TX 77064Febuary 15, 2007Full Service Brick and Mortar
    2463523Bay Area Banking Center Branch16610 Texas Highway 3, Webster, TX 77598May 01, 2007Full Service Brick and Mortar
    3492692West Houston Banking Center Branch18111 Katy Freeway, Houston, TX 77094November 28, 2008Full Service Brick and Mortar
    4495842Southwest Banking Center Branch23123 Cinco Ranch Boulevard, Katy, TX 77494October 05, 2009Full Service Brick and Mortar
    6515965Metro Houston Banking Center Branch777 Post Oak Boulevard, Suite 150, Houston, TX 77056December 27, 2010Full Service Brick and Mortar
    7529267Augusta Pines Banking Center Branch18 Augusta Pines Drive, Suite 106e, Spring, TX 77389November 28, 2011Full Service Brick and Mortar

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