Allegiant Bank, FSB in St. Louis, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 17, 1998

  • Allegiant Bank, FSB in St. Louis, Missouri (MO)
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Allegiant Bank, FSB - Overview

  • General
  • FDIC Certificate #: 29376
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Allegiant Bank (#1078)
    Federal Reserve ID: 168179
    Date Established: January 01, 1934
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 3357
    FDIC's unique #: 42210
    Numeric code: 37
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: April 10, 1935
    Last Structure Change Effective Date: September 17, 1998
    Last Structure Change Process Date: October 05, 1998
    Last Data Update: October 05, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 8930 Gravois Ave, St. Louis, MO 63123
    County: St. Louis
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • Financial Summary
  • Total assets: $39.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 7Total employees (full-time equivalent)
  • $38,303Total assets
  • $2,010Cash and due from depository institutions
  • $1,664Interest-bearing balances
  • $4,635Securities
  • $1,520Federal funds sold & reverse repurchase agreements
  • $24,451Net loans & leases
  • $409Loan loss allowance
  • $0Trading account assets
  • $844Bank premises and fixed assets
  • $0Other real estate owned
  • $4,175Goodwill and other intangibles
  • $0Life insurance assets
  • $668All other assets
  • $38,303Total liabilities and capital
  • $30,731Total liabilities
  • $30,672Total deposits
  • $30,672Interest-bearing deposits
  • $30,672Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $59All other liabilities
  • $7,572Total equity capital
  • $7,572Total bank equity capital
  • $7,572Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $6,758Undivided profits
  • Memoranda
  • $814Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $62Earning assets
  • $0Long-term assets (5+ years)
  • $169Average Assets, year-to-date
  • $32,270Average Assets, quarterly
  • $0Volatile liabilities
  • $31,619Insider loans
  • $34,103FHLB advances
  • $1,281Loans and leases held for sale
  • $500Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $707Total unused commitments
  • $0Restructured Loans and leases
  • $17,687Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $769Total interest income
  • $413Total interest expense
  • $356Net interest income
  • $0Provision for loan and lease losses
  • $22Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $22Additional noninterest income
  • $267Total noninterest expense
  • $80Salaries and employee benefits
  • $52Premises and equipment expense
  • $135Additional noninterest expense
  • $111Pre-tax net operating income
  • $25Securities gains (losses)
  • $51Applicable income taxes
  • $85Income before extraordinary items
  • $0Extraordinary gains - net
  • $85Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$2Sale, conversion, retirement of capital stock, net
  • $2,000Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 2.70%Yield on earning assets
  • 1.45%Cost of funding earning assets
  • 1.25%Net interest margin
  • 0.08%Noninterest income to earning assets
  • 0.94%Noninterest expense to earning assets
  • 0.22%Net operating income to assets
  • 0.27%Return on assets (ROA)
  • 0.43%Pretax return on assets
  • 1.36%Return on equity (ROE)
  • -30.60%Retained earnings to average equity (YTD only)
  • -0.01%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 48,148Assets per employee
  • 5.47%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 2352.94%Loss allowance to loans
  • 1.65%Loss allowance to noncurrent loans
  • 659.68%Noncurrent assets plus other real estate owned to assets
  • 0.16%Noncurrent loans to loans
  • 0.25%Net loans and leases to deposits
  • 79.72%Net loans and leases to core deposits
  • 83.19%Equity capital to assets
  • 19.77%Core capital (leverage) ratio
  • 9.75%Tier 1 risk-based capital ratio
  • 18.77%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $31,619Average earning assets
  • $6,258Average equity
  • $28,488Average loans

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