Allegiant State Bank in Kahoka, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 30, 1995

Allegiant State Bank in Kahoka, Missouri (MO)
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Allegiant State Bank - Overview

General
FDIC Certificate #: 11010
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Allegiant Bank (#1078)
Federal Reserve ID: 856551
Date Established: November 01, 1894
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Interstate: No)
OTS Docket #: 10694
FDIC's unique #: 7057
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: January 30, 1995
Last Structure Change Process Date: Febuary 23, 1995
Last Data Update: Febuary 23, 1995
Data Source Date: April 05, 2012
Location
Address: 249 North Morgan Street, Kahoka, MO 63445
County: Clark
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: St. Louis
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Fort Madison-Keokuk, IA-MO (#22800)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $44.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

Dollar figures in thousands
0Total employees (full-time equivalent)
$13Total assets
$44,385Cash and due from depository institutions
$1,670Interest-bearing balances
$42Securities
$13,208Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$28,223Loan loss allowance
$338Trading account assets
$0Bank premises and fixed assets
$656Other real estate owned
$0Goodwill and other intangibles
$420Life insurance assets
$208All other assets
$0Total liabilities and capital
$44,385Total liabilities
$41,184Total deposits
$35,558Interest-bearing deposits
$31,464Deposits held in domestic offices
35558.00%% insured (estimated)
$91Federal funds purchased & repurchase agreements
$4,160Trading liabilities
$0Other borrowed funds
$1,150Subordinated debt
$0All other liabilities
$316Total equity capital
$316Total bank equity capital
$3,201Perpetual preferred stock
$0Common stock
$450Surplus
$2,650Undivided profits
Memoranda
$101Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$98Income earned, not collected on loans
$250Earning assets
$41,473Long-term assets (5+ years)
$865Average Assets, year-to-date
$40,259Average Assets, quarterly
$42,901Volatile liabilities
$8,108Insider loans
$2,048FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$927Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$3,021Total risk weighted assets
$28,472Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1994)

Dollar figures in thousands
$0Total interest income
$2,542Total interest expense
$1,233Net interest income
$1,309Provision for loan and lease losses
$24Total noninterest income
$77Fiduciary activities
$0Service charges on deposit accounts
$61Trading account gains & fees
$0Additional noninterest income
$16Total noninterest expense
$860Salaries and employee benefits
$368Premises and equipment expense
$157Additional noninterest expense
$335Pre-tax net operating income
$502Securities gains (losses)
$0Applicable income taxes
$195Income before extraordinary items
$307Extraordinary gains - net
$0Net income attributable to bank
$307Net charge-offs
$1Cash dividends
$300Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1994)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
6.70%Cost of funding earning assets
3.25%Net interest margin
3.45%Noninterest income to earning assets
0.20%Noninterest expense to earning assets
2.27%Net operating income to assets
0.76%Return on assets (ROA)
0.76%Pretax return on assets
1.25%Return on equity (ROE)
9.52%Retained earnings to average equity (YTD only)
0.22%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
2400.00%Efficiency ratio
60,534Assets per employee
3.41%Cash dividends to net income (YTD only)
Condition Ratios (%)
97.72%Loss allowance to loans
1.18%Loss allowance to noncurrent loans
344.90%Noncurrent assets plus other real estate owned to assets
0.22%Noncurrent loans to loans
0.34%Net loans and leases to deposits
79.37%Net loans and leases to core deposits
87.49%Equity capital to assets
7.21%Core capital (leverage) ratio
7.22%Tier 1 risk-based capital ratio
10.61%Total risk-based capital ratio
Memoranda
$12Average assets
$40,259Average earning assets
$3,226Average equity
$37,941Average loans

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