Allfirst Bank in Baltimore, Maryland (MD)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 01, 2003

  • Allfirst Bank in Baltimore, Maryland (MD)
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Allfirst Bank - Overview

  • General
  • FDIC Certificate #: 4822
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Manufacturers and Traders Trust Company (#588)
    Federal Reserve ID: 256722
    Date Established: January 01, 1806
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 275 (Interstate: No)
    OTS Docket #: 14041
    FDIC's unique #: 3217
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: April 01, 2003
    Last Structure Change Process Date: April 22, 2003
    Last Data Update: April 22, 2003
    Data Source Date: April 05, 2012
  • Location
  • Address: 25 South Charles Street, Baltimore, MD 21201
    County: Baltimore City
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Baltimore
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Baltimore, MD (#720)
    Consolidated Metropolitan Statistical Area (CMSA): Washington-Baltimore, DC-MD-VA-WV (#97)
    Combined Statistical Area (CSA): Washington-Baltimore-Northern Virginia, DC-MD-VA-WV (#548)
    Core Based Statistical Area (CBSA): Baltimore-Towson, MD (#12580)
    CBSA Metro Statistical Area: Baltimore-Towson, MD (#12580)
  • Financial Summary
  • Total assets: $15,239.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)

  • Dollar figures in thousands
  • 5,257Total employees (full-time equivalent)
  • $15,946,147Total assets
  • $1,142,874Cash and due from depository institutions
  • $1,109Interest-bearing balances
  • $2,268,930Securities
  • $1,417,000Federal funds sold & reverse repurchase agreements
  • $10,024,748Net loans & leases
  • $154,260Loan loss allowance
  • $146,510Trading account assets
  • $220,074Bank premises and fixed assets
  • $3,716Other real estate owned
  • $50,729Goodwill and other intangibles
  • $0Life insurance assets
  • $671,566All other assets
  • $15,946,147Total liabilities and capital
  • $14,617,784Total liabilities
  • $11,658,925Total deposits
  • $8,056,471Interest-bearing deposits
  • $11,137,592Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $1,229,132Federal funds purchased & repurchase agreements
  • $136,725Trading liabilities
  • $736,873Other borrowed funds
  • $358,000Subordinated debt
  • $498,129All other liabilities
  • $1,328,363Total equity capital
  • $1,328,363Total bank equity capital
  • $1,328,363Perpetual preferred stock
  • $0Common stock
  • $18,448Surplus
  • $765,562Undivided profits
  • Memoranda
  • $544,353Noncurrent loans and leases
  • $6,236,659Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $176,828Earning assets
  • $7,936Long-term assets (5+ years)
  • $60,614Average Assets, year-to-date
  • $13,711,787Average Assets, quarterly
  • $1,336,677Volatile liabilities
  • $16,817,174Insider loans
  • $16,645,014FHLB advances
  • $3,302,832Loans and leases held for sale
  • $63,560Unused loan commitments
  • $450,000Tier 1 (core) risk-based capital
  • $5,041,826Tier 2 risk-based capital
  • $36,259Total risk weighted assets
  • $6,236,659Total unused commitments
  • $0Restructured Loans and leases
  • $459,511Derivatives
  • $278,348Total assets and liabilities in foreign offices

Income and Expense (December 31, 2002)

  • Dollar figures in thousands
  • $756,412Total interest income
  • $248,407Total interest expense
  • $508,005Net interest income
  • $75,664Provision for loan and lease losses
  • $357,988Total noninterest income
  • $61,947Fiduciary activities
  • $124,404Service charges on deposit accounts
  • -$9,408Trading account gains & fees
  • $181,045Additional noninterest income
  • $630,243Total noninterest expense
  • $384,575Salaries and employee benefits
  • $95,415Premises and equipment expense
  • $150,253Additional noninterest expense
  • $160,086Pre-tax net operating income
  • $88,217Securities gains (losses)
  • $55,515Applicable income taxes
  • $192,788Income before extraordinary items
  • $0Extraordinary gains - net
  • $192,788Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $72,816Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2002)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.18%Yield on earning assets
  • 1.70%Cost of funding earning assets
  • 3.48%Net interest margin
  • 2.45%Noninterest income to earning assets
  • 4.32%Noninterest expense to earning assets
  • 0.74%Net operating income to assets
  • 1.15%Return on assets (ROA)
  • 1.48%Pretax return on assets
  • 15.20%Return on equity (ROE)
  • 15.20%Retained earnings to average equity (YTD only)
  • 0.69%Net charge-offs to loans
  • 103.91%Credit loss provision to net charge-offs
  • 3.24%Efficiency ratio
  • 72,100Assets per employee
  • 3.03%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.52%Loss allowance to noncurrent loans
  • 87.24%Noncurrent assets plus other real estate owned to assets
  • 1.13%Noncurrent loans to loans
  • 1.74%Net loans and leases to deposits
  • 85.98%Net loans and leases to core deposits
  • 99.04%Equity capital to assets
  • 8.33%Core capital (leverage) ratio
  • 7.91%Tier 1 risk-based capital ratio
  • 9.04%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $16,817,174Average earning assets
  • $1,267,936Average equity
  • $14,599,925Average loans

Total Fiduciary and Related Assets (December 31, 2002)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $26,762,800Managed Assets
  • 1Number of Accounts
  • $3,487,400Personal trust and agency accounts
  • $2,564,959Employee benefit-defined contribution accounts
  • $137,294Employee benefit-defined benefit accounts
  • $115,670Other retirement accounts
  • $171,310Corporate trust and agency accounts
  • $33,765Investment management agency accounts
  • $464,402Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 12006Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $23,275,400Other retirement accounts
  • $271,520Corporate trust and agency accounts
  • $606,549Other fiduciary accounts
  • $6,275,143Fiduciary accounts held in foreign offices

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