Alliance Bank in city_name, state_name - Detailed Financial Reports, Location

Alliance Bank in Mondovi, Wisconsin (WI)
Show street view No street view available for this location

Alliance Bank routing number info

Alliance Bank - Overview

General
FDIC Certificate #: 12511
Status: Active
Federal Reserve ID: 21658
Bank Holding Company (Regulatory Top Holder): Gebsco, Inc. (RSSDID: 1126082, Location: Mondovi, WI)
Date Established: January 01, 1900
WWW: http://www.alliancebank.us
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 5 (Domestic: 5, Interstate: No)
OTS Docket #: 11730
FDIC's unique #: 7959
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 245 South Eau Claire Street, Mondovi, WI 54755
County: Buffalo
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Eau Claire
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $148.0 mil
Equity capital: $15.0 mil
Deposits held in domestic offices: $131.8 mil
Return on assets (ROA): 0.82% ($1.2 mil)
Quarterly return on assets: 1.11% ($1.6 mil)
Return on Equity (ROE): 8.16% ($1.2 mil)
Quarterly return on equity: 10.97% ($1.6 mil)
Net income: $1.2 mil
Quarterly Net income: $0.4 mil
Pretax return on assets: 0.86% ($1,272.6 mil)
Quarterly Pretax return on assets: 1.15% ($1,701.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
41Total employees (full-time equivalent)
$147,981Total assets
$7,905Cash and due from depository institutions
$4,622Interest-bearing balances
$40,875Securities
$441Federal funds sold & reverse repurchase agreements
$92,697Net loans & leases
$1,377Loan loss allowance
$0Trading account assets
$1,456Bank premises and fixed assets
$603Other real estate owned
$0Goodwill and other intangibles
$147,981Life insurance assets
$4,004All other assets
$132,942Total liabilities and capital
$131,754Total liabilities
$131,744Total deposits
$131,754Interest-bearing deposits
$97Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$91Trading liabilities
$0Other borrowed funds
$1,097Subordinated debt
$15,039All other liabilities
$15,039Total equity capital
$15,039Total bank equity capital
$0Perpetual preferred stock
$100Common stock
$4,157Surplus
$10,782Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,440Income earned, not collected on loans
$0Earning assets
$764Long-term assets (5+ years)
$138,635Average Assets, year-to-date
$23,675Average Assets, quarterly
$144,991Volatile liabilities
$146,119Insider loans
$97,736FHLB advances
$147,129Loans and leases held for sale
$2,397Unused loan commitments
$2,397Tier 1 (core) risk-based capital
$14,574Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$8,788Restructured Loans and leases
$3,555Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$6,540Total interest income
$1,482Total interest expense
$5,058Net interest income
$477Provision for loan and lease losses
$716Total noninterest income
$51Fiduciary activities
$327Service charges on deposit accounts
$0Trading account gains & fees
$338Additional noninterest income
$4,055Total noninterest expense
$2,405Salaries and employee benefits
$309Premises and equipment expense
$1,341Additional noninterest expense
$1,242Pre-tax net operating income
$2Securities gains (losses)
$62Applicable income taxes
$1,182Income before extraordinary items
$0Extraordinary gains - net
$1,182Net income attributable to bank
$0Net charge-offs
$1,182Cash dividends
$571Sale, conversion, retirement of capital stock, net
$774Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.80%Yield on earning assets
1.09%Cost of funding earning assets
3.71%Net interest margin
0.53%Noninterest income to earning assets
2.97%Noninterest expense to earning assets
0.81%Net operating income to assets
0.82%Return on assets (ROA)
0.86%Pretax return on assets
8.16%Return on equity (ROE)
2.82%Retained earnings to average equity (YTD only)
0.59%Net charge-offs to loans
83.54%Credit loss provision to net charge-offs
3.01%Efficiency ratio
70,229Assets per employee
3.61%Cash dividends to net income (YTD only)
Condition Ratios (%)
65.48%Loss allowance to loans
1.46%Loss allowance to noncurrent loans
95.63%Noncurrent assets plus other real estate owned to assets
1.38%Noncurrent loans to loans
1.53%Net loans and leases to deposits
70.36%Net loans and leases to core deposits
71.41%Equity capital to assets
10.16%Core capital (leverage) ratio
9.91%Tier 1 risk-based capital ratio
14.91%Total risk-based capital ratio
Memoranda
$16Average assets
$144,991Average earning assets
$14,493Average equity
$136,308Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$8,975Managed Assets
1Number of Accounts
$6,907Personal trust and agency accounts
$6,143Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$711Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$53Non-managed Assets
8Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$2,068Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

5 Wisconsin Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	7959	Alliance Bank	245 South Eau Claire Street, Mondovi, WI 54755	January 01, 1900	Full Service Brick and Mortar
3	207623	Gilmanton Branch	S879 State Road 88, Gilmanton, WI 54743	August 12, 1988	Full Service Brick and Mortar
4	227281	Osseo Branch	13806 10th St, Osseo, WI 54758	July 01, 1991	Full Service Brick and Mortar
5	10138	Cochrane Branch	103 South Main Street, Cochrane, WI 54622	August 12, 1942	Full Service Brick and Mortar
6	235802	Bluff Siding Branch	W418 Bluff Siding Road, Fountain City, WI 54629	October 09, 1984	Full Service Brick and Mortar

Alliance Bank in Mondovi, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

Alliance Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Alliance Bank in Mondovi, Wisconsin (WI)Overview, Financial Summary, Detailed Financial Reports, Branches

Alliance Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Alliance Bank in Mondovi, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches