AmSouth Bank of Georgia in city_name, state_name - Detailed Financial Reports, Location

AmSouth Bank of Georgia in Rome, Georgia (GA)
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AmSouth Bank of Georgia - Overview

General
FDIC Certificate #: 33766
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: AmSouth Bank (#26800)
Federal Reserve ID: 2013983
Date Established: Febuary 01, 1993
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 7 (Interstate: No)
OTS Docket #: 12814
FDIC's unique #: 48013
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: Yes
Date of Deposit Insurance: Febuary 01, 1993
Last Structure Change Effective Date: June 26, 1997
Last Structure Change Process Date: July 02, 1997
Last Data Update: July 02, 1997
Data Source Date: April 05, 2012
Location
Address: 1400 Mccall Boulevard, Rome, GA 30162
County: Floyd
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Atlanta
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Core Based Statistical Area (CBSA): Rome, GA (#40660)
CBSA Metro Statistical Area: Rome, GA (#40660)
Financial Summary
Total assets: $331.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

Dollar figures in thousands
0Total employees (full-time equivalent)
$77Total assets
$324,765Cash and due from depository institutions
$9,330Interest-bearing balances
$48Securities
$56,423Federal funds sold & reverse repurchase agreements
$23,700Net loans & leases
$220,929Loan loss allowance
$3,430Trading account assets
$0Bank premises and fixed assets
$4,682Other real estate owned
$135Goodwill and other intangibles
$3,048Life insurance assets
$6,518All other assets
$0Total liabilities and capital
$324,765Total liabilities
$277,232Total deposits
$271,755Interest-bearing deposits
$249,435Deposits held in domestic offices
271755.00%% insured (estimated)
$85Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$2,573Subordinated debt
$0All other liabilities
$2,904Total equity capital
$2,904Total bank equity capital
$47,533Perpetual preferred stock
$0Common stock
$2,000Surplus
$29,628Undivided profits
Memoranda
$15,905Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$3,097Income earned, not collected on loans
$1,531Earning assets
$301,100Long-term assets (5+ years)
$81,802Average Assets, year-to-date
$327,962Average Assets, quarterly
$325,296Volatile liabilities
$22,575Insider loans
$5,630FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$29,753Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$40,693Total risk weighted assets
$195,004Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1996)

Dollar figures in thousands
$0Total interest income
$26,316Total interest expense
$12,576Net interest income
$13,740Provision for loan and lease losses
$1,883Total noninterest income
$2,781Fiduciary activities
$0Service charges on deposit accounts
$2,002Trading account gains & fees
$0Additional noninterest income
$779Total noninterest expense
$7,121Salaries and employee benefits
$2,424Premises and equipment expense
$1,021Additional noninterest expense
$3,676Pre-tax net operating income
$7,517Securities gains (losses)
$91Applicable income taxes
$3,059Income before extraordinary items
$4,549Extraordinary gains - net
$0Net income attributable to bank
$4,549Net charge-offs
$2,368Cash dividends
$2,140Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1996)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.64%Cost of funding earning assets
4.13%Net interest margin
4.51%Noninterest income to earning assets
0.91%Noninterest expense to earning assets
2.34%Net operating income to assets
1.37%Return on assets (ROA)
1.39%Pretax return on assets
2.32%Return on equity (ROE)
9.83%Retained earnings to average equity (YTD only)
5.21%Net charge-offs to loans
1.01%Credit loss provision to net charge-offs
79.52%Efficiency ratio
40,052Assets per employee
4.22%Cash dividends to net income (YTD only)
Condition Ratios (%)
47.04%Loss allowance to loans
1.53%Loss allowance to noncurrent loans
110.75%Noncurrent assets plus other real estate owned to assets
1.00%Noncurrent loans to loans
1.38%Net loans and leases to deposits
81.30%Net loans and leases to core deposits
87.76%Equity capital to assets
14.64%Core capital (leverage) ratio
13.05%Tier 1 risk-based capital ratio
20.87%Total risk-based capital ratio
Memoranda
$22Average assets
$327,962Average earning assets
$46,261Average equity
$304,552Average loans

AmSouth Bank of Georgia in Rome, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

AmSouth Bank of Georgia - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

AmSouth Bank of Georgia in Rome, Georgia (GA)Overview, Financial Summary, Detailed Financial Reports, Branches

AmSouth Bank of Georgia - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

AmSouth Bank of Georgia in Rome, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches