AmSouth Bank in city_name, state_name - Detailed Financial Reports, Location

AmSouth Bank in Birmingham, Alabama (AL)
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AmSouth Bank - Overview

General
FDIC Certificate #: 26800
Status: Inactive
Closing history: Corrections
Acquiring institution: Regions Bank (#12368)
Federal Reserve ID: 245333
Date Established: October 14, 1986
WWW: http://www.amsouth.com
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 683 (Interstate: No)
OTS Docket #: 14616
FDIC's unique #: 35956
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
State Chartered: Yes
Date of Deposit Insurance: October 14, 1986
Last Structure Change Effective Date: November 04, 2006
Last Structure Change Process Date: January 23, 2007
Last Data Update: January 23, 2007
Data Source Date: April 05, 2012
Location
Address: 1900 Fifth Avenue, North, Birmingham, AL 35203
County: Jefferson
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Shelby
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Birmingham, AL (#1000)
Combined Statistical Area (CSA): Birmingham-Hoover-Cullman, AL (#142)
Core Based Statistical Area (CBSA): Birmingham-Hoover, AL (#13820)
CBSA Metro Statistical Area: Birmingham-Hoover, AL (#13820)
History of Changes
Merger - Without Assistance
Corrections
Financial Summary
Total assets: $54,243.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

Dollar figures in thousands
11,669Total employees (full-time equivalent)
$52,569,628Total assets
$1,319,614Cash and due from depository institutions
$8,547Interest-bearing balances
$11,532,150Securities
$18,000Federal funds sold & reverse repurchase agreements
$35,946,210Net loans & leases
$366,695Loan loss allowance
$60,933Trading account assets
$1,129,764Bank premises and fixed assets
$27,493Other real estate owned
$274,398Goodwill and other intangibles
$0Life insurance assets
$2,261,066All other assets
$52,569,628Total liabilities and capital
$48,621,028Total liabilities
$36,584,288Total deposits
$28,321,911Interest-bearing deposits
$35,004,065Deposits held in domestic offices
0.00%% insured (estimated)
$4,404,262Federal funds purchased & repurchase agreements
$30,368Trading liabilities
$4,905,131Other borrowed funds
$1,129,016Subordinated debt
$1,567,963All other liabilities
$3,948,600Total equity capital
$3,948,600Total bank equity capital
$3,948,600Perpetual preferred stock
$0Common stock
$10Surplus
$1,816,460Undivided profits
Memoranda
$2,132,130Noncurrent loans and leases
$21,761,491Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$156,986Earning assets
$3,028Long-term assets (5+ years)
$188,521Average Assets, year-to-date
$47,535,326Average Assets, quarterly
$15,883,530Volatile liabilities
$50,791,211Insider loans
$51,807,867FHLB advances
$11,769,797Loans and leases held for sale
$63,048Unused loan commitments
$1,958,729Tier 1 (core) risk-based capital
$9,275,615Tier 2 risk-based capital
$406,553Total risk weighted assets
$21,761,491Total unused commitments
$0Restructured Loans and leases
$1,340,006Derivatives
$1Total assets and liabilities in foreign offices

Income and Expense (December 31, 2005)

Dollar figures in thousands
$2,479,766Total interest income
$937,410Total interest expense
$1,542,356Net interest income
$93,950Provision for loan and lease losses
$910,640Total noninterest income
$113,156Fiduciary activities
$367,048Service charges on deposit accounts
$15,280Trading account gains & fees
$415,156Additional noninterest income
$1,283,198Total noninterest expense
$723,442Salaries and employee benefits
$236,587Premises and equipment expense
$323,169Additional noninterest expense
$1,075,848Pre-tax net operating income
$3,825Securities gains (losses)
$341,598Applicable income taxes
$738,075Income before extraordinary items
$0Extraordinary gains - net
$738,075Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$94,029Sale, conversion, retirement of capital stock, net
$450,000Net operating income

Performance and Condition Ratios (December 31, 2005)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.41%Yield on earning assets
2.04%Cost of funding earning assets
3.36%Net interest margin
1.99%Noninterest income to earning assets
2.80%Noninterest expense to earning assets
1.45%Net operating income to assets
1.45%Return on assets (ROA)
2.13%Pretax return on assets
19.18%Return on equity (ROE)
7.49%Retained earnings to average equity (YTD only)
0.27%Net charge-offs to loans
99.92%Credit loss provision to net charge-offs
12.44%Efficiency ratio
52,206Assets per employee
4.51%Cash dividends to net income (YTD only)
Condition Ratios (%)
60.97%Loss allowance to loans
1.01%Loss allowance to noncurrent loans
233.58%Noncurrent assets plus other real estate owned to assets
0.35%Noncurrent loans to loans
0.43%Net loans and leases to deposits
98.26%Net loans and leases to core deposits
119.62%Equity capital to assets
7.51%Core capital (leverage) ratio
7.41%Tier 1 risk-based capital ratio
8.47%Total risk-based capital ratio
Memoranda
$11Average assets
$50,791,211Average earning assets
$3,848,272Average equity
$45,849,805Average loans

Total Fiduciary and Related Assets (December 31, 2005)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$21,106,677Managed Assets
1Number of Accounts
$15,007,801Personal trust and agency accounts
$7,573,867Employee benefit-defined contribution accounts
$455,461Employee benefit-defined benefit accounts
$2,432,551Other retirement accounts
$877,752Corporate trust and agency accounts
$0Investment management agency accounts
$3,632,988Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$35,182Non-managed Assets
13897Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$6,098,876Other retirement accounts
$581,467Corporate trust and agency accounts
$2,889,934Other fiduciary accounts
$1,381,821Fiduciary accounts held in foreign offices

Bank Assets Sold and Securitized (December 31, 2003)

Dollar figures in thousands
Principal balance with servicing or other recourse retained
$01-4 family residential loans
$0Home equity lines
$0Credit cards receivables
$94,946Auto loans
$0Other consumer loans
$0Commercial and industrial loans

Lisa York

⚠

Jan 27, 2022 @ 5:17 pm

I recently found a safety deposit key in my deceased parents' belongings for Merchants National Bank, 723 Garrison, Fort Smith, Arkansas - which changed hands several times and is now a Regions Bank. Can anyone tell me if I can still use it to see what my parents had in there? With both my parents gone now, I would really love to have what they felt had enough value to them to get a safety deposit box.

AmSouth Bank in Birmingham, Alabama (AL)
Overview, Financial Summary, Detailed Financial Reports, Branches

AmSouth Bank - Overview

Assets and Liabilities (December 31, 2005)

Income and Expense (December 31, 2005)

Performance and Condition Ratios (December 31, 2005)

Total Fiduciary and Related Assets (December 31, 2005)

Bank Assets Sold and Securitized (December 31, 2003)

Comment about this bank, ask questions, or add new information about it:

AmSouth Bank in Birmingham, Alabama (AL)Overview, Financial Summary, Detailed Financial Reports, Branches

AmSouth Bank - Overview

Assets and Liabilities (December 31, 2005)

Income and Expense (December 31, 2005)

Performance and Condition Ratios (December 31, 2005)

Total Fiduciary and Related Assets (December 31, 2005)

Bank Assets Sold and Securitized (December 31, 2003)

Comment about this bank, ask questions, or add new information about it:

AmSouth Bank in Birmingham, Alabama (AL)
Overview, Financial Summary, Detailed Financial Reports, Branches