AmSouth Bank in Birmingham, Alabama (AL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 04, 2006

  • AmSouth Bank in Birmingham, Alabama (AL)
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AmSouth Bank - Overview

  • General
  • FDIC Certificate #: 26800
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Regions Bank (#12368)
    Federal Reserve ID: 245333
    Date Established: October 14, 1986
    WWW: http://www.amsouth.com
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 683 (Interstate: No)
    OTS Docket #: 14616
    FDIC's unique #: 35956
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: October 14, 1986
    Last Structure Change Effective Date: November 04, 2006
    Last Structure Change Process Date: January 23, 2007
    Last Data Update: January 23, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 1900 Fifth Avenue, North, Birmingham, AL 35203
    County: Jefferson
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Shelby
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Birmingham, AL (#1000)
    Combined Statistical Area (CSA): Birmingham-Hoover-Cullman, AL (#142)
    Core Based Statistical Area (CBSA): Birmingham-Hoover, AL (#13820)
    CBSA Metro Statistical Area: Birmingham-Hoover, AL (#13820)
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $54,243.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

  • Dollar figures in thousands
  • 11,669Total employees (full-time equivalent)
  • $52,569,628Total assets
  • $1,319,614Cash and due from depository institutions
  • $8,547Interest-bearing balances
  • $11,532,150Securities
  • $18,000Federal funds sold & reverse repurchase agreements
  • $35,946,210Net loans & leases
  • $366,695Loan loss allowance
  • $60,933Trading account assets
  • $1,129,764Bank premises and fixed assets
  • $27,493Other real estate owned
  • $274,398Goodwill and other intangibles
  • $0Life insurance assets
  • $2,261,066All other assets
  • $52,569,628Total liabilities and capital
  • $48,621,028Total liabilities
  • $36,584,288Total deposits
  • $28,321,911Interest-bearing deposits
  • $35,004,065Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $4,404,262Federal funds purchased & repurchase agreements
  • $30,368Trading liabilities
  • $4,905,131Other borrowed funds
  • $1,129,016Subordinated debt
  • $1,567,963All other liabilities
  • $3,948,600Total equity capital
  • $3,948,600Total bank equity capital
  • $3,948,600Perpetual preferred stock
  • $0Common stock
  • $10Surplus
  • $1,816,460Undivided profits
  • Memoranda
  • $2,132,130Noncurrent loans and leases
  • $21,761,491Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $156,986Earning assets
  • $3,028Long-term assets (5+ years)
  • $188,521Average Assets, year-to-date
  • $47,535,326Average Assets, quarterly
  • $15,883,530Volatile liabilities
  • $50,791,211Insider loans
  • $51,807,867FHLB advances
  • $11,769,797Loans and leases held for sale
  • $63,048Unused loan commitments
  • $1,958,729Tier 1 (core) risk-based capital
  • $9,275,615Tier 2 risk-based capital
  • $406,553Total risk weighted assets
  • $21,761,491Total unused commitments
  • $0Restructured Loans and leases
  • $1,340,006Derivatives
  • $1Total assets and liabilities in foreign offices

Income and Expense (December 31, 2005)

  • Dollar figures in thousands
  • $2,479,766Total interest income
  • $937,410Total interest expense
  • $1,542,356Net interest income
  • $93,950Provision for loan and lease losses
  • $910,640Total noninterest income
  • $113,156Fiduciary activities
  • $367,048Service charges on deposit accounts
  • $15,280Trading account gains & fees
  • $415,156Additional noninterest income
  • $1,283,198Total noninterest expense
  • $723,442Salaries and employee benefits
  • $236,587Premises and equipment expense
  • $323,169Additional noninterest expense
  • $1,075,848Pre-tax net operating income
  • $3,825Securities gains (losses)
  • $341,598Applicable income taxes
  • $738,075Income before extraordinary items
  • $0Extraordinary gains - net
  • $738,075Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $94,029Sale, conversion, retirement of capital stock, net
  • $450,000Net operating income

Performance and Condition Ratios (December 31, 2005)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.41%Yield on earning assets
  • 2.04%Cost of funding earning assets
  • 3.36%Net interest margin
  • 1.99%Noninterest income to earning assets
  • 2.80%Noninterest expense to earning assets
  • 1.45%Net operating income to assets
  • 1.45%Return on assets (ROA)
  • 2.13%Pretax return on assets
  • 19.18%Return on equity (ROE)
  • 7.49%Retained earnings to average equity (YTD only)
  • 0.27%Net charge-offs to loans
  • 99.92%Credit loss provision to net charge-offs
  • 12.44%Efficiency ratio
  • 52,206Assets per employee
  • 4.51%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 60.97%Loss allowance to loans
  • 1.01%Loss allowance to noncurrent loans
  • 233.58%Noncurrent assets plus other real estate owned to assets
  • 0.35%Noncurrent loans to loans
  • 0.43%Net loans and leases to deposits
  • 98.26%Net loans and leases to core deposits
  • 119.62%Equity capital to assets
  • 7.51%Core capital (leverage) ratio
  • 7.41%Tier 1 risk-based capital ratio
  • 8.47%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $50,791,211Average earning assets
  • $3,848,272Average equity
  • $45,849,805Average loans

Total Fiduciary and Related Assets (December 31, 2005)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $21,106,677Managed Assets
  • 1Number of Accounts
  • $15,007,801Personal trust and agency accounts
  • $7,573,867Employee benefit-defined contribution accounts
  • $455,461Employee benefit-defined benefit accounts
  • $2,432,551Other retirement accounts
  • $877,752Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $3,632,988Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $35,182Non-managed Assets
  • 13897Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $6,098,876Other retirement accounts
  • $581,467Corporate trust and agency accounts
  • $2,889,934Other fiduciary accounts
  • $1,381,821Fiduciary accounts held in foreign offices

Bank Assets Sold and Securitized (December 31, 2003)

  • Dollar figures in thousands
  • Principal balance with servicing or other recourse retained
  • $01-4 family residential loans
  • $0Home equity lines
  • $0Credit cards receivables
  • $94,946Auto loans
  • $0Other consumer loans
  • $0Commercial and industrial loans

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