Amarillo National Bank in Amarillo, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

Amarillo National Bank - Overview

  • General
  • FDIC Certificate #: 14531
    Status: Active
    Federal Reserve ID: 353555
    Bank Holding Company (Regulatory Top Holder): Amarillo National Bancorp, Inc. (RSSDID: 1107205, Location: Amarillo, TX)
    Date Established: January 01, 1892
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 16 (Domestic: 16, Interstate: No)
    OTS Docket #: 10978
    FDIC's unique #: 9081
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: May 01, 2010
    Last Structure Change Process Date: July 13, 2010
    Last Data Update: July 13, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 410 S Taylor, Amarillo, TX 79101
    County: Potter
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Lubbock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Amarillo, TX (#320)
    Core Based Statistical Area (CBSA): Amarillo, TX (#11100)
    CBSA Metro Statistical Area: Amarillo, TX (#11100)
  • History of Changes
  • Participated in Reorganization
  • Financial Summary
  • Total assets: $3,157.1 mil
    Equity capital: $323.1 mil
    Deposits held in domestic offices: $2,561.6 mil
    Return on assets (ROA): 2.28% ($72.0 mil)
    Quarterly return on assets: 2.30% ($72.6 mil)
    Return on Equity (ROE): 21.88% ($70.7 mil)
    Quarterly return on equity: 22.46% ($72.5 mil)
    Net income: $66.8 mil
    Quarterly Net income: $17.8 mil
    Pretax return on assets: 2.28% ($71,982.7 mil)
    Quarterly Pretax return on assets: 2.30% ($72,614.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 647Total employees (full-time equivalent)
  • $3,157,134Total assets
  • $456,061Cash and due from depository institutions
  • $321,564Interest-bearing balances
  • $411,562Securities
  • $6,164Federal funds sold & reverse repurchase agreements
  • $2,180,830Net loans & leases
  • $31,230Loan loss allowance
  • $0Trading account assets
  • $47,481Bank premises and fixed assets
  • $2,210Other real estate owned
  • $5,097Goodwill and other intangibles
  • $3,157,134Life insurance assets
  • $47,729All other assets
  • $2,833,987Total liabilities and capital
  • $2,561,566Total liabilities
  • $1,758,700Total deposits
  • $2,561,566Interest-bearing deposits
  • $80Deposits held in domestic offices
  • 240140.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $16,394Trading liabilities
  • $0Other borrowed funds
  • $15,887Subordinated debt
  • $323,147All other liabilities
  • $323,147Total equity capital
  • $323,147Total bank equity capital
  • $0Perpetual preferred stock
  • $5,000Common stock
  • $50,000Surplus
  • $268,147Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $9,874Income earned, not collected on loans
  • $0Earning assets
  • $11,591Long-term assets (5+ years)
  • $2,920,120Average Assets, year-to-date
  • $415,082Average Assets, quarterly
  • $2,931,335Volatile liabilities
  • $3,103,160Insider loans
  • $2,493,058FHLB advances
  • $3,134,796Loans and leases held for sale
  • $624Unused loan commitments
  • $624Tier 1 (core) risk-based capital
  • $324,605Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $795,034Restructured Loans and leases
  • $1,039Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $114,652Total interest income
  • $9,665Total interest expense
  • $104,987Net interest income
  • $4,493Provision for loan and lease losses
  • $39,916Total noninterest income
  • $9,537Fiduciary activities
  • $9,508Service charges on deposit accounts
  • $0Trading account gains & fees
  • $20,871Additional noninterest income
  • $73,620Total noninterest expense
  • $44,201Salaries and employee benefits
  • $9,818Premises and equipment expense
  • $19,601Additional noninterest expense
  • $66,790Pre-tax net operating income
  • $35Securities gains (losses)
  • $0Applicable income taxes
  • $66,825Income before extraordinary items
  • $0Extraordinary gains - net
  • $66,825Net income attributable to bank
  • $0Net charge-offs
  • $66,825Cash dividends
  • $4,314Sale, conversion, retirement of capital stock, net
  • $33,681Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.22%Yield on earning assets
  • 0.36%Cost of funding earning assets
  • 3.87%Net interest margin
  • 1.47%Noninterest income to earning assets
  • 2.71%Noninterest expense to earning assets
  • 2.28%Net operating income to assets
  • 2.28%Return on assets (ROA)
  • 2.28%Pretax return on assets
  • 21.88%Return on equity (ROE)
  • 10.85%Retained earnings to average equity (YTD only)
  • 0.21%Net charge-offs to loans
  • 104.15%Credit loss provision to net charge-offs
  • 16.52%Efficiency ratio
  • 50,791Assets per employee
  • 4.88%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 50.40%Loss allowance to loans
  • 1.41%Loss allowance to noncurrent loans
  • 316.29%Noncurrent assets plus other real estate owned to assets
  • 0.38%Noncurrent loans to loans
  • 0.45%Net loans and leases to deposits
  • 85.14%Net loans and leases to core deposits
  • 94.15%Equity capital to assets
  • 10.24%Core capital (leverage) ratio
  • 10.35%Tier 1 risk-based capital ratio
  • 13.02%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $2,931,335Average earning assets
  • $305,410Average equity
  • $2,715,933Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $1,750,861Managed Assets
  • 1Number of Accounts
  • $1,118,409Personal trust and agency accounts
  • $546,327Employee benefit-defined contribution accounts
  • $16,461Employee benefit-defined benefit accounts
  • $26,173Other retirement accounts
  • $55,702Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $321,212Other fiduciary accounts
  • $152,534Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 1743Number of Accounts
  • $0Personal trust and agency accounts
  • $55,701Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $632,452Other retirement accounts
  • $281Corporate trust and agency accounts
  • $452,707Other fiduciary accounts
  • $21,943Fiduciary accounts held in foreign offices

List of branches

  • 16 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    09081Amarillo National Bank410 S Taylor, Amarillo, TX 79101January 01, 1892Full Service Brick and Mortar
    19697Borger Branch301 West Sixth, Borger, TX 79007March 24, 1936Full Service Brick and Mortar
    3231632Coulter Financial Center Branch2401 Coulter, Amarillo, TX 79106October 02, 1989Full Service Brick and Mortar
    4231633Northeast Branch3507 Northeast 24th Street, Amarillo, TX 79107April 06, 1990Full Service Brick and Mortar
    5231634Bell Branch4501 Bell, Amarillo, TX 79109January 02, 1991Full Service Brick and Mortar
    1011896North Branch712 North Taylor Street, Amarillo, TX 79107Febuary 05, 1959Full Service Brick and Mortar
    1116377Medical Center Drive-Up Branch7210 Interstate 40 West, Amarillo, TX 79106Febuary 02, 1981Limited Service Facility
    12231635Georgia Financial Center Branch3101-3105 South Georgia, Amarillo, TX 79109May 02, 1994Full Service Brick and Mortar
    13231636Western Drive-Up Branch4501 South Western, Amarillo, TX 79109June 19, 1995Limited Service Facility
    14231637Drive-Up Plaza Branch1001 South Taylor, Amarillo, TX 79101December 01, 1979Limited Service Facility
    15231638Soncy Branch3401 Soncy, Amarillo, TX 79121May 05, 1997Full Service Retail
    16231639Www Anb Com410 S Taylor, Amarillo, TX 79101December 15, 1997Full Service Cyber
    17231640Hillside Branch6000 Bell, Amarillo, TX 79109November 05, 1998Full Service Brick and Mortar
    18231641United Branch2530 South Georgia, Amarillo, TX 79109January 12, 2000Full Service Retail
    19430056Tascosa Road Branch550 Tascosa Road, Amarillo, TX 79124December 08, 2003Full Service Brick and Mortar
    20500327Southeast Branch2401 South Grand Street, Amarillo, TX 79103December 30, 2009Full Service Brick and Mortar

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