BancCentral in Amarillo, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 10, 1993

  • BancCentral in Amarillo, Texas (TX)
  • Show street view No street view available for this location

BancCentral - Overview

  • General
  • FDIC Certificate #: 17963
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Amarillo National Bank (#14531)
    Federal Reserve ID: 486556
    Date Established: Febuary 05, 1959
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 11896
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: Febuary 05, 1959
    Last Structure Change Effective Date: June 10, 1993
    Last Structure Change Process Date: June 11, 1993
    Last Data Update: August 24, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 712 North Taylor Street, Amarillo, TX 79107
    County: Potter
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Lubbock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Amarillo, TX (#320)
    Core Based Statistical Area (CBSA): Amarillo, TX (#11100)
    CBSA Metro Statistical Area: Amarillo, TX (#11100)
  • History of Changes
  • Absorption - Assisted
    Corrections
  • Financial Summary
  • Total assets: $34.7 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $29Total assets
  • $37,799Cash and due from depository institutions
  • $2,246Interest-bearing balances
  • $0Securities
  • $5,390Federal funds sold & reverse repurchase agreements
  • $7,250Net loans & leases
  • $19,326Loan loss allowance
  • $695Trading account assets
  • $0Bank premises and fixed assets
  • $1,476Other real estate owned
  • $1,455Goodwill and other intangibles
  • $301Life insurance assets
  • $355All other assets
  • $0Total liabilities and capital
  • $37,799Total liabilities
  • $37,156Total deposits
  • $37,076Interest-bearing deposits
  • $30,192Deposits held in domestic offices
  • 37076.00%% insured (estimated)
  • $100Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $80Total equity capital
  • $80Total bank equity capital
  • $643Perpetual preferred stock
  • $0Common stock
  • $2,313Surplus
  • $2,312Undivided profits
  • Memoranda
  • $-3,982Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $894Income earned, not collected on loans
  • $128Earning assets
  • $31,966Long-term assets (5+ years)
  • $4,803Average Assets, year-to-date
  • $44,337Average Assets, quarterly
  • $38,862Volatile liabilities
  • $2,205Insider loans
  • $418FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,463Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $288Total risk weighted assets
  • $21,891Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,890Total interest expense
  • $1,207Net interest income
  • $1,683Provision for loan and lease losses
  • $1,110Total noninterest income
  • $453Fiduciary activities
  • $0Service charges on deposit accounts
  • $339Trading account gains & fees
  • $0Additional noninterest income
  • $114Total noninterest expense
  • $2,762Salaries and employee benefits
  • $945Premises and equipment expense
  • $347Additional noninterest expense
  • $1,470Pre-tax net operating income
  • -$1,736Securities gains (losses)
  • $17Applicable income taxes
  • $0Income before extraordinary items
  • -$1,719Extraordinary gains - net
  • $0Net income attributable to bank
  • -$1,719Net charge-offs
  • $1,742Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.63%Cost of funding earning assets
  • 3.19%Net interest margin
  • 4.44%Noninterest income to earning assets
  • 1.20%Noninterest expense to earning assets
  • 7.29%Net operating income to assets
  • -3.92%Return on assets (ROA)
  • -3.88%Pretax return on assets
  • -3.88%Return on equity (ROE)
  • -123.90%Retained earnings to average equity (YTD only)
  • -123.90%Net charge-offs to loans
  • 7.03%Credit loss provision to net charge-offs
  • 63.72%Efficiency ratio
  • 127,856Assets per employee
  • 1.30%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.47%Loss allowance to noncurrent loans
  • 77.74%Noncurrent assets plus other real estate owned to assets
  • 6.21%Noncurrent loans to loans
  • 4.47%Net loans and leases to deposits
  • 52.13%Net loans and leases to core deposits
  • 55.42%Equity capital to assets
  • 1.70%Core capital (leverage) ratio
  • 0.74%Tier 1 risk-based capital ratio
  • 1.32%Total risk-based capital ratio
  • Memoranda
  • $3Average assets
  • $44,337Average earning assets
  • $1,387Average equity
  • $37,890Average loans

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