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- BancCentral
BancCentral in Amarillo, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches
This bank is inactive as of June 10, 1993
- BancCentral in Amarillo, Texas (TX)
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BancCentral - Overview
- General
- FDIC Certificate #: 17963
Status: Inactive
Closing history: Corrections
Acquiring institution: Amarillo National Bank (#14531)
Federal Reserve ID: 486556
Date Established: Febuary 05, 1959
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Interstate: No)
FDIC's unique #: 11896
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: Febuary 05, 1959
Last Structure Change Effective Date: June 10, 1993
Last Structure Change Process Date: June 11, 1993
Last Data Update: August 24, 1994
Data Source Date: April 05, 2012 - Location
- Address: 712 North Taylor Street, Amarillo, TX 79107
County: Potter
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Lubbock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Amarillo, TX (#320)
Core Based Statistical Area (CBSA): Amarillo, TX (#11100)
CBSA Metro Statistical Area: Amarillo, TX (#11100) - History of Changes
- Absorption - Assisted
Corrections - Financial Summary
- Total assets: $34.7 mil
Assets and Liabilities (December 31, 1992)
- Dollar figures in thousands
- 0Total employees (full-time equivalent)
- $29Total assets
- $37,799Cash and due from depository institutions
- $2,246Interest-bearing balances
- $0Securities
- $5,390Federal funds sold & reverse repurchase agreements
- $7,250Net loans & leases
- $19,326Loan loss allowance
- $695Trading account assets
- $0Bank premises and fixed assets
- $1,476Other real estate owned
- $1,455Goodwill and other intangibles
- $301Life insurance assets
- $355All other assets
- $0Total liabilities and capital
- $37,799Total liabilities
- $37,156Total deposits
- $37,076Interest-bearing deposits
- $30,192Deposits held in domestic offices
- 37076.00%% insured (estimated)
- $100Federal funds purchased & repurchase agreements
- $0Trading liabilities
- $0Other borrowed funds
- $0Subordinated debt
- $0All other liabilities
- $80Total equity capital
- $80Total bank equity capital
- $643Perpetual preferred stock
- $0Common stock
- $2,313Surplus
- $2,312Undivided profits
- Memoranda
- $-3,982Noncurrent loans and leases
- $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
- $894Income earned, not collected on loans
- $128Earning assets
- $31,966Long-term assets (5+ years)
- $4,803Average Assets, year-to-date
- $44,337Average Assets, quarterly
- $38,862Volatile liabilities
- $2,205Insider loans
- $418FHLB advances
- $0Loans and leases held for sale
- $0Unused loan commitments
- $1,463Tier 1 (core) risk-based capital
- $0Tier 2 risk-based capital
- $288Total risk weighted assets
- $21,891Total unused commitments
- $0Restructured Loans and leases
- $0Derivatives
Income and Expense (December 31, 1992)
- Dollar figures in thousands
- $0Total interest income
- $2,890Total interest expense
- $1,207Net interest income
- $1,683Provision for loan and lease losses
- $1,110Total noninterest income
- $453Fiduciary activities
- $0Service charges on deposit accounts
- $339Trading account gains & fees
- $0Additional noninterest income
- $114Total noninterest expense
- $2,762Salaries and employee benefits
- $945Premises and equipment expense
- $347Additional noninterest expense
- $1,470Pre-tax net operating income
- -$1,736Securities gains (losses)
- $17Applicable income taxes
- $0Income before extraordinary items
- -$1,719Extraordinary gains - net
- $0Net income attributable to bank
- -$1,719Net charge-offs
- $1,742Cash dividends
- $0Sale, conversion, retirement of capital stock, net
- $0Net operating income
Performance and Condition Ratios (December 31, 1992)
- Dollar figures in thousands
- Performance Ratios (%, annualized)
- 0.00%Yield on earning assets
- 7.63%Cost of funding earning assets
- 3.19%Net interest margin
- 4.44%Noninterest income to earning assets
- 1.20%Noninterest expense to earning assets
- 7.29%Net operating income to assets
- -3.92%Return on assets (ROA)
- -3.88%Pretax return on assets
- -3.88%Return on equity (ROE)
- -123.90%Retained earnings to average equity (YTD only)
- -123.90%Net charge-offs to loans
- 7.03%Credit loss provision to net charge-offs
- 63.72%Efficiency ratio
- 127,856Assets per employee
- 1.30%Cash dividends to net income (YTD only)
- Condition Ratios (%)
- 0.00%Loss allowance to loans
- 3.47%Loss allowance to noncurrent loans
- 77.74%Noncurrent assets plus other real estate owned to assets
- 6.21%Noncurrent loans to loans
- 4.47%Net loans and leases to deposits
- 52.13%Net loans and leases to core deposits
- 55.42%Equity capital to assets
- 1.70%Core capital (leverage) ratio
- 0.74%Tier 1 risk-based capital ratio
- 1.32%Total risk-based capital ratio
- Memoranda
- $3Average assets
- $44,337Average earning assets
- $1,387Average equity
- $37,890Average loans
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