Ameriana Bank of Ohio, F.S.B. in Cincinnati, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 04, 2000

  • Ameriana Bank of Ohio, F.S.B. in Cincinnati, Ohio (OH)
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Ameriana Bank of Ohio, F.S.B. - Overview

  • General
  • FDIC Certificate #: 28537
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Ameriana Bank (#29031)
    Federal Reserve ID: 316176
    Date Established: January 01, 1915
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 1794
    FDIC's unique #: 41371
    Numeric code: 37
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: June 03, 1952
    Last Structure Change Effective Date: October 04, 2000
    Last Structure Change Process Date: October 11, 2000
    Last Data Update: October 11, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 7200 Blue Ash Road, Cincinnati, OH 45236
    County: Hamilton
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Cincinnati, OH-KY-IN (#1640)
    Consolidated Metropolitan Statistical Area (CMSA): Cincinnati-Hamilton, OH-KY-IN (#21)
    Combined Statistical Area (CSA): Cincinnati-Middletown-Wilmington, OH-KY-IN (#178)
    Core Based Statistical Area (CBSA): Cincinnati-Middletown, OH-KY-IN (#17140)
    CBSA Metro Statistical Area: Cincinnati-Middletown, OH-KY-IN (#17140)
  • Financial Summary
  • Total assets: $125.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 29Total employees (full-time equivalent)
  • $118,858Total assets
  • $3,750Cash and due from depository institutions
  • $2,794Interest-bearing balances
  • $14,333Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $95,908Net loans & leases
  • $269Loan loss allowance
  • $0Trading account assets
  • $690Bank premises and fixed assets
  • $0Other real estate owned
  • $1,303Goodwill and other intangibles
  • $0Life insurance assets
  • $2,874All other assets
  • $118,858Total liabilities and capital
  • $109,689Total liabilities
  • $71,205Total deposits
  • $69,172Interest-bearing deposits
  • $71,205Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $37,511Other borrowed funds
  • $0Subordinated debt
  • $973All other liabilities
  • $9,169Total equity capital
  • $9,169Total bank equity capital
  • $9,169Perpetual preferred stock
  • $0Common stock
  • $1Surplus
  • $4,434Undivided profits
  • Memoranda
  • $4,734Noncurrent loans and leases
  • $10,610Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $536Earning assets
  • $0Long-term assets (5+ years)
  • $390Average Assets, year-to-date
  • $113,035Average Assets, quarterly
  • $0Volatile liabilities
  • $100,511Insider loans
  • $115,017FHLB advances
  • $44,190Loans and leases held for sale
  • $320Unused loan commitments
  • $37,511Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $10,610Total unused commitments
  • $743Restructured Loans and leases
  • $269Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $6,809Total interest income
  • $4,269Total interest expense
  • $2,540Net interest income
  • $208Provision for loan and lease losses
  • $435Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $435Additional noninterest income
  • $2,112Total noninterest expense
  • $1,086Salaries and employee benefits
  • $451Premises and equipment expense
  • $575Additional noninterest expense
  • $655Pre-tax net operating income
  • $47Securities gains (losses)
  • $250Applicable income taxes
  • $452Income before extraordinary items
  • $0Extraordinary gains - net
  • $452Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $197Sale, conversion, retirement of capital stock, net
  • $400Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.13%Yield on earning assets
  • 4.47%Cost of funding earning assets
  • 2.66%Net interest margin
  • 0.46%Noninterest income to earning assets
  • 2.21%Noninterest expense to earning assets
  • 0.42%Net operating income to assets
  • 0.45%Return on assets (ROA)
  • 0.70%Pretax return on assets
  • 4.86%Return on equity (ROE)
  • 0.56%Retained earnings to average equity (YTD only)
  • 0.26%Net charge-offs to loans
  • 105.58%Credit loss provision to net charge-offs
  • 4.38%Efficiency ratio
  • 67,059Assets per employee
  • 4.10%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 88.50%Loss allowance to loans
  • 0.28%Loss allowance to noncurrent loans
  • 50.19%Noncurrent assets plus other real estate owned to assets
  • 0.45%Noncurrent loans to loans
  • 0.56%Net loans and leases to deposits
  • 134.69%Net loans and leases to core deposits
  • 148.63%Equity capital to assets
  • 7.71%Core capital (leverage) ratio
  • 6.81%Tier 1 risk-based capital ratio
  • 13.71%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $100,511Average earning assets
  • $9,295Average equity
  • $95,439Average loans

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