American Bank, National Association in Dallas, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

American Bank, National Association - Overview

  • General
  • FDIC Certificate #: 21567
    Status: Active
    Federal Reserve ID: 494654
    Bank Holding Company (Regulatory Top Holder): Abna Holdings, Inc. (RSSDID: 2344726, Location: Dallas, TX)
    Date Established: May 02, 1974
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 14919
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: May 02, 1974
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 2707 West Northwest Highway, Dallas, TX 75220
    County: Dallas
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $49.7 mil
    Equity capital: $4.5 mil
    Deposits held in domestic offices: $45.0 mil
    Return on assets (ROA): -0.12% (-$0.1 mil)
    Quarterly return on assets: 0.03% ($0.0 mil)
    Return on Equity (ROE): -1.21% (-$0.1 mil)
    Quarterly return on equity: 0.26% ($0.0 mil)
    Net income: -$0.1 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: -0.18% (-$89.4 mil)
    Quarterly Pretax return on assets: 0.03% ($14.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 10Total employees (full-time equivalent)
  • $49,658Total assets
  • $3,025Cash and due from depository institutions
  • $348Interest-bearing balances
  • $38,240Securities
  • $1,055Federal funds sold & reverse repurchase agreements
  • $5,722Net loans & leases
  • $171Loan loss allowance
  • $0Trading account assets
  • $1,047Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $49,658Life insurance assets
  • $569All other assets
  • $45,109Total liabilities and capital
  • $44,997Total liabilities
  • $38,981Total deposits
  • $44,997Interest-bearing deposits
  • $86Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $112Subordinated debt
  • $4,549All other liabilities
  • $4,549Total equity capital
  • $4,549Total bank equity capital
  • $0Perpetual preferred stock
  • $750Common stock
  • $2,750Surplus
  • $1,049Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $201Long-term assets (5+ years)
  • $45,365Average Assets, year-to-date
  • $27,087Average Assets, quarterly
  • $44,442Volatile liabilities
  • $47,439Insider loans
  • $17,367FHLB advances
  • $46,595Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $4,202Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $122Restructured Loans and leases
  • $19Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,355Total interest income
  • $349Total interest expense
  • $1,006Net interest income
  • $0Provision for loan and lease losses
  • $84Total noninterest income
  • $0Fiduciary activities
  • $70Service charges on deposit accounts
  • $0Trading account gains & fees
  • $14Additional noninterest income
  • $1,203Total noninterest expense
  • $453Salaries and employee benefits
  • $238Premises and equipment expense
  • $512Additional noninterest expense
  • -$113Pre-tax net operating income
  • $31Securities gains (losses)
  • -$28Applicable income taxes
  • -$54Income before extraordinary items
  • $0Extraordinary gains - net
  • -$54Net income attributable to bank
  • $0Net charge-offs
  • -$54Cash dividends
  • $12Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.31%Yield on earning assets
  • 0.85%Cost of funding earning assets
  • 2.46%Net interest margin
  • 0.21%Noninterest income to earning assets
  • 2.94%Noninterest expense to earning assets
  • -0.17%Net operating income to assets
  • -0.12%Return on assets (ROA)
  • -0.18%Pretax return on assets
  • -1.21%Return on equity (ROE)
  • -1.21%Retained earnings to average equity (YTD only)
  • 0.17%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • -9.42%Efficiency ratio
  • 110,367Assets per employee
  • 4.97%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.90%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 12.72%Net loans and leases to core deposits
  • 15.58%Equity capital to assets
  • 9.16%Core capital (leverage) ratio
  • 9.02%Tier 1 risk-based capital ratio
  • 24.20%Total risk-based capital ratio
  • Memoranda
  • $25Average assets
  • $44,442Average earning assets
  • $4,446Average equity
  • $40,909Average loans

List of branches

  • 1 Texas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    014919American Bank, National Association2707 West Northwest Highway, Dallas, TX 75220May 02, 1974Full Service Brick and Mortar

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