FDIC Certificate #: 57901 Status: Active Federal Reserve ID: 3296859 Bank Holding Company (Regulatory Top Holder): One World Holding, Inc. (RSSDID: 3311109, Location: Dallas, TX) Date Established: April 04, 2005 WWW:http://www.oneworldbank.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 429798 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Commercial Lending Specialization Date of Deposit Insurance: April 04, 2005 Last Structure Change Effective Date: Febuary 10, 2012 Last Structure Change Process Date: Febuary 10, 2012 Last Data Update: Febuary 10, 2012 Data Source Date: April 05, 2012
Location
Address: 2449 Walnut Hill Lane, Dallas, TX 75229 County: Dallas Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Dallas Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Dallas, TX (#1920) Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31) Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206) Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100) CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100) Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
Financial Summary
Total assets: $94.2 mil Equity capital: $10.0 mil Deposits held in domestic offices: $76.2 mil Return on assets (ROA): -3.12% (-$2.9 mil) Quarterly return on assets: -4.31% (-$4.1 mil) Return on Equity (ROE): -27.35% (-$2.7 mil) Quarterly return on equity: -40.80% (-$4.1 mil) Net income: -$3.0 mil Quarterly Net income: -$1.0 mil Pretax return on assets: -3.12% (-$2,937.6 mil) Quarterly Pretax return on assets: -4.31% (-$4,058.0 mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
20Total employees (full-time equivalent)
$94,153Total assets
$10,647Cash and due from depository institutions
$8,654Interest-bearing balances
$8,374Securities
$7,552Federal funds sold & reverse repurchase agreements
$58,214Net loans & leases
$4,224Loan loss allowance
$0Trading account assets
$1,447Bank premises and fixed assets
$5,780Other real estate owned
$0Goodwill and other intangibles
$94,153Life insurance assets
$2,139All other assets
$84,160Total liabilities and capital
$76,234Total liabilities
$64,844Total deposits
$76,234Interest-bearing deposits
$90Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$7,000Trading liabilities
$0Other borrowed funds
$926Subordinated debt
$9,993All other liabilities
$9,993Total equity capital
$9,993Total bank equity capital
$0Perpetual preferred stock
$5,800Common stock
$8,667Surplus
$-4,474Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$3,988Income earned, not collected on loans
$0Earning assets
$242Long-term assets (5+ years)
$82,794Average Assets, year-to-date
$6,038Average Assets, quarterly
$95,303Volatile liabilities
$95,495Insider loans
$67,805FHLB advances
$92,565Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$9,635Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$2,445Restructured Loans and leases
$2,476Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$3,867Total interest income
$1,004Total interest expense
$2,863Net interest income
$1,360Provision for loan and lease losses
$1,265Total noninterest income
$0Fiduciary activities
$469Service charges on deposit accounts
$0Trading account gains & fees
$796Additional noninterest income
$5,739Total noninterest expense
$1,644Salaries and employee benefits
$377Premises and equipment expense
$3,718Additional noninterest expense
-$2,971Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
-$2,971Income before extraordinary items
$0Extraordinary gains - net
-$2,971Net income attributable to bank
$0Net charge-offs
-$2,971Cash dividends
$204Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.56%Yield on earning assets
1.18%Cost of funding earning assets
3.38%Net interest margin
1.49%Noninterest income to earning assets
6.77%Noninterest expense to earning assets
-3.12%Net operating income to assets
-3.12%Return on assets (ROA)
-3.12%Pretax return on assets
-27.35%Return on equity (ROE)
-27.35%Retained earnings to average equity (YTD only)
0.31%Net charge-offs to loans
666.67%Credit loss provision to net charge-offs
-7.90%Efficiency ratio
139,026Assets per employee
4.71%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
6.77%Loss allowance to noncurrent loans
105.92%Noncurrent assets plus other real estate owned to assets
10.37%Noncurrent loans to loans
6.39%Net loans and leases to deposits
76.36%Net loans and leases to core deposits
80.31%Equity capital to assets
10.61%Core capital (leverage) ratio
10.41%Tier 1 risk-based capital ratio
14.21%Total risk-based capital ratio
Memoranda
$16Average assets
$95,303Average earning assets
$10,863Average equity
$84,758Average loans
List of branches
1 Texas Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
429798
One World Bank
2449 Walnut Hill Lane, Dallas, TX 75229
April 04, 2005
Full Service Brick and Mortar
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