American Bank of Rock Island in Rock Island, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 05, 1999

  • American Bank of Rock Island in Rock Island, Illinois (IL)
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American Bank of Rock Island - Overview

  • General
  • FDIC Certificate #: 19862
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: American Bank and Trust Company, National Association (#34955)
    Federal Reserve ID: 46549
    Date Established: October 29, 1968
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    OTS Docket #: 10045
    FDIC's unique #: 13653
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: October 29, 1968
    Last Structure Change Effective Date: January 05, 1999
    Last Structure Change Process Date: Febuary 26, 1999
    Last Data Update: Febuary 26, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 3730 18th Avenue, Rock Island, IL 61201
    County: Rock Island
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Princeton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Davenport-Moline-Rock Island, IA-IL (#1960)
    Core Based Statistical Area (CBSA): Davenport-Moline-Rock Island, IA-IL (#19340)
    CBSA Metro Statistical Area: Davenport-Moline-Rock Island, IA-IL (#19340)
  • Financial Summary
  • Total assets: $181.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 78Total employees (full-time equivalent)
  • $180,955Total assets
  • $5,140Cash and due from depository institutions
  • $82Interest-bearing balances
  • $68,311Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $99,466Net loans & leases
  • $1,177Loan loss allowance
  • $0Trading account assets
  • $4,631Bank premises and fixed assets
  • $263Other real estate owned
  • $1,551Goodwill and other intangibles
  • $0Life insurance assets
  • $1,593All other assets
  • $180,955Total liabilities and capital
  • $163,772Total liabilities
  • $151,551Total deposits
  • $137,127Interest-bearing deposits
  • $151,551Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $8,437Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $2,000Other borrowed funds
  • $0Subordinated debt
  • $1,784All other liabilities
  • $17,183Total equity capital
  • $17,183Total bank equity capital
  • $17,183Perpetual preferred stock
  • $0Common stock
  • $310Surplus
  • $4,890Undivided profits
  • Memoranda
  • $11,983Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $203Earning assets
  • $0Long-term assets (5+ years)
  • $412Average Assets, year-to-date
  • $167,859Average Assets, quarterly
  • $73,224Volatile liabilities
  • $169,211Insider loans
  • $181,237FHLB advances
  • $29,826Loans and leases held for sale
  • $1,152Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $4,002Total risk weighted assets
  • $5,027Total unused commitments
  • $0Restructured Loans and leases
  • $103,817Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $11,710Total interest income
  • $6,840Total interest expense
  • $4,870Net interest income
  • $253Provision for loan and lease losses
  • $3,053Total noninterest income
  • $211Fiduciary activities
  • $204Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,638Additional noninterest income
  • $5,177Total noninterest expense
  • $2,731Salaries and employee benefits
  • $379Premises and equipment expense
  • $2,067Additional noninterest expense
  • $2,493Pre-tax net operating income
  • -$5Securities gains (losses)
  • -$21Applicable income taxes
  • $2,509Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,509Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$9Sale, conversion, retirement of capital stock, net
  • $1,193Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.51%Yield on earning assets
  • 4.38%Cost of funding earning assets
  • 3.12%Net interest margin
  • 1.96%Noninterest income to earning assets
  • 3.32%Noninterest expense to earning assets
  • 1.49%Net operating income to assets
  • 1.48%Return on assets (ROA)
  • 1.47%Pretax return on assets
  • 15.28%Return on equity (ROE)
  • 8.02%Retained earnings to average equity (YTD only)
  • -0.01%Net charge-offs to loans
  • -2811.11%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 60,634Assets per employee
  • 2.32%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 47.55%Loss allowance to loans
  • 1.17%Loss allowance to noncurrent loans
  • 579.80%Noncurrent assets plus other real estate owned to assets
  • 0.26%Noncurrent loans to loans
  • 0.20%Net loans and leases to deposits
  • 65.63%Net loans and leases to core deposits
  • 76.42%Equity capital to assets
  • 9.50%Core capital (leverage) ratio
  • 8.78%Tier 1 risk-based capital ratio
  • 15.14%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $169,211Average earning assets
  • $16,417Average equity
  • $155,993Average loans

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