American Bank and Trust Company, National Association in Davenport, Iowa (IA), IL
Overview, Financial Summary, Detailed Financial Reports, Branches


American Bank and Trust Company, National Association - Overview

  • General
  • FDIC Certificate #: 34955
    Status: Active
    Federal Reserve ID: 2733263
    Bank Holding Company (Regulatory Top Holder): Ambank Holdings, Inc. (RSSDID: 1138610, Location: Davenport, IA)
    Date Established: January 05, 1999
    WWW: http://www.ambankqc.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 11 (Domestic: 11, Interstate: Yes)
    FDIC's unique #: 62129
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 05, 1999
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 4301 East 53rd Street, Davenport, IA 52807
    County: Scott
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Cedar Rapids
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Davenport-Moline-Rock Island, IA-IL (#1960)
    Core Based Statistical Area (CBSA): Davenport-Moline-Rock Island, IA-IL (#19340)
    CBSA Metro Statistical Area: Davenport-Moline-Rock Island, IA-IL (#19340)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $465.6 mil
    Equity capital: $40.4 mil
    Deposits held in domestic offices: $412.7 mil
    Return on assets (ROA): -0.80% (-$3.7 mil)
    Quarterly return on assets: -1.62% (-$7.5 mil)
    Return on Equity (ROE): -9.80% (-$3.9 mil)
    Quarterly return on equity: -18.62% (-$7.4 mil)
    Net income: -$4.1 mil
    Quarterly Net income: -$1.9 mil
    Pretax return on assets: -0.80% (-$3,724.7 mil)
    Quarterly Pretax return on assets: -1.62% (-$7,542.6 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 196Total employees (full-time equivalent)
  • $465,591Total assets
  • $32,931Cash and due from depository institutions
  • $22,081Interest-bearing balances
  • $102,915Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $303,676Net loans & leases
  • $9,388Loan loss allowance
  • $0Trading account assets
  • $10,462Bank premises and fixed assets
  • $4,778Other real estate owned
  • $566Goodwill and other intangibles
  • $465,591Life insurance assets
  • $10,263All other assets
  • $425,201Total liabilities and capital
  • $412,666Total liabilities
  • $349,459Total deposits
  • $412,666Interest-bearing deposits
  • $87Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $10,311Trading liabilities
  • $0Other borrowed funds
  • $2,224Subordinated debt
  • $40,390All other liabilities
  • $40,390Total equity capital
  • $40,390Total bank equity capital
  • $0Perpetual preferred stock
  • $1,600Common stock
  • $35,573Surplus
  • $3,217Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $21,581Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $26,076Income earned, not collected on loans
  • $0Earning assets
  • $1,773Long-term assets (5+ years)
  • $428,672Average Assets, year-to-date
  • $89,611Average Assets, quarterly
  • $509,050Volatile liabilities
  • $476,033Insider loans
  • $324,557FHLB advances
  • $476,445Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $37,427Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $38,782Restructured Loans and leases
  • $20,667Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $23,433Total interest income
  • $5,409Total interest expense
  • $18,024Net interest income
  • $5,650Provision for loan and lease losses
  • $12,169Total noninterest income
  • $2,281Fiduciary activities
  • $864Service charges on deposit accounts
  • $0Trading account gains & fees
  • $9,024Additional noninterest income
  • $29,166Total noninterest expense
  • $15,169Salaries and employee benefits
  • $3,517Premises and equipment expense
  • $10,480Additional noninterest expense
  • -$4,623Pre-tax net operating income
  • $544Securities gains (losses)
  • $0Applicable income taxes
  • -$4,079Income before extraordinary items
  • $0Extraordinary gains - net
  • -$4,079Net income attributable to bank
  • $0Net charge-offs
  • -$4,079Cash dividends
  • $3,614Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.00%Yield on earning assets
  • 1.15%Cost of funding earning assets
  • 3.84%Net interest margin
  • 2.60%Noninterest income to earning assets
  • 6.22%Noninterest expense to earning assets
  • -0.91%Net operating income to assets
  • -0.80%Return on assets (ROA)
  • -0.80%Pretax return on assets
  • -9.80%Return on equity (ROE)
  • -9.80%Retained earnings to average equity (YTD only)
  • 1.01%Net charge-offs to loans
  • 156.34%Credit loss provision to net charge-offs
  • 0.28%Efficiency ratio
  • 96,599Assets per employee
  • 2.38%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.00%Loss allowance to noncurrent loans
  • 36.00%Noncurrent assets plus other real estate owned to assets
  • 6.63%Noncurrent loans to loans
  • 8.33%Net loans and leases to deposits
  • 73.59%Net loans and leases to core deposits
  • 78.09%Equity capital to assets
  • 8.67%Core capital (leverage) ratio
  • 7.86%Tier 1 risk-based capital ratio
  • 11.53%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $509,050Average earning assets
  • $41,620Average equity
  • $468,926Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $177,557Managed Assets
  • 1Number of Accounts
  • $152,273Personal trust and agency accounts
  • $112,699Employee benefit-defined contribution accounts
  • $254Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $5,506Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $32,891Other fiduciary accounts
  • $923Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 525Number of Accounts
  • $0Personal trust and agency accounts
  • $5,506Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $25,284Other retirement accounts
  • $11,466Corporate trust and agency accounts
  • $8,571Other fiduciary accounts
  • $4,801Fiduciary accounts held in foreign offices

List of branches

  • 9 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    113653Rock Island Branch3730 18th Avenue, Rock Island, IL 61201October 29, 1968Full Service Brick and Mortar
    245624Downtown Ri Branch1600 Fourth Avenue, Rock Island, IL 61201August 17, 1989Full Service Brick and Mortar
    3273348Moline Branch4051 Avenue Of The Cities, Moline, IL 61265January 01, 1887Full Service Brick and Mortar
    4290860Friendship Manor1209 21st Avenue, Rock Island, IL 61201January 07, 2000Limited Service Mobile
    5360176Geneva Branch1542 South Randall Road, Geneva, IL 60134Febuary 20, 2001Full Service Brick and Mortar
    781327Kaneland/Elburn Branch8 South Main Street, Elburn, IL 60119May 01, 2001Full Service Brick and Mortar
    8443065Milan Hy-Vee Branch201 W. 10th Avenue, Milan, IL 61264April 01, 2005Full Service Retail
    12450637St. Charles Branch2580 Foxfield Road, 2nd Floor, Saint Charles, IL 60174October 14, 2005Limited Service Trust
    14478831Rock Island Hy-Vee Branch2930 18th Avenue, Rock Island, IL 61201May 06, 2008Full Service Retail
  • 2 Iowa Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    062129American Bank And Trust Company, National Association4301 East 53rd Street, Davenport, IA 52807January 05, 1999Full Service Brick and Mortar
    6360727Bettendorf Branch1855 Middle Road, Bettendorf, IA 52722June 13, 2001Full Service Brick and Mortar

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