American Express Centurion Bank in city_name, state_name - Detailed Financial Reports, Location

American Express Centurion Bank in Salt Lake City, Utah (UT)
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American Express Centurion Bank routing number info

American Express Centurion Bank - Overview

General
FDIC Certificate #: 27471
Status: Active
Federal Reserve ID: 1394676
Bank Holding Company (Regulatory Top Holder): American Express Company (RSSDID: 1275216, Location: New York, NY)
Date Established: March 20, 1989
WWW: http://www.americanexpress.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Domestic: 2, Foreign: 1, Interstate: No)
FDIC's unique #: 40088
Numeric code: 23
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Credit Card Institutions: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: Yes
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Credit-Card Specialization
Date of Deposit Insurance: March 20, 1989
Last Structure Change Effective Date: October 24, 2011
Last Structure Change Process Date: October 24, 2011
Last Data Update: October 24, 2011
Data Source Date: April 05, 2012
Location
Address: 4315 South 2700 West, Mail Code: 02-01-47, Salt Lake City, UT 84184
County: Salt Lake
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Salt Lake City
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Salt Lake City-Ogden, UT (#7160)
Combined Statistical Area (CSA): Salt Lake City-Ogden-Clearfield, UT (#482)
Core Based Statistical Area (CBSA): Salt Lake City, UT (#41620)
CBSA Metro Statistical Area: Salt Lake City, UT (#41620)
Financial Summary
Total assets: $35,152.6 mil
Equity capital: $6,114.5 mil
Deposits held in domestic offices: $16,055.4 mil
Return on assets (ROA): 5.67% ($1,993.2 mil)
Quarterly return on assets: 5.59% ($1,965.1 mil)
Return on Equity (ROE): 28.19% ($1,723.5 mil)
Quarterly return on equity: 30.11% ($1,840.9 mil)
Net income: $1,708.4 mil
Quarterly Net income: $459.4 mil
Pretax return on assets: 9.16% ($3,219,980.4 mil)
Quarterly Pretax return on assets: 9.16% ($3,219,980.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
128Total employees (full-time equivalent)
$35,152,624Total assets
$13,071,931Cash and due from depository institutions
$13,063,156Interest-bearing balances
$1,324,304Securities
$0Federal funds sold & reverse repurchase agreements
$18,879,310Net loans & leases
$531,075Loan loss allowance
$0Trading account assets
$129Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$35,152,624Life insurance assets
$1,876,950All other assets
$29,038,160Total liabilities and capital
$23,421,434Total liabilities
$23,394,080Total deposits
$16,055,366Interest-bearing deposits
$68Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$3,452,006Trading liabilities
$0Other borrowed funds
$2,164,720Subordinated debt
$6,114,464All other liabilities
$6,114,464Total equity capital
$6,114,464Total bank equity capital
$0Perpetual preferred stock
$50Common stock
$896,719Surplus
$5,217,695Undivided profits
Memoranda
$0Noncurrent loans and leases
$1,334,335Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$328,193Income earned, not collected on loans
$0Earning assets
$119,335Long-term assets (5+ years)
$33,266,770Average Assets, year-to-date
$123,339Average Assets, quarterly
$30,147,970Volatile liabilities
$32,858,181Insider loans
$32,034,961FHLB advances
$31,646,592Loans and leases held for sale
$114,721Unused loan commitments
$0Tier 1 (core) risk-based capital
$6,028,892Tier 2 risk-based capital
$114,721Total risk weighted assets
$0Total unused commitments
$70,438,676Restructured Loans and leases
$1,504Derivatives
$1Total assets and liabilities in foreign offices

Income and Expense (December 31, 2011)

Dollar figures in thousands
$2,604,958Total interest income
$306,568Total interest expense
$2,298,390Net interest income
$370,892Provision for loan and lease losses
$3,900,441Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$3,900,441Additional noninterest income
$3,067,227Total noninterest expense
$16,602Salaries and employee benefits
-$1,194Premises and equipment expense
$3,051,819Additional noninterest expense
$2,760,712Pre-tax net operating income
$0Securities gains (losses)
$1,052,353Applicable income taxes
$1,708,359Income before extraordinary items
$0Extraordinary gains - net
$1,708,359Net income attributable to bank
$0Net charge-offs
$1,708,359Cash dividends
$598,709Sale, conversion, retirement of capital stock, net
$1,450,000Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
9.26%Yield on earning assets
1.09%Cost of funding earning assets
8.17%Net interest margin
13.86%Noninterest income to earning assets
10.90%Noninterest expense to earning assets
5.67%Net operating income to assets
5.67%Return on assets (ROA)
9.16%Pretax return on assets
28.19%Return on equity (ROE)
4.26%Retained earnings to average equity (YTD only)
3.34%Net charge-offs to loans
61.95%Credit loss provision to net charge-offs
5.23%Efficiency ratio
49,481Assets per employee
274.63%Cash dividends to net income (YTD only)
Condition Ratios (%)
84.88%Loss allowance to loans
2.74%Loss allowance to noncurrent loans
161.82%Noncurrent assets plus other real estate owned to assets
0.93%Noncurrent loans to loans
1.69%Net loans and leases to deposits
80.61%Net loans and leases to core deposits
4174.60%Equity capital to assets
17.39%Core capital (leverage) ratio
19.05%Tier 1 risk-based capital ratio
18.82%Total risk-based capital ratio
Memoranda
$20Average assets
$30,147,970Average earning assets
$6,059,939Average equity
$28,144,198Average loans

Bank Assets Sold and Securitized (December 31, 2011)

Dollar figures in thousands
Principal balance with servicing or other recourse retained
$01-4 family residential loans
$0Home equity lines
$10,983,069Credit cards receivables
$0Auto loans
$0Other consumer loans
$0Commercial and industrial loans

List of branches

1 Branch as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
4	360334	Cayman Island Branch (Frgn)	Po Box 501, Georgetown, 0	January 29, 1991	Full Service Brick and Mortar

2 Utah Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	40088	American Express Centurion Bank	4315 South 2700 West, Mail Code: 02-01-47, Salt Lake City, UT 84184	March 20, 1989	Full Service Brick and Mortar
3	262075	Salt Lake City Branch	4315 South 2700 West, Salt Lake City, UT 84119	July 01, 1996	Limited Service Consumer Credit

August Galiano - AEG Services

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American Express Centurion Bank in Salt Lake City, Utah (UT)
Overview, Financial Summary, Detailed Financial Reports, Branches

American Express Centurion Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Bank Assets Sold and Securitized (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

American Express Centurion Bank in Salt Lake City, Utah (UT)Overview, Financial Summary, Detailed Financial Reports, Branches

American Express Centurion Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Bank Assets Sold and Securitized (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

American Express Centurion Bank in Salt Lake City, Utah (UT)
Overview, Financial Summary, Detailed Financial Reports, Branches